How Can I Make My Geneva, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Geneva, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Geneva, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $262,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $285,000 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $562,500 | $520,000 | $400,000-$500,000 |
| 5 Bedroom | $312,500 | $250,000 | $350,000-$400,000 |
Bundle your Geneva, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $822 |
| Home and Two Car | -$144 | $759 |
| Home and Three Car | -$226 | $677 |
Choose the Right Deductible for your Geneva, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kane County | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Geneva, IL | $700 | $892 | $1,592 | $648 | $1,348 | $244 |
| Prestbury, IL | $200 | $965 | $1,165 | $701 | $901 | $264 |
| Cortland, IL | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Lake Zurich, IL | $300 | $905 | $1,205 | $658 | $958 | $247 |
| Malta, IL | $1,000 | $748 | $1,748 | $544 | $1,544 | $204 |
| Cicero, IL | $200 | $754 | $954 | $548 | $748 | $206 |
| Willow Creek, IL | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Felix, IL | $300 | $843 | $1,143 | $612 | $912 | $230 |
| Davis Junction, IL | $1,500 | $751 | $2,251 | $546 | $2,046 | $205 |
| South Chicago Heights, IL | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Munster, IN | $2,500 | $864 | $3,364 | $628 | $3,128 | $236 |
Identify Top Home Insurance Agents near Geneva, IL | Back to Top
| Home Insurance Company Geneva, IL | Homeowners Insurance Agency Geneva, IL | Address | Popularity Score | Distance from Geneva (miles) |
|---|---|---|---|---|
| Farmers | Sherri Wheeler | 2560 Foxfield Rd Ste 120, Saint Charles, IL, 60174 | 3.6 | |
| State Farm | Jason Dederich | 200 W North Ave Ste 600, West Chicago, IL, 60185-6242 | 6.3 | |
| Travelers | Weiss Insurance Agencies | 31w680 Army Trail Rd., Wayne, IL, 60184 | 6.5 | |
| Farmers | Paul Gran | 414 Plaza Dr Ste 101, Westmont, IL, 60559 | 19.1 | |
| Erie | Kevin S Dougherty Insurance Agency Ltd. | 1000 Jorie Blvd Suite 109, Oak Brook, IL, 60523 | 19.8 | |
| State Farm | Greg Clemens | 6132 S Cass Ave, Westmont, IL, 60559-2623 | 19.4 | |
| State Farm | Dave Frederickson | 6263 N Clark St, Chicago, IL, 60660-1201 | 34.6 | |
| Farmers | Angela A Lucania | 958 S Bartlett Rd, Bartlett, IL, 60103 | 9.6 | |
| State Farm | Beth Budreck | 240 E Ogden Ave, Hinsdale, IL, 60521-2467 | 21.1 | |
| State Farm | Tim Kacerovskis | 14340 S La Grange Rd, Orland Park, IL, 60462-2517 | 29.8 |
Compare Rates for Geneva, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,170 | $590 |
| Kane County, IL | $223,400 | $886 | $630 | $1,270 | $640 |
| Geneva, IL | $316,200 | $903 | $610 | $1,270 | $660 |
| Prestbury, IL | $259,100 | $977 | $700 | $1,350 | $650 |
| Cortland, IL | $167,200 | $693 | $500 | $990 | $490 |
| Lake Zurich, IL | $323,600 | $916 | $610 | $1,290 | $680 |
| Malta, IL | $137,000 | $757 | $550 | $1,070 | $520 |
| Cicero, IL | $139,100 | $763 | $540 | $1,090 | $550 |
| Willow Creek, IL | $131,700 | $744 | $510 | $1,030 | $520 |
| Felix, IL | $181,200 | $853 | $590 | $1,170 | $580 |
| Davis Junction, IL | $137,900 | $760 | $510 | $1,070 | $560 |
| South Chicago Heights, IL | $99,200 | $647 | $470 | $930 | $460 |
| Munster, IN | $217,700 | $874 | $620 | $1,250 | $630 |
Research Home Insurance Companies Reviews in Geneva, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
When I purchased the policy I was shopping for the highest coverage, with the lowest deductible, at the most reasonable price available. I found what I wanted when I spoke with the representative at Allstate.
Date: November 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My deductible is $1000 and is a fair price also, I will like to go down since I been a customer for various years now.
Auto Owners Insurance Home Insurance Reviews
Date: November 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I recently had a comparison and I was pleased that they were right in line with the other insurance offer. So I am sticking with them.
Country Financial Home Insurance Reviews
Date: February 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium seems to be fair from what I understand of it. It isn't as high as it could be but I have not yet required anything that would need my insurance involvements in coverage for it.