How Can I Make My Westmont, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Westmont, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Westmont, IL Home Insurance Coverage Levels | Back to Top
| Westmont, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Howdy Ln, N Oakley Dr, Kent Ct, Knoll Lane Ct, Briarwood North Dr, Tower Dr, N Court Dr, Heath Pl, Sean Cir, Glendenning Rd | $136,500 | $120,000 | $100,000-$125,000 | $237,000 | $220,000 | $250,000-$300,000 |
| The Lane, Fuller Rd, Osage Ave, Baltimore Ave, 58th Pl, Sterling Rd, Ainslie Dr, Victoria Ct, Rumsey Pl, W Irving St | $606,000 | $520,000 | $500,000-$600,000 | $686,000 | $560,000 | $500,000-$600,000 |
| E 60th St, Revere Ct, Eldon Pl, Stratford Ln, N Warwick Ave, E Norfolk St, Longford Dr, Ascot Ln, Memory Ln, S Hudson St | $308,000 | $280,000 | $300,000-$350,000 | $378,500 | $350,000 | $300,000-$350,000 |
| E 59th St, 59th Pl, Bridle Path Cir, Champlaine Ave, Wall Pl, E Quincy St, N Hudson St, E Glendale Ave, Oakmont Plaza Dr, Darien Club Dr | $560,500 | $480,000 | $500,000-$600,000 | $734,500 | $650,000 | $600,000-$700,000 |
| E 63rd St, W 55th Pl, 4th St, Saint Josephs Dr, Liberty Blvd, Red Stable Way, Pier Dr, W 58th St, 41st St, Deming Pl | $153,500 | $140,000 | $150,000-$175,000 | $160,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Westmont, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $740 |
| Superior Protection Discount | -$77 | $784 |
| Fire & Security Discount | -$95 | $766 |
| Hail Resistant Roof Discount | -$17 | $844 |
| Newly Constructed Home Discount | -$172 | $689 |
Choose the Right Deductible for your Westmont, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DuPage County | $2,000 | $974 | $2,974 | $708 | $2,708 | $266 |
| Westmont, IL | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| McCook, IL | $500 | $964 | $1,464 | $701 | $1,201 | $264 |
| Wheaton, IL | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $282 |
| Golf, IL | $500 | $2,498 | $2,998 | $1,815 | $2,315 | $683 |
| Dundee, IL | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Plato, IL | $500 | $787 | $1,287 | $572 | $1,072 | $215 |
| Millington, IL | $2,000 | $848 | $2,848 | $616 | $2,616 | $232 |
| Hanover, IN | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Grandwood Park, IL | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Round Lake Heights, IL | $100 | $798 | $898 | $580 | $680 | $218 |
| Garfield, IL | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
Identify Top Home Insurance Agents near Westmont, IL | Back to Top
| Home Insurance Company Westmont, IL | Homeowners Insurance Agency Westmont, IL | Address | Popularity Score | Distance from Westmont (miles) |
|---|---|---|---|---|
| Allstate | Joshua Mercer | 2059 W 95th St, Chicago, IL, 60643 | 16.2 | |
| State Farm | Jim Finnerty | 6643 Ogden Ave, Berwyn, IL, 60402-5422 | 9.7 | |
| Farmers | Raul Hernandez | 536 W Boughton Rd Ste B, Bolingbrook, IL, 60440 | 8.5 | |
| Allstate | Jason Lensink | 3338 Kirchoff Rd, Rolling Meadows, IL, 60008 | 19.8 | |
| State Farm | Joanna Kierys Chlystek | 7900 S 87th Ave Frnt, Justice, IL, 60458-1496 | 7.8 | |
| State Farm | Ernesto Martinez | 2201 W Lake St Apt 1, Melrose Park, IL, 60160-3646 | 9.0 | |
| Liberty Mutual Independent | The Lesser Agency | 7250 N Cicero Ave Ste 105, Lincolnwood, IL, 60712 | 19.0 | |
| Allstate | Manjinder Sheppard | 11801 Southwest Hwy Ste 3n, Palos Heights, IL, 60463 | 11.5 | |
| Allstate | Jose L. Rodriguez | 1414 W Lake St, Melrose Park, IL, 60160 | 9.2 | |
| State Farm | David Bettis | 2100 W Roosevelt Rd, Broadview, IL, 60155-3811 | 7.6 |
Compare Rates for Westmont, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,160 | $540 |
| DuPage County, IL | $289,900 | $986 | $720 | $1,360 | $640 |
| Westmont, IL | $288,900 | $861 | $630 | $1,200 | $570 |
| McCook, IL | $258,300 | $976 | $700 | $1,400 | $700 |
| Wheaton, IL | $339,100 | $1,046 | $710 | $1,500 | $790 |
| Golf, IL | $824,500 | $2,528 | $1,740 | $3,590 | $1,850 |
| Dundee, IL | $203,200 | $864 | $620 | $1,190 | $570 |
| Plato, IL | $337,300 | $797 | $570 | $1,130 | $560 |
| Millington, IL | $184,200 | $858 | $580 | $1,190 | $610 |
| Hanover, IN | $214,200 | $869 | $630 | $1,190 | $560 |
| Grandwood Park, IL | $243,600 | $801 | $570 | $1,110 | $540 |
| Round Lake Heights, IL | $158,900 | $808 | $590 | $1,150 | $560 |
| Garfield, IL | $141,700 | $769 | $530 | $1,070 | $540 |
Research Home Insurance Companies Reviews in Westmont, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance policy relates well against others mostly because my insurance is connected with where i work. Honestly, i haven' given up much time to compare because its job connected.
Date: November 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I have protection against any damage caused by fires or natural disasters.
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium is pretty close to what other places would charge for the same policy. We did have to make our deductable higher than I would like to make our premium more affordable.
Progressive Home Insurance Reviews
Date: December 01, 2018 Age: Above 60 Gender: Male Marital Status: Married
Premium
Initially, my premium was a quite a bit less expensive than my previous policy. This year however the premium increased quite a bit but I feel this I due to all of the hurricane damage claims made against the company.