How Can I Make My Clay, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Clay, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Clay, NY Home Insurance Coverage Levels | Back to Top
| Clay, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Manor Dr, Palmer Dr, Apricot Ln, Saltbox Ln, Woodspath Rd, Honeysuckle Dr, Gettman Rd, Butterfield Cir, Sutcliffe Dr, Allen Rd | $120,500 | $110,000 | $100,000-$125,000 | $183,500 | $160,000 | $175,000-$200,000 |
| Platinum Dr, Chesapeake Dr, Trellis Brook Ln, Harvest Home Pl, Woodmark Dr, Janus Park Dr, Donegal Way, Maltlage Dr, Sarona Ln, Quadrant Ln | $103,000 | $90,000 | $100,000-$125,000 | $186,000 | $150,000 | $150,000-$175,000 |
| Grange Rd, Redwood Dr, Plaza Rd, Reed Rd, Summerhurst Dr, Rivercrest Rd, Mistral Cir, Long Leaf Trl, Matchwood Ln, Lace Bark Ln | $184,000 | $160,000 | $200,000-$250,000 | $142,000 | $120,000 | $150,000-$175,000 |
| Teramo Cir, Summerwood Pl, Plinius Way, Briarledge Rd, Bingley Ln, Candlelight Ln, Quarry Point Cir, Amor Dr, Great Muskrat, Borgase Ln | $201,000 | $170,000 | $200,000-$250,000 | $258,000 | $220,000 | $200,000-$250,000 |
| Oldbury Rd, Sherwood Cir, Virgo Course, Soule Rd, Gatewood Dr, Bunbury Ter, Verplank Rd, Spruce Tree Cir, Ebury Ct, Crystal Dr | $168,500 | $150,000 | $125,000-$150,000 | $315,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Clay, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $520 |
| Superior Protection Discount | -$55 | $557 |
| Fire & Security Discount | -$61 | $551 |
| Hail Resistant Roof Discount | -$18 | $594 |
| Newly Constructed Home Discount | -$129 | $484 |
Choose the Right Deductible for your Clay, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onondaga County | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Clay, NY | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Volney, NY | $300 | $957 | $1,257 | $695 | $995 | $261 |
| Ira, NY | $1,500 | $594 | $2,094 | $432 | $1,932 | $162 |
| Sylvan Beach, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| Orwell, NY | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Eaton, NY | $200 | $957 | $1,157 | $695 | $895 | $261 |
| Whitestown, NY | $1,000 | $940 | $1,940 | $683 | $1,683 | $257 |
| Floyd, NY | $400 | $597 | $997 | $434 | $834 | $163 |
| Earlville, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Covert, NY | $100 | $603 | $703 | $438 | $538 | $165 |
| Brookfield, NY | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
Identify Top Home Insurance Agents near Clay, NY | Back to Top
| Home Insurance Company Clay, NY | Homeowners Insurance Agency Clay, NY | Address | Popularity Score | Distance from Clay (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Crowley Insurance Agency Inc | 202 North Center St, East Syracuse, NY, 13057 | 10.0 | |
| Allstate | June P. Birrittella | 119 E Union St, Newark, NY, 14513 | 46.5 | |
| Travelers | Penny Levos Agency Llc | 9562 Brewerton Rd, Brewerton, NY, 13029 | 4.6 | |
| Travelers | Penny Levos Agency Llc | 9562 Brewerton Road, Brewerton, NY, 13029 | 4.6 | |
| State Farm | Dick Lee | 8125 Oswego Rd, Liverpool, NY, 13090-1521 | 2.4 | |
| Allstate | Dominic Fiorello | 6175 State Route 31, Cicero, NY, 13039 | 5.0 | |
| Travelers | Parsons & Associates | Galleries Of Syr-Suite 704 440 South Warren St, Syracuse, NY, 13202 | 9.4 | |
| Allstate | James Sullivan Agy | 12044 E Main St, Wolcott, NY, 14590 | 31.5 | |
| State Farm | Jim Kennedy | 2530 James St, Syracuse, NY, 13206-2823 | 8.6 | |
| State Farm | Tom Graceffo | 6383 Court Street Rd, East Syracuse, NY, 13057-1210 | 8.4 |
Compare Rates for Clay, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Onondaga County, NY | $139,400 | $607 | $410 | $870 | $460 |
| Clay, NY | $142,300 | $612 | $450 | $840 | $390 |
| Volney, NY | $101,800 | $968 | $660 | $1,330 | $670 |
| Ira, NY | $117,800 | $601 | $430 | $860 | $430 |
| Sylvan Beach, NY | $97,900 | $591 | $430 | $830 | $400 |
| Orwell, NY | $87,900 | $590 | $400 | $830 | $430 |
| Eaton, NY | $122,500 | $968 | $670 | $1,350 | $680 |
| Whitestown, NY | $127,800 | $952 | $640 | $1,320 | $680 |
| Floyd, NY | $121,500 | $604 | $430 | $830 | $400 |
| Earlville, NY | $85,500 | $591 | $430 | $830 | $400 |
| Covert, NY | $126,600 | $610 | $420 | $870 | $450 |
| Brookfield, NY | $81,100 | $592 | $400 | $820 | $420 |
Research Home Insurance Companies Reviews in Clay, NY Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I would rate Traveler's Insurance as a 4 our of 5. I have never had to file a claim with them, and have used them as my primary insurance company for a little over a year.
USAA Home Insurance Reviews
Date: July 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My insurance company offers excellent pricing for good coverage, and as of recently has held an edge over other insurance companies' rates.