How Can I Make My Cuba, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Cuba, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Cuba, IL Home Insurance Coverage Levels | Back to Top
| Cuba, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Robin Rd, Old Barrington Ct, N Oak Ct, N Hough Rd, Kelsey Rd, Onondaga Dr, Oak Ct, W County Line Rd, Welch Cir, W Merton Rd | $528,500 | $420,000 | $400,000-$500,000 | $336,000 | $280,000 | $250,000-$300,000 |
| Bridge Ln, N Countryside Ct, Harbor Dr, Schooner Ln, Covington Dr, Ela St, N 18th St, Merton Rd, E County Line Rd, N Hickory Nut Grove Rd | $707,500 | $610,000 | $600,000-$700,000 | $558,000 | $500,000 | $500,000-$600,000 |
| N Barsumian Dr, W Ravine Dr, Martin Ct, Churchill Ct, Hewes Dr, Old Barrington Rd, Brookside Rd, Kelsey Rd, Meadow Rose Ct, N Linden Ct | $844,000 | $690,000 | $800,000-$900,000 | $393,000 | $370,000 | $400,000-$500,000 |
| Cranberry Ct, Grayshire Ln, Mid Oaks Ln, Bridgewater Ct, W Cutter Ln, Raleigh Pl, Whitney Dr, Cumnor Ave, Crooked Ln, Crown Rd | $705,500 | $650,000 | $700,000-$800,000 | $415,000 | $360,000 | $400,000-$500,000 |
| Co Hwy 35, Merryoaks Rd, N Countryside Dr, Fenview Dr, Bark Ct, Coyote Trl, W Apple Tree Ln, Sieberts Ridge Rd, Shorely Dr, W Driftwood Ct | $602,000 | $500,000 | $600,000-$700,000 | $605,000 | $480,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Cuba, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $858 |
| Superior Protection Discount | -$100 | $897 |
| Fire & Security Discount | -$100 | $897 |
| Hail Resistant Roof Discount | -$30 | $967 |
| Newly Constructed Home Discount | -$209 | $788 |
Choose the Right Deductible for your Cuba, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Cuba, IL | $1,500 | $985 | $2,485 | $716 | $2,216 | $269 |
| Tower Lakes, IL | $200 | $1,731 | $1,931 | $1,258 | $1,458 | $473 |
| Avon, IL | $700 | $767 | $1,467 | $557 | $1,257 | $210 |
| Round Lake Heights, IL | $200 | $798 | $998 | $580 | $780 | $218 |
| Burton, IL | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Zion, IL | $200 | $641 | $841 | $466 | $666 | $175 |
| Virgil, IL | $700 | $890 | $1,590 | $647 | $1,347 | $243 |
| Walworth County, WI | $100 | $690 | $790 | $501 | $601 | $189 |
| Hinckley, IL | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Squaw Grove, IL | $400 | $876 | $1,276 | $637 | $1,037 | $239 |
| Crystal Lawns, IL | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
Identify Top Home Insurance Agents near Cuba, IL | Back to Top
| Home Insurance Company Cuba, IL | Homeowners Insurance Agency Cuba, IL | Address | Popularity Score | Distance from Cuba (miles) |
|---|---|---|---|---|
| State Farm | Ryan Messner | 437 Robert Parker Coffin Rd, Long Grove, IL, 60047-9619 | 8.5 | |
| Nationwide | Susan Moore & Associates Inc | 1130 W Lake Cook Rd Suite 195, Buffalo Grove, IL, 60089 | 9.7 | |
| State Farm | Mike Lanham | 1n149 Gary Ave, Carol Stream, IL, 60188-2247 | 21.2 | |
| Travelers | Sdl Insurance Solutions | 9 Crystal Lake Rd Ste 230, Lake In The Hills, IL, 60156 | 8.7 | |
| State Farm | Nick Slaughter | 450 N Il Route 31 Ste 180, Crystal Lake, IL, 60012-3776 | 7.5 | |
| State Farm | Phil Horn | 105 W Main St, Cary, IL, 60013-2718 | 4.1 | |
| State Farm | Dan Educate | 1807 Oakton St, Park Ridge, IL, 60068-1950 | 20.0 | |
| Farmers | Kevin Kirwan | 316 S Main St, Wauconda, IL, 60084 | 4.5 | |
| Travelers | Asco Insurance Services Inc | 1440 Renaissance Drive Suite 130, Park Ridge, IL, 60068 | 19.0 | |
| Travelers | South Barrington Insurance Agency | 101 S Hough #8, Barrington, IL, 60010 | 3.2 |
Compare Rates for Cuba, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,200 | $580 |
| Lake County, IL | $251,400 | $926 | $620 | $1,320 | $700 |
| Cuba, IL | $459,800 | $997 | $670 | $1,410 | $740 |
| Tower Lakes, IL | $484,900 | $1,752 | $1,210 | $2,510 | $1,300 |
| Avon, IL | $155,300 | $776 | $550 | $1,110 | $560 |
| Round Lake Heights, IL | $158,900 | $808 | $540 | $1,140 | $600 |
| Burton, IL | $276,400 | $1,004 | $670 | $1,380 | $710 |
| Zion, IL | $115,200 | $649 | $430 | $920 | $490 |
| Virgil, IL | $209,300 | $901 | $660 | $1,280 | $620 |
| Walworth County, WI | $192,500 | $698 | $510 | $960 | $450 |
| Hinckley, IL | $176,000 | $843 | $560 | $1,170 | $610 |
| Squaw Grove, IL | $201,100 | $887 | $630 | $1,230 | $600 |
| Crystal Lawns, IL | $155,700 | $801 | $540 | $1,140 | $600 |
Research Home Insurance Companies Reviews in Cuba, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My hot water heater leaked two years ago. State Farm was reluctant to pay for the damages but ultimately did. However, it took more than 6 months to be compensated.
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I really like the customer service at my insurance company. The people that work their are friendly, professional, and they really listen when I need help. I like that the customer service is available 24/7 on nearly every possible medium. I can call, email, text, go online anything and can be routed to the answers that I need by a real life individual. I also appreciate that I can see my agent in person, and that my agent his team are local.
West Bend Mutual Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I think it is comparable to other companies if you consider cost of auto and home together with a discount. I would like lower costs but I think with what we want and need to be protected this is the best we can do.
AAA Home Insurance Reviews
Date: January 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
The policy we have with our company is excellent and well provides for us when we need it.
Progressive Home Insurance Reviews
Date: October 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
I like how simplistic the app is. There is no hassle navigating, paying bills, looking up information or anything like that. Everything is very user-friendly, and straight forward.