How Can I Make My Buffalo Grove, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Buffalo Grove, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Buffalo Grove, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $294,000 | $280,000 | $200,000-$250,000 |
| 3 Bedroom | $406,500 | $350,000 | $300,000-$350,000 |
| 4 Bedroom | $426,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $709,500 | $570,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Buffalo Grove, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $837 |
| Superior Protection Discount | -$90 | $907 |
| Fire & Security Discount | -$90 | $907 |
| Hail Resistant Roof Discount | -$30 | $967 |
| Newly Constructed Home Discount | -$259 | $738 |
Choose the Right Deductible for your Buffalo Grove, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Buffalo Grove, IL | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| North Barrington, IL | $500 | $2,120 | $2,620 | $1,541 | $2,041 | $579 |
| Trout Valley, IL | $700 | $1,219 | $1,919 | $886 | $1,586 | $333 |
| Cicero, IL | $200 | $754 | $954 | $548 | $748 | $206 |
| Willow Springs, IL | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Crest Hill, IL | $300 | $674 | $974 | $490 | $790 | $184 |
| Harvey, IL | $700 | $825 | $1,525 | $600 | $1,300 | $226 |
| North Bay, WI | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Franklin, IL | $1,500 | $764 | $2,264 | $555 | $2,055 | $209 |
| East Troy, WI | $100 | $708 | $808 | $515 | $615 | $194 |
| Munster, IN | $700 | $864 | $1,564 | $628 | $1,328 | $236 |
Identify Top Home Insurance Agents near Buffalo Grove, IL | Back to Top
| Home Insurance Company Buffalo Grove, IL | Homeowners Insurance Agency Buffalo Grove, IL | Address | Popularity Score | Distance from Buffalo Grove (miles) |
|---|---|---|---|---|
| State Farm | Paul Georgopulos | 38 N Broadway St Ste 1, Des Plaines, IL, 60016-2348 | 8.3 | |
| State Farm | Jim Olive | 206 N Butterfield Rd, Libertyville, IL, 60048-1757 | 8.0 | |
| State Farm | Barbara Janusek | 5554 N Broadway, Chicago, IL, 60640-1438 | 20.0 | |
| State Farm | Dave Frederickson | 6263 N Clark St, Chicago, IL, 60660-1201 | 19.0 | |
| Liberty Mutual Independent | Schulz-Brundage Inc | 932 Maple Ave , Downers Grove, IL, 60515 | 25.9 | |
| Allstate | Mary Schur | 3577 E New York St Ste 109, Aurora, IL, 60504 | 31.2 | |
| State Farm | Dave Miller | 950 Lee St Ste 220, Des Plaines, IL, 60016-6574 | 9.7 | |
| Travelers | The Johnson Insurance Agency Inc | 450 E Higgins Rd Ste 200, Elk Grove Village, IL, 60007 | 9.6 | |
| Liberty Mutual Independent | Bradish Associates Ltd | 215 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 5.7 | |
| Allstate | Yong Jun | 628 W Algonquin Rd, Des Plaines, IL, 60016 | 9.5 |
Compare Rates for Buffalo Grove, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Cook County, IL | $227,400 | $892 | $610 | $1,270 | $660 |
| Buffalo Grove, IL | $314,500 | $997 | $720 | $1,430 | $710 |
| North Barrington, IL | $653,600 | $2,146 | $1,550 | $3,070 | $1,520 |
| Trout Valley, IL | $378,400 | $1,234 | $900 | $1,740 | $840 |
| Cicero, IL | $139,100 | $763 | $560 | $1,090 | $530 |
| Willow Springs, IL | $339,100 | $800 | $540 | $1,140 | $600 |
| Crest Hill, IL | $160,500 | $682 | $490 | $970 | $480 |
| Harvey, IL | $72,400 | $835 | $580 | $1,150 | $570 |
| North Bay, WI | $316,700 | $857 | $570 | $1,170 | $600 |
| Franklin, IL | $143,300 | $773 | $560 | $1,070 | $510 |
| East Troy, WI | $190,500 | $717 | $490 | $1,010 | $520 |
| Munster, IN | $217,700 | $874 | $640 | $1,200 | $560 |
Research Home Insurance Companies Reviews in Buffalo Grove, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
Luckily, I have not had much dealings with the customer service. I mostly just pay the premiums and forget about it. The limited interactions I've had have been pleasant so I'd give them a rating of 4.
State Farm Home Insurance Reviews
Date: July 15, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I think the premium is a little high the same for the deductible. I think they could lower it down just a bit more. I have not had to make any claims yet.