How Can I Make My Montgomery, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Montgomery, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Montgomery, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $119,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $142,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $180,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $253,000 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Montgomery, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $633 |
| Superior Protection Discount | -$75 | $678 |
| Fire & Security Discount | -$53 | $701 |
| Hail Resistant Roof Discount | -$15 | $738 |
| Newly Constructed Home Discount | -$211 | $543 |
Choose the Right Deductible for your Montgomery, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kane County | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Montgomery, IL | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Elgin, IL | $200 | $798 | $998 | $580 | $780 | $218 |
| Western Springs, IL | $700 | $1,023 | $1,723 | $743 | $1,443 | $280 |
| Rosemont, IL | $500 | $1,115 | $1,615 | $811 | $1,311 | $305 |
| Braceville, IL | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Robbins, IL | $100 | $818 | $918 | $595 | $695 | $224 |
| Merrionette Park, IL | $1,000 | $709 | $1,709 | $516 | $1,516 | $194 |
| Olympia Fields, IL | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| South Chicago Heights, IL | $1,000 | $639 | $1,639 | $465 | $1,465 | $175 |
| Bannockburn, IL | $200 | $729 | $929 | $530 | $730 | $199 |
| Kangley, IL | $1,500 | $557 | $2,057 | $405 | $1,905 | $152 |
Identify Top Home Insurance Agents near Montgomery, IL | Back to Top
| Home Insurance Company Montgomery, IL | Homeowners Insurance Agency Montgomery, IL | Address | Popularity Score | Distance from Montgomery (miles) |
|---|---|---|---|---|
| State Farm | Mike Lucas | 204 Genesis Dr, North Aurora, IL, 60542-2701 | 5.6 | |
| Travelers | Gee-Schussler Insurance | 11314 W Southwest Hwy, Orland Park, IL, 60467 | 26.2 | |
| Travelers | Weiss Insurance Agencies | 31w680 Army Trail Rd., Wayne, IL, 60184 | 17.0 | |
| Travelers | Schulz-Brundage Inc | 932 Maple Ave Ste 2, Downers Grove, IL, 60515 | 18.8 | |
| Allstate | Mary Schur | 3577 E New York St Ste 109, Aurora, IL, 60504 | 7.3 | |
| State Farm | Jason Nowicki | 5427 135th St, Crestwood, IL, 60445-1529 | 31.7 | |
| Erie | Willow Tree Insurance Group Inc. | 633 Rogers St Ste 101 , Downers Grove, IL, 60515 | 19.2 | |
| Farmers | Larry Grippo | 320 S County Farm Rd, Wheaton, IL, 60187 | 14.8 | |
| State Farm | Gene Plumlee | 287 Rice Lake Sq, Wheaton, IL, 60189-2137 | 15.4 | |
| Farmers | David Dewitt | 1831 Larkin Ave, Elgin, IL, 60123 | 21.6 |
Compare Rates for Montgomery, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Kane County, IL | $223,400 | $886 | $630 | $1,250 | $620 |
| Montgomery, IL | $207,300 | $753 | $520 | $1,040 | $520 |
| Elgin, IL | $171,200 | $808 | $560 | $1,120 | $560 |
| Western Springs, IL | $553,300 | $1,035 | $760 | $1,440 | $680 |
| Rosemont, IL | $340,800 | $1,129 | $820 | $1,560 | $740 |
| Braceville, IL | $169,900 | $698 | $470 | $970 | $500 |
| Robbins, IL | $68,800 | $828 | $550 | $1,130 | $580 |
| Merrionette Park, IL | $122,300 | $718 | $490 | $1,030 | $540 |
| Olympia Fields, IL | $226,900 | $928 | $670 | $1,310 | $640 |
| South Chicago Heights, IL | $99,200 | $647 | $470 | $890 | $420 |
| Bannockburn, IL | $1,088,700 | $738 | $520 | $1,040 | $520 |
| Kangley, IL | $76,700 | $564 | $410 | $800 | $390 |
Research Home Insurance Companies Reviews in Montgomery, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
Sometimes it would be nice to go 100% paperless but I don't always believe in that either. Because if we don't need trees for paper they'll turn it into a parking lot.
State Farm Home Insurance Reviews
Date: January 15, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
I don't know much about the others but am happy with this insurer.
Safeco Insurance Home Insurance Reviews
Date: February 21, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I am completely satisfied with their policy offerings.I am not aware of any other company offering different policies or types of insurance that my insurance company does not offer.