Gavop's guide to buying homeowners insurance in South Burlington, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $94,000 | $90,000 | $75,000-$100,000 |
2 Bedroom | $297,500 | $250,000 | $250,000-$300,000 |
3 Bedroom | $356,000 | $290,000 | $350,000-$400,000 |
4 Bedroom | $416,500 | $360,000 | $400,000-$500,000 |
5 Bedroom | $712,500 | $630,000 | $700,000-$800,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$110 | $621 |
Superior Protection Discount | -$66 | $665 |
Fire & Security Discount | -$66 | $665 |
Hail Resistant Roof Discount | -$15 | $716 |
Newly Constructed Home Discount | -$205 | $526 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Chittenden County | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
South Burlington, VT | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
Williston, VT | $300 | $777 | $1,077 | $565 | $865 | $212 |
South Hero, VT | $2,500 | $998 | $3,498 | $725 | $3,225 | $273 |
Waterbury, VT | $200 | $706 | $906 | $513 | $713 | $193 |
Johnson, VT | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
Northfield, VT | $500 | $680 | $1,180 | $494 | $994 | $186 |
Sheldon, VT | $2,500 | $748 | $3,248 | $544 | $3,044 | $204 |
Alburgh, VT | $200 | $722 | $922 | $525 | $725 | $197 |
Enosburg Falls, VT | $300 | $682 | $982 | $495 | $795 | $186 |
Brandon, VT | $1,500 | $700 | $2,200 | $508 | $2,008 | $191 |
Home Insurance Company South Burlington, VT | Homeowners Insurance Agency South Burlington, VT | Address | Popularity Score | Distance from South Burlington (miles) |
---|---|---|---|---|
Nationwide | Jared Jabaut Agency | 3198 Shelburne Rd, Shelburne, VT, 5482 | 2.5 | |
Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 2.6 | |
State Farm | Kent Booraem | 85 Prim Rd Ste 201, Colchester, VT, 05446-1389 | 8.3 | |
Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 2.1 | |
Liberty Mutual Independent | Berg Carmolli & Kent Inc | 83 Washington St, Barre, VT, 5641 | 37.8 | |
Allstate | Renee Cross | 1174 North Ave, Burlington, VT, 5408 | 5.8 | |
State Farm | Sudha Parikh | 875 Roosevelt Highway, Colchester, VT, 05446-5927 | 5.4 | |
Travelers | Winooski Insurance Agency | 476 Main St, Winooski, VT, 5404 | 4.5 | |
State Farm | Jim Nassar | 25 Bishop Ave Ste 4, Williston, VT, 05495-7870 | 3.6 | |
Travelers | Bessette Insurance Service, Inc. | 11 Pearl St, Essex Junction, VT, 5452 | 5.1 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Vermont | $220,600 | $783 | $560 | $1,070 | $510 |
Chittenden County, VT | $280,000 | $842 | $610 | $1,150 | $540 |
South Burlington, VT | $280,800 | $731 | $520 | $1,040 | $520 |
Williston, VT | $320,400 | $786 | $530 | $1,120 | $590 |
South Hero, VT | $354,500 | $1,010 | $700 | $1,430 | $730 |
Waterbury, VT | $268,300 | $715 | $510 | $1,010 | $500 |
Johnson, VT | $171,800 | $701 | $470 | $990 | $520 |
Northfield, VT | $193,300 | $688 | $460 | $980 | $520 |
Sheldon, VT | $203,400 | $757 | $550 | $1,080 | $530 |
Alburgh, VT | $187,900 | $731 | $530 | $1,050 | $520 |
Enosburg Falls, VT | $166,500 | $690 | $490 | $990 | $500 |
Brandon, VT | $175,600 | $708 | $520 | $970 | $450 |
Date: October 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: January 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married