How Can I Make My Minot, ND Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Minot, ND by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Minot, ND Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $91,000 | $90,000 | $50,000-$75,000 |
| 3 Bedroom | $130,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $229,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $230,500 | $200,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Minot, ND | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $952 |
| Superior Protection Discount | -$104 | $1,056 |
| Fire & Security Discount | -$128 | $1,033 |
| Hail Resistant Roof Discount | -$23 | $1,137 |
| Newly Constructed Home Discount | -$232 | $929 |
Choose the Right Deductible for your Minot, ND Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ward County | $700 | $1,161 | $1,861 | $844 | $1,544 | $317 |
| Minot, ND | $700 | $1,147 | $1,847 | $833 | $1,533 | $313 |
| Afton, ND | $400 | $1,734 | $2,134 | $1,260 | $1,660 | $474 |
| Freedom, ND | $2,000 | $1,447 | $3,447 | $1,052 | $3,052 | $396 |
| Waterford, ND | $100 | $1,355 | $1,455 | $984 | $1,084 | $370 |
| Greatstone, ND | $2,500 | $802 | $3,302 | $583 | $3,083 | $219 |
| East McHenry, ND | $700 | $1,277 | $1,977 | $928 | $1,628 | $349 |
| Coleharbor, ND | $300 | $932 | $1,232 | $677 | $977 | $255 |
Identify Top Home Insurance Agents near Minot, ND | Back to Top
| Home Insurance Company Minot, ND | Homeowners Insurance Agency Minot, ND | Address | Popularity Score | Distance from Minot (miles) |
|---|---|---|---|---|
| State Farm | Jessica Declercq | 2151 36th Ave Sw Ste C, Minot, ND, 58701-7591 | 2.6 | |
| State Farm | Paul Siebert | 1125 N Broadway, Minot, ND, 58703-1323 | 1.0 | |
| State Farm | Kellie Thorman | 500 20th Ave Sw Ste B, Minot, ND, 58701-6492 | 1.7 | |
| Farmers | Lee Amon | 1408 20th Ave Sw Ste 4, Minot, ND, 58701 | 2.0 | |
| Allstate | Kim Albert Agency | 1401 11th Ave Sw Ste 2, Minot, ND, 58701 | 1.2 | |
| Farmers | James Bierschbach | 811 S Broadway, Minot, ND, 58701 | 0.5 | |
| Travelers | Kumm Insurance Agency | 101 N Main, Velva, ND, 58790 | 20.7 | |
| Travelers | First International Insurance | 1600 S Broadway, Minot, ND, 58702 | 1.2 | |
| Farmers | Craig Kondos | 2010 4th Ave Nw, Minot, ND, 58703 | 1.6 | |
| Farmers | Michael Mike Buseth | 216 S Broadway Ste 104, Minot, ND, 58701 | 0.3 |
Compare Rates for Minot, ND Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $790 | $1,640 | $850 |
| Ward County, ND | $211,900 | $1,176 | $810 | $1,620 | $810 |
| Minot, ND | $206,600 | $1,161 | $820 | $1,590 | $770 |
| Afton, ND | $378,200 | $1,755 | $1,190 | $2,440 | $1,250 |
| Freedom, ND | $284,200 | $1,465 | $1,070 | $2,090 | $1,020 |
| Waterford, ND | $250,000 | $1,371 | $920 | $1,880 | $960 |
| Greatstone, ND | $89,500 | $812 | $580 | $1,120 | $540 |
| East McHenry, ND | $222,200 | $1,293 | $880 | $1,770 | $890 |
| Coleharbor, ND | $118,800 | $943 | $650 | $1,290 | $640 |
Research Home Insurance Companies Reviews in Minot, ND Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I'm not familiar with other insurance companies, however, a few years ago I did a price comparison with other insurance companies, and no one could beat the price of State Farm.
Date: July 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
State Farm's policies are probably very similar to other providers. They offer what I need, so I do not look any farther.
Country Financial Home Insurance Reviews
Date: May 24, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
we didn't really shop around with difference insurance companies before selecting Country Financial so we don't have any numbers to compare our current premium and deductible against.