How Can I Make My Aventura, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Aventura, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Aventura, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $109,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $220,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $378,500 | $330,000 | $400,000-$500,000 |
| 4 Bedroom | $493,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $294,000 | $270,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Aventura, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$221 | $1,254 |
| Superior Protection Discount | -$133 | $1,342 |
| Fire & Security Discount | -$147 | $1,327 |
| Hail Resistant Roof Discount | -$29 | $1,445 |
| Newly Constructed Home Discount | -$369 | $1,106 |
Choose the Right Deductible for your Aventura, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $1,500 | $1,348 | $2,848 | $979 | $2,479 | $368 |
| Aventura, FL | $1,500 | $1,457 | $2,957 | $1,059 | $2,559 | $398 |
| Indian Creek, FL | $500 | $1,572 | $2,072 | $1,143 | $1,643 | $430 |
| North Bay Village, FL | $700 | $2,176 | $2,876 | $1,581 | $2,281 | $595 |
| West Little River, FL | $500 | $851 | $1,351 | $618 | $1,118 | $232 |
| Cooper City, FL | $1,000 | $927 | $1,927 | $674 | $1,674 | $253 |
| Boulevard Gardens, FL | $200 | $1,223 | $1,423 | $889 | $1,089 | $334 |
| Pembroke Pines, FL | $2,500 | $1,361 | $3,861 | $989 | $3,489 | $372 |
| Virginia Gardens, FL | $200 | $2,148 | $2,348 | $1,561 | $1,761 | $587 |
| Sunrise, FL | $700 | $1,350 | $2,050 | $981 | $1,681 | $369 |
| Cloud Lake, FL | $400 | $2,196 | $2,596 | $1,596 | $1,996 | $600 |
Identify Top Home Insurance Agents near Aventura, FL | Back to Top
| Home Insurance Company Aventura, FL | Homeowners Insurance Agency Aventura, FL | Address | Popularity Score | Distance from Aventura (miles) |
|---|---|---|---|---|
| Travelers | Mendez & Associates | 9953 Pines Blvd , Pembroke Pines, FL, 33024 | 9.6 | |
| Liberty Mutual Independent | 1st Allegiant Insurance Llc | 2450 Hollywood Blvd Ste 303, Hollywood, FL, 33020 | 3.8 | |
| Liberty Mutual Independent | Advanced Insurance Underwriters | 3250 N 29th Ave, Hollywood, FL, 33020 | 5.8 | |
| Allstate | Lawrence Goldman | 5400 S University Dr Ste 106, Davie, FL, 33328 | 9.8 | |
| State Farm | Peggy Waite | 5397 Orange Dr Ste 102, Davie, FL, 33314-3802 | 9.0 | |
| Allstate | Jason Shears | 350 E Dania Beach Blvd, Dania, FL, 33004 | 6.4 | |
| State Farm | Keith Bradshaw | 12892 Biscayne Blvd, North Miami, FL, 33181-2007 | 4.8 | |
| Liberty Mutual Independent | Bateman Gordon & Sands Inc | 3050 N Federal Hwy, Lighthouse Point, FL, 33064 | 21.4 | |
| State Farm | Kathleen Van Wieringen | 6250 Lantana Rd Ste 8, Lake Worth, FL, 33463-6609 | 43.3 | |
| Travelers | Prestige Underwriters | 2900 Oakland Park Blvd Ste 200 Ft. Lauderdale, Fort Lauderdale, FL, 33306 | 14.4 |
Compare Rates for Aventura, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Aventura, FL | $325,400 | $1,475 | $1,150 | $1,980 | $830 |
| Indian Creek, FL | $2,000,001 | $1,591 | $1,240 | $2,130 | $890 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| West Little River, FL | $119,900 | $861 | $670 | $1,150 | $480 |
| Cooper City, FL | $346,800 | $938 | $730 | $1,260 | $530 |
| Boulevard Gardens, FL | $123,900 | $1,238 | $970 | $1,660 | $690 |
| Pembroke Pines, FL | $245,900 | $1,378 | $1,070 | $1,850 | $780 |
| Virginia Gardens, FL | $267,200 | $2,174 | $1,700 | $2,910 | $1,210 |
| Sunrise, FL | $165,500 | $1,366 | $1,070 | $1,830 | $760 |
| Cloud Lake, FL | $275,000 | $2,223 | $1,730 | $2,980 | $1,250 |
Research Home Insurance Companies Reviews in Aventura, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductible and premium costs were significantly higher when compared to other insurance companies and other insurance policies which may be the price to pay for timely and friendly customer service.
Date: July 24, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Great customer service and friendly staff. Extremely helpful. Can help with a majority of questions or concerns. Best that I've found.
GEICO Home Insurance Reviews
Date: May 24, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
My insurance company has helped me a lot in the past. They have excellent customer service and worked with me when I really needed them in the past.
USAA Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had no real issues with this home insurance thus far. Although I should note I have never needed to make a claim. There rates are very cost effective/competitive.