How Can I Make My Vandalia, OH Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Vandalia, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Vandalia, OH Home Insurance Coverage Levels | Back to Top
| Vandalia, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Brown School Rd, Tipp Canal Rd, Corporate Center Dr, Mountair Dr, Circleview Dr, E National Rd, Roselake Dr, York Center Dr, Downing St, McSmith Ln | $176,500 | $160,000 | $150,000-$175,000 | $156,500 | $130,000 | $125,000-$150,000 |
| Koch Ave, Autumn Ridge Ct, Clear Brooke Ct, Miller Ln, Ronald St, Riva Ridge Dr, Stoney Springs Rd, Mulberry Rd, Jewelstone Dr, Roxana Dr | $130,500 | $100,000 | $125,000-$150,000 | $110,000 | $90,000 | $75,000-$100,000 |
| Robinette Ave, Bright Ave, Estelle Dr, E North County Line Rd, Meadowview Ct, Crestwood Hills Dr, Bayonne Dr, Old Falls Trl, Hayward Ave, Karns Dr | $126,500 | $100,000 | $100,000-$125,000 | $86,000 | $80,000 | $100,000-$125,000 |
| Northlake Ct, Westhafer Rd, Cargo Rd, Poplar Creek Rd, Hedgestone Dr, Kenbrook Dr, Vanco Ln, Martindale Rd, Forestwood Ave, W Alkaline Springs Rd | $211,500 | $190,000 | $175,000-$200,000 | $167,000 | $150,000 | $175,000-$200,000 |
| Sande Ct, Mecca Dr, Mistic Ln, Desales St, Forest Crest Pl, Bent Twig Dr, Marcellus Dr, Cedarcliff Cir, Coover Mill Ct, Deerfield St | $155,000 | $140,000 | $150,000-$175,000 | $101,500 | $80,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Vandalia, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $570 |
| Superior Protection Discount | -$60 | $603 |
| Fire & Security Discount | -$73 | $590 |
| Hail Resistant Roof Discount | -$20 | $643 |
| Newly Constructed Home Discount | -$186 | $477 |
Choose the Right Deductible for your Vandalia, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Vandalia, OH | $1,000 | $655 | $1,655 | $476 | $1,476 | $179 |
| Oakwood, OH | $100 | $724 | $824 | $526 | $626 | $198 |
| Miami County, OH | $2,000 | $690 | $2,690 | $501 | $2,501 | $189 |
| West Carrollton, OH | $500 | $680 | $1,180 | $494 | $994 | $186 |
| South Vienna, OH | $2,500 | $613 | $3,113 | $445 | $2,945 | $167 |
| McArthur, OH | $300 | $716 | $1,016 | $521 | $821 | $196 |
| Saratoga, IN | $2,500 | $469 | $2,969 | $341 | $2,841 | $128 |
| Bloomingburg, OH | $500 | $556 | $1,056 | $404 | $904 | $152 |
| West Jefferson, OH | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Mount Repose, OH | $200 | $725 | $925 | $527 | $727 | $198 |
| Lake Lorelei, OH | $1,500 | $773 | $2,273 | $561 | $2,061 | $211 |
Identify Top Home Insurance Agents near Vandalia, OH | Back to Top
| Home Insurance Company Vandalia, OH | Homeowners Insurance Agency Vandalia, OH | Address | Popularity Score | Distance from Vandalia (miles) |
|---|---|---|---|---|
| Travelers | Marsh & Mclennan Agency Llc | 409 E Monument Ave Ste 400, Dayton, OH, 45402 | 7.9 | |
| Travelers | Norman Spencer Agency Inc | 8075 Washington Village Dr, Dayton, OH, 45458 | 17.4 | |
| Allstate | Bryan Anslinger | 6808 Miami Ave, Madeira, OH, 45243 | 48.7 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 8.4 | |
| Travelers | Heyward Group Llc | 311 Wayne Avenue, Dayton, OH, 45410 | 8.4 | |
| State Farm | Gary Baggett | 927 Shroyer Rd, Dayton, OH, 45419-3633 | 11.0 | |
| Allstate | Wyler Insurance Services | 8950 Colerain Ave, Cincinnati, OH, 45251 | 49.3 | |
| Nationwide | Graves-Fearon Agency Ltd | 506 W National Rd, Vandalia, OH, 45377-1930 | 1.1 | |
| Allstate | Brian E. Macy | 7029 Taylorsville Rd Ste C, Huber Heights, OH, 45424 | 4.6 | |
| State Farm | Sandy Williams | 625 W National Rd, Englewood, OH, 45322-1162 | 6.6 |
Compare Rates for Vandalia, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Montgomery County, OH | $112,100 | $637 | $470 | $910 | $440 |
| Vandalia, OH | $135,800 | $663 | $480 | $920 | $440 |
| Oakwood, OH | $224,800 | $732 | $530 | $1,010 | $480 |
| Miami County, OH | $138,900 | $698 | $500 | $980 | $480 |
| West Carrollton, OH | $96,500 | $688 | $460 | $970 | $510 |
| South Vienna, OH | $98,400 | $620 | $450 | $890 | $440 |
| McArthur, OH | $141,400 | $725 | $520 | $1,040 | $520 |
| Saratoga, IN | $38,800 | $475 | $340 | $650 | $310 |
| Bloomingburg, OH | $79,600 | $563 | $400 | $770 | $370 |
| West Jefferson, OH | $127,700 | $695 | $500 | $990 | $490 |
| Mount Repose, OH | $145,700 | $734 | $500 | $1,040 | $540 |
| Lake Lorelei, OH | $169,900 | $782 | $520 | $1,080 | $560 |
Research Home Insurance Companies Reviews in Vandalia, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium, i blieve, it very comparable to what other companies are charging for a home approximate to the value of mine. I am able to get god value and they also let me bundle with my other insurance packages to save more money. I love it
Date: December 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Like other companies, I wish the deductible would be lower, but it is on par with other insurance carriers. I have shopped around with others and i find that they are within the same range.
Allstate Home Insurance Reviews
Date: October 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
The cover everything our home or dwelling, the vehicles that we own or are parked in our driveway, our pool, three car attached garage and the two sheds that we have on our property.
Erie Insurance Home Insurance Reviews
Date: February 25, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I give Erie a rating of 3. The service is excellent but the premium is very high. I have thought about changing to an insurance with lower premiums.