How Can I Make My La Grange, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in La Grange, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your La Grange, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $253,000 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $328,000 | $300,000 | $300,000-$350,000 |
| 4 Bedroom | $336,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $685,000 | $620,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in La Grange, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $848 |
| Superior Protection Discount | -$101 | $908 |
| Fire & Security Discount | -$111 | $898 |
| Hail Resistant Roof Discount | -$30 | $979 |
| Newly Constructed Home Discount | -$202 | $807 |
Choose the Right Deductible for your La Grange, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,000 | $881 | $2,881 | $640 | $2,640 | $241 |
| La Grange, IL | $2,000 | $997 | $2,997 | $725 | $2,725 | $272 |
| Chicago Ridge, IL | $300 | $661 | $961 | $480 | $780 | $181 |
| Des Plaines, IL | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Romeoville, IL | $400 | $797 | $1,197 | $579 | $979 | $218 |
| Montgomery, IL | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Round Lake, IL | $400 | $706 | $1,106 | $513 | $913 | $193 |
| Wesley, IL | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Woodstock, IL | $200 | $682 | $882 | $496 | $696 | $186 |
| Erienna, IL | $700 | $961 | $1,661 | $699 | $1,399 | $263 |
| Pine, IN | $300 | $994 | $1,294 | $722 | $1,022 | $272 |
| Lake Catherine, IL | $2,500 | $829 | $3,329 | $602 | $3,102 | $227 |
Identify Top Home Insurance Agents near La Grange, IL | Back to Top
| Home Insurance Company La Grange, IL | Homeowners Insurance Agency La Grange, IL | Address | Popularity Score | Distance from La Grange (miles) |
|---|---|---|---|---|
| State Farm | Loreto Arzola | 5742 W Cermak Rd, Cicero, IL, 60804-2130 | 6.2 | |
| Travelers | Hollinger Services Inc | 220 S Lively Blvd, Elk Grove Village, IL, 60007 | 15.7 | |
| Allstate | Kathy Szymczak | 9649 Grand Ave, Franklin Park, IL, 60131 | 8.5 | |
| Travelers | Linares Insurance Group Inc | 5731 W 35th Street, Cicero, IL, 60804 | 5.7 | |
| State Farm | Diane Trennert | 9712 S Roberts Rd, Palos Hills, IL, 60465-1470 | 7.0 | |
| State Farm | Vic Portillo | 7358 W 79th Street, Bridgeview, IL, 60455-1529 | 5.5 | |
| State Farm | Alan Bartels | 547 W Exchange St, Crete, IL, 60417-2137 | 28.0 | |
| Travelers | Schulz-Brundage Inc | 932 Maple Ave Ste 2, Downers Grove, IL, 60515 | 7.0 | |
| State Farm | Matt Bauer | 2602 Dempster St, Park Ridge, IL, 60068-8404 | 16.1 | |
| State Farm | Kevin Collins | 6743 Pershing Rd, Stickney, IL, 60402-4071 | 4.3 |
Compare Rates for La Grange, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Cook County, IL | $227,400 | $892 | $620 | $1,270 | $650 |
| La Grange, IL | $463,100 | $1,009 | $680 | $1,430 | $750 |
| Chicago Ridge, IL | $153,300 | $669 | $450 | $950 | $500 |
| Des Plaines, IL | $242,600 | $914 | $630 | $1,300 | $670 |
| Romeoville, IL | $170,700 | $807 | $580 | $1,140 | $560 |
| Montgomery, IL | $207,300 | $753 | $510 | $1,050 | $540 |
| Round Lake, IL | $180,300 | $715 | $480 | $980 | $500 |
| Wesley, IL | $163,500 | $818 | $580 | $1,170 | $590 |
| Woodstock, IL | $165,700 | $690 | $470 | $980 | $510 |
| Erienna, IL | $256,600 | $973 | $690 | $1,350 | $660 |
| Pine, IN | $198,900 | $1,006 | $680 | $1,400 | $720 |
| Lake Catherine, IL | $174,200 | $839 | $580 | $1,200 | $620 |
Research Home Insurance Companies Reviews in La Grange, IL Before Buying | Back to Top
Share a review on your home insurance company
Horace Mann Educators Corporation Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible is more than fair but the premium is a bit too pricey. I have inquired about this before and was informed that the rates what they were because of the fact that I lived in a flood prone area.
AAA Home Insurance Reviews
Date: February 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I believe they deserve a 5 here also. They have many different policy options at different price points to fit your needs.
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Higher premiums and deductibles than most competitors. I think they spend way too much on commercials and paying celebrities.