How Can I Make My Middletown, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Middletown, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Middletown, CT Home Insurance Coverage Levels | Back to Top
| Middletown, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Windshire Terrace Cir, Lake Rd, Lee St, Highland Ter, Lewis St, Lindsey Rd, Miller St, Yellow Wood St, Plymouth St, Old Mill Rd | $131,500 | $120,000 | $150,000-$175,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Overlook Ave, Brechlin Dr, Thayer Rd, Traverse Sq, Stirling Ct, Wilcox Rd, Woodbury Cir, Industrial Park Pl, Litchfield Ct, Meetinghouse Ln | $196,000 | $180,000 | $150,000-$175,000 | $117,000 | $110,000 | $100,000-$125,000 |
| Fairlawn Ave, Pinehurst Pl, O'Brien Dr, Nathan Hale Rd, Aresco Dr, Glendale Ave, Butternut St, Carriage Crossing Ln, Evergreen Ave, Meadowbrook Rd | $175,500 | $170,000 | $150,000-$175,000 | $167,000 | $150,000 | $150,000-$175,000 |
| Delwood Ave, Stevens Ln, Forest St, Footit Dr, E Ridge Rd, Goodyear Ave, Flynn Ln, Putter Pl, Arnold St, Stack St | $203,000 | $170,000 | $200,000-$250,000 | $188,000 | $170,000 | $200,000-$250,000 |
| Silver Dr, Livingston Rd, David Dr, Rising Trail Dr, E Lake Pl, Dekoven Dr, Hendley Ct, Tryon St, State Hwy 410, Bretton Rd | $371,500 | $300,000 | $350,000-$400,000 | $247,500 | $200,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Middletown, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $889 |
| Superior Protection Discount | -$106 | $953 |
| Fire & Security Discount | -$106 | $953 |
| Hail Resistant Roof Discount | -$21 | $1,037 |
| Newly Constructed Home Discount | -$265 | $794 |
Choose the Right Deductible for your Middletown, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $2,000 | $1,184 | $3,184 | $861 | $2,861 | $324 |
| Middletown, CT | $2,500 | $1,046 | $3,546 | $760 | $3,260 | $286 |
| Woodbridge, CT | $300 | $1,068 | $1,368 | $776 | $1,076 | $292 |
| Somers, CT | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Ledyard, CT | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Riverhead, NY | $1,500 | $1,325 | $2,825 | $963 | $2,463 | $362 |
| Kent, CT | $500 | $1,495 | $1,995 | $1,086 | $1,586 | $409 |
| Sound Beach, NY | $2,000 | $816 | $2,816 | $593 | $2,593 | $223 |
| Montgomery, MA | $300 | $1,155 | $1,455 | $839 | $1,139 | $316 |
| Putnam, CT | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| Dover, NY | $200 | $788 | $988 | $573 | $773 | $215 |
| Coram, NY | $2,500 | $1,147 | $3,647 | $833 | $3,333 | $313 |
Identify Top Home Insurance Agents near Middletown, CT | Back to Top
| Home Insurance Company Middletown, CT | Homeowners Insurance Agency Middletown, CT | Address | Popularity Score | Distance from Middletown (miles) |
|---|---|---|---|---|
| Travelers | Trager Insurance Group Llc | 5 Colony St Ste 303, Meriden, CT, 6451 | 7.6 | |
| Allstate | Charles P. Doty | 1492 Post Rd, Fairfield, CT, 6824 | 42.1 | |
| Liberty Mutual Independent | James P Murphy & Associates | 3 Belden Ave, Norwalk, CT, 6850 | 49.5 | |
| Travelers | Broad Range Benefits Group Llc | 2929 Fairfield Ave, Bridgeport, CT, 6605 | 40.2 | |
| Liberty Mutual Independent | Shoff Darby Companies Inc | 488 Main Ave 3rd Fl, Norwalk, CT, 6851 | 48.6 | |
| Liberty Mutual Independent | Ryan Associates Llc | 850 N Main Street Ext Ste 1a, Wallingford, CT, 6492 | 9.2 | |
| Nationwide | John T. Lana | 1259 S Broad St, Wallingford, CT, 06492-1737 | 8.5 | |
| Travelers | Ritequote Insurance Agency Llc | 258 Middle St Ste A, Bristol, CT, 6010 | 15.7 | |
| Travelers | Goodworks Insurance | 18 Concord St, Glastonbury, CT, 6033 | 11.7 | |
| Nationwide | David V Gould Agency | 14 Church St, North Haven, CT, 6473 | 15.4 |
Compare Rates for Middletown, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,720 | $820 |
| Middlesex County, CT | $283,700 | $1,199 | $800 | $1,640 | $840 |
| Middletown, CT | $228,500 | $1,058 | $730 | $1,450 | $720 |
| Woodbridge, CT | $478,600 | $1,081 | $780 | $1,500 | $720 |
| Somers, CT | $308,500 | $963 | $690 | $1,360 | $670 |
| Ledyard, CT | $236,500 | $825 | $600 | $1,130 | $530 |
| Riverhead, NY | $350,000 | $1,341 | $950 | $1,860 | $910 |
| Kent, CT | $363,700 | $1,513 | $1,070 | $2,150 | $1,080 |
| Sound Beach, NY | $292,700 | $826 | $590 | $1,170 | $580 |
| Montgomery, MA | $284,600 | $1,169 | $810 | $1,670 | $860 |
| Putnam, CT | $183,000 | $836 | $580 | $1,190 | $610 |
| Dover, NY | $248,300 | $798 | $550 | $1,140 | $590 |
| Coram, NY | $308,600 | $1,161 | $820 | $1,640 | $820 |
Research Home Insurance Companies Reviews in Middletown, CT Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have not had to really deal with them in the past 10 years I have used them. I did just get a notice that my premiums will go up. Not to happy about that, however have not had any problems.
Date: August 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I feel AAA's premium and deductible is affordable. I make a point to call other insurance companies once to twice a year, to make sure I am receiving the best deal from AAA.
Allstate Home Insurance Reviews
Date: July 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My deductible with Allstate is comparable to most and not extreme so I am content with the policy options i have chosen
MetLife Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Home insurance definitely a safe, secure and modern reliable way. Our house become unsafe when go out for work or any other activities. Insured house is better to the owner if anything happen then he will compensate.