How Can I Make My Chanhassen, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Chanhassen, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Chanhassen, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $149,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $327,000 | $270,000 | $350,000-$400,000 |
| 4 Bedroom | $490,500 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $219,000 | $180,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Chanhassen, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $770 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$94 | $845 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$225 | $713 |
Choose the Right Deductible for your Chanhassen, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hennepin County | $2,000 | $1,217 | $3,217 | $885 | $2,885 | $333 |
| Chanhassen, MN | $2,000 | $927 | $2,927 | $674 | $2,674 | $253 |
| Franklin, MN | $100 | $1,642 | $1,742 | $1,193 | $1,293 | $449 |
| Brooklyn Center, MN | $2,500 | $970 | $3,470 | $705 | $3,205 | $265 |
| Rogers, MN | $200 | $1,036 | $1,236 | $753 | $953 | $283 |
| Mounds View, MN | $2,500 | $790 | $3,290 | $574 | $3,074 | $216 |
| Henderson, MN | $100 | $911 | $1,011 | $662 | $762 | $249 |
| Dundas, MN | $1,000 | $1,151 | $2,151 | $836 | $1,836 | $315 |
| Brownton, MN | $100 | $648 | $748 | $471 | $571 | $177 |
| Linwood, MN | $700 | $895 | $1,595 | $650 | $1,350 | $245 |
| Oshawa, MN | $300 | $1,294 | $1,594 | $941 | $1,241 | $354 |
Identify Top Home Insurance Agents near Chanhassen, MN | Back to Top
| Home Insurance Company Chanhassen, MN | Homeowners Insurance Agency Chanhassen, MN | Address | Popularity Score | Distance from Chanhassen (miles) |
|---|---|---|---|---|
| Allstate | Dave Haben | 18300 Minnetonka Blvd Ste 104, Wayzata, MN, 55391 | 6.5 | |
| Travelers | Ameristar Agency Inc | 800 E Wayzata Blvd Ste 250, Wayzata, MN, 55391 | 8.5 | |
| Allstate | Charley Bradley | 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344 | 6.4 | |
| Travelers | Advisornet Property & Casualty | 701 4th Ave S Ste 1500, Minneapolis, MN, 55415 | 16.7 | |
| State Farm | Amy Brown | 1513 Geneva Avenue N, Oakdale, MN, 55128-4219 | 29.5 | |
| Allstate | Stanley Winnie | 6409 City West Pkwy Ste 100, Eden Prairie, MN, 55344 | 7.5 | |
| Farmers | Paul Connors | 11524 Excelsior Blvd, Minnetonka, MN, 55343 | 8.1 | |
| Farmers | Thomas Tom Papas | 470 W 78th St Ste 130, Chanhassen, MN, 55317 | 1.5 | |
| Allstate | Mark Ellingson | 1690 Mcknight Rd N, Maplewood, MN, 55109 | 29.0 | |
| Travelers | North Star Insurance Services | 601 Carlson Pkwy, Minnetonka, MN, 55305 | 9.5 |
Compare Rates for Chanhassen, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,630 | $830 |
| Hennepin County, MN | $245,400 | $1,232 | $870 | $1,690 | $820 |
| Chanhassen, MN | $350,600 | $939 | $690 | $1,330 | $640 |
| Franklin, MN | $354,800 | $1,662 | $1,150 | $2,380 | $1,230 |
| Brooklyn Center, MN | $151,500 | $982 | $670 | $1,390 | $720 |
| Rogers, MN | $298,700 | $1,049 | $740 | $1,500 | $760 |
| Mounds View, MN | $179,300 | $800 | $540 | $1,130 | $590 |
| Henderson, MN | $128,100 | $922 | $660 | $1,270 | $610 |
| Dundas, MN | $191,400 | $1,165 | $790 | $1,600 | $810 |
| Brownton, MN | $78,700 | $656 | $440 | $910 | $470 |
| Linwood, MN | $227,400 | $906 | $640 | $1,250 | $610 |
| Oshawa, MN | $240,000 | $1,310 | $890 | $1,870 | $980 |
Research Home Insurance Companies Reviews in Chanhassen, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I think that they are on par with other insurance companies as far as home insurance policy offerings go, nothing extraordinary.
Date: December 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Again, my interaction has been limited. State farm was sort of the default for us, and we kind of just settled with what was given.
Farm Bureau Home Insurance Reviews
Date: January 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My deductible is high to keep the premium low. However, my deductible could be lower (w/same premium) if I were to switch companies
Fairmont Farmers Mutual Home Insurance Reviews
Date: December 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
They have a diminishing deductable which means that over years of no claims the deductable declines in price for up to five years.
USAA Home Insurance Reviews
Date: November 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I like the customer service because they are super nice and if I get disconnected on a call for some reason, I can count on them to call me back. I can also count on them to be very pleasant.