How Can I Make My Jacksonville, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Jacksonville, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Jacksonville, IL Home Insurance Coverage Levels | Back to Top
| Jacksonville, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pintail Ct, Farrell St, Sherwood Eddy Dr, Sherwood Eddy Ln, N Westgate Ave, Molohan Dr, E Pennsylvania Ave, Co Hwy 19, King St, Shenandoah Ave | $155,500 | $130,000 | $150,000-$175,000 | $206,000 | $190,000 | $200,000-$250,000 |
| Rosedale Blvd, N Sandy St, Audubon Dr, Forest Hill Dr, Winthrop Ter, Orlando Dr, S Church St, Chilton St, Jurgens Rd, Bloomfield Rd | $47,000 | $40,000 | $50,000-$75,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Elmwood St, S Grand Ave, Lakeview Ter, Birchfield Ln, Church Ln, W Mason Ln, N Clay Ave, Daly Dr, James Creek Ln, Spaulding Pl | $58,500 | $50,000 | $50,000-$75,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Negus Rd, Old State Rd, Mobil Rd, E Lafayette Ave, Trafton Rd, Village Ln, Victoria Ln, W Railroad St, W Morton Ave, N Grand Ave | $82,000 | $70,000 | $50,000-$75,000 | $143,000 | $120,000 | $125,000-$150,000 |
| Grand Blvd, Bibbs St, Woodland Pl, Merrygrove Dr, W Lafayette Ave, Green Farm Rd, Old State Rd, Grandview Ave, E Lafayette Ave, Lindsey Rd | $88,000 | $80,000 | $75,000-$100,000 | $78,000 | $70,000 | $75,000-$100,000 |
Bundle your Jacksonville, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $546 |
| Home and Two Car | -$96 | $504 |
| Home and Three Car | -$144 | $456 |
Choose the Right Deductible for your Jacksonville, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Jacksonville, IL | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Jacksonville No. 14, IL | $200 | $605 | $805 | $439 | $639 | $165 |
| Arenzville, IL | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Cass County, IL | $500 | $818 | $1,318 | $595 | $1,095 | $224 |
| Glasgow, IL | $2,000 | $494 | $2,494 | $359 | $2,359 | $135 |
| Panther Creek, IL | $400 | $608 | $1,008 | $442 | $842 | $166 |
| Hickory, IL | $2,500 | $556 | $3,056 | $404 | $2,904 | $152 |
| Camden, IL | $400 | $695 | $1,095 | $505 | $905 | $190 |
| Corwin, IL | $700 | $621 | $1,321 | $452 | $1,152 | $170 |
| Gilead, IL | $300 | $867 | $1,167 | $630 | $930 | $237 |
| Ricks, IL | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
Identify Top Home Insurance Agents near Jacksonville, IL | Back to Top
| Home Insurance Company Jacksonville, IL | Homeowners Insurance Agency Jacksonville, IL | Address | Popularity Score | Distance from Jacksonville (miles) |
|---|---|---|---|---|
| Farmers | Jason Hutchison | 625 E Morton Ave Ste E, Jacksonville, IL, 62650 | 0.7 | |
| Travelers | Gillmore-Allen Insurance Agency Inc | 605 Old Salem Rd, Petersburg, IL, 62675 | 28.0 | |
| State Farm | Dennis Ford | 1100 S State St, Jerseyville, IL, 62052-2359 | 43.1 | |
| State Farm | Mark Stieren | 202 W Union Ave, Litchfield, IL, 62056-1931 | 48.9 | |
| Allstate | Insurance Center | 527 S Promenade St, Havana, IL, 62644 | 40.2 | |
| State Farm | Sara Freitag | 1200 W Jefferson St Ste A, Springfield, IL, 62702-3695 | 30.2 | |
| Erie | Midstate Insurance Agency Inc. | 1101 W Morton Avenue Suite B, Jacksonville, IL, 62650 | 0.8 | |
| State Farm | Phil Wiegand | 506 W Morton Ave, Jacksonville, IL, 62650 | 0.5 | |
| State Farm | Max Thompson | 108 N Orange St, Havana, IL, 62644-1152 | 40.4 | |
| Erie | The Group Insurance Agency Llc | 2141 W White Oaks Drive Suite B, Springfield, IL, 62704 | 28.0 |
Compare Rates for Jacksonville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,220 | $610 |
| Morgan County, IL | $103,400 | $641 | $470 | $880 | $410 |
| Jacksonville, IL | $98,500 | $600 | $400 | $830 | $430 |
| Jacksonville No. 14, IL | $89,200 | $612 | $420 | $840 | $420 |
| Arenzville, IL | $103,300 | $661 | $440 | $920 | $480 |
| Cass County, IL | $76,800 | $828 | $590 | $1,140 | $550 |
| Glasgow, IL | $61,500 | $500 | $340 | $710 | $370 |
| Panther Creek, IL | $90,000 | $615 | $440 | $840 | $400 |
| Hickory, IL | $76,500 | $563 | $380 | $770 | $390 |
| Camden, IL | $117,000 | $703 | $480 | $1,000 | $520 |
| Corwin, IL | $94,000 | $629 | $450 | $870 | $420 |
| Gilead, IL | $195,500 | $878 | $600 | $1,260 | $660 |
| Ricks, IL | $81,100 | $582 | $420 | $830 | $410 |
Research Home Insurance Companies Reviews in Jacksonville, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The policy offerings compared to other large home owner insurance companies are very similar. I mainly chose this company because the price was low for very similar, if not same, coverage.
Date: February 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The premium costs of our plan were similar to other insurance companies at over 20k per year, and were also looking into purchasing higher coverage plans at the time.
Allstate Home Insurance Reviews
Date: December 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium and deductible from our policy is competitive in comparison to other policies we have heard about. They constantly try to meet the competition and beat it as prices fluctuate.
AAA Home Insurance Reviews
Date: October 23, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
it takes them long to respond, they are only available if and when payment is due. Other than that they are very hard to contact.