How Can I Make My Hesperia, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hesperia, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Hesperia, CA Home Insurance Coverage Levels | Back to Top
| Hesperia, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sandia Rd, Seaforth St, Aberdeen Ct, Elder Dr, Tetley Ln, Mayapple St, Fern Canyon Rd, Knoll St, Sesame Rd, Sesame Rd | $332,000 | $310,000 | $350,000-$400,000 | $307,500 | $270,000 | $250,000-$300,000 |
| Tangerine Ave, Campbell Ct, N Shore Pl, Como Ln, Samprisi Ln, W Frontline Rd, Cashew St, Riverside Cir, Calpella Ave, Hilltop Ln | $168,000 | $160,000 | $125,000-$150,000 | $250,000 | $200,000 | $200,000-$250,000 |
| Summit Valley Rd, Tamarack Rd, Maya Vista Rd, Fordham Ct, Vincent Dr, Carmel St, Cedar Springs Dam Rd, Dragon Tree Dr, Turko Ave, Marshall Rd | $238,500 | $200,000 | $200,000-$250,000 | $456,500 | $380,000 | $350,000-$400,000 |
| Greenway Dr, Kenwood Ave, Vincent Dr, del Ray Rd, Lamplighter Rd, Cedar Cir, Cynthia Dr, Waters Dr, Glider Ave, Lassen Rd | $119,000 | $100,000 | $100,000-$125,000 | $292,000 | $260,000 | $250,000-$300,000 |
| Sunny Ridge St, Coulter Pine Rd, Duxbury Rd, Merito Rd, Damon Dr, el Cerrito Ave, Lancaster St, Woodcliff St, A Ln, Michael St | $223,000 | $210,000 | $250,000-$300,000 | $395,000 | $330,000 | $400,000-$500,000 |
| Los Banos Ave, Buchanan Ct, 2N37 Forest Svc Rd, Autumn Ct, Devils Canyon Rd, Blue Jay Rd, Madera Ave, Forestry Rd, Grenoble Dr, Tesuque Ln | $217,500 | $180,000 | $200,000-$250,000 | $338,000 | $300,000 | $250,000-$300,000 |
| Irvine St, June, Tulore Ct, Monitoba Dr, Little Horsethief Canyon Rd, Lincroft Rd, Valleyview Dr, Bailey Forest Rd, Monument Peak Rd, Kuki St | $225,000 | $190,000 | $175,000-$200,000 | $261,500 | $220,000 | $250,000-$300,000 |
| Crown Heights Ln, Rose St, Cross Dr, Fisherman Ln, Hunt Ln, Ashwood Ct, Birch Glen Ct, Outlook Ln, Montrose Ave, Zepher Ct | $256,000 | $230,000 | $250,000-$300,000 | $304,000 | $270,000 | $250,000-$300,000 |
| Roxbury Rd, Palisades Dr, Flying Feather Ln, Shahaptian Ave, Catalpa St, Pthagoras Rd, Forest Cir, Blue Lake Rd, W Shore Rd, Cashew St | $370,000 | $310,000 | $350,000-$400,000 | $536,500 | $500,000 | $500,000-$600,000 |
| Anza Rd, Little Bear Creek Rd, Winnepeg Dr, 2N34, Whitehaven St, S Dart Canyon Rd, Morman Rd, Palidsades Dr, Cochran Dr, Morgan Ct | $174,000 | $160,000 | $200,000-$250,000 | $290,000 | $240,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Hesperia, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $517 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$69 | $561 |
| Hail Resistant Roof Discount | -$19 | $612 |
| Newly Constructed Home Discount | -$139 | $492 |
Choose the Right Deductible for your Hesperia, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Bernardino County | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Hesperia, CA | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Big Bear Lake, CA | $100 | $847 | $947 | $616 | $716 | $232 |
| La Verne, CA | $700 | $1,415 | $2,115 | $1,028 | $1,728 | $387 |
| Woodcrest, CA | $200 | $882 | $1,082 | $641 | $841 | $241 |
| Vincent, CA | $2,500 | $841 | $3,341 | $611 | $3,111 | $230 |
| Yorba Linda, CA | $100 | $1,439 | $1,539 | $1,046 | $1,146 | $393 |
| Rowland Heights, CA | $700 | $1,383 | $2,083 | $1,005 | $1,705 | $378 |
| Brea, CA | $100 | $1,412 | $1,512 | $1,026 | $1,126 | $386 |
| Palmdale, CA | $700 | $661 | $1,361 | $481 | $1,181 | $181 |
| La Habra Heights, CA | $300 | $1,173 | $1,473 | $852 | $1,152 | $321 |
| South El Monte, CA | $1,000 | $1,038 | $2,038 | $755 | $1,755 | $284 |
Identify Top Home Insurance Agents near Hesperia, CA | Back to Top
| Home Insurance Company Hesperia, CA | Homeowners Insurance Agency Hesperia, CA | Address | Popularity Score | Distance from Hesperia (miles) |
|---|---|---|---|---|
| Travelers | Partner Agency Insurance Services Inc | 975 W Imperial Hwy Ste 100, Brea, CA, 92821 | 47.6 | |
| Travelers | Drd Insurance Agency | 511 S Harbor Blvd Ste B, La Habra, CA, 90631 | 48.0 | |
| Farmers | Heidi Vincent | 333 N Santa Anita Ave Ste 9, Arcadia, CA, 91006 | 44.5 | |
| State Farm | Ida Vo | 745 S Lemon Ave, Walnut, CA, 91789-2906 | 41.1 | |
| Farmers | Burke Myers | 19341 Bear Valley Rd Ste 205, Apple Valley, CA, 92308 | 6.6 | |
| Farmers | Sarah Seigart | 11774 Hesperia Rd Ste B2, Hesperia, CA, 92345 | 4.8 | |
| State Farm | Perla Castaneda | 800 S Barranca Ave Ste 160, Covina, CA, 91723-3625 | 39.3 | |
| State Farm | Tim Douglas | 241 E Base Line Rd, Rialto, CA, 92376-3512 | 19.2 | |
| Allstate | Dealer Direct Insurance Solutions | 16570 S Highland Ave, Fontana, CA, 92336 | 19.5 | |
| State Farm | John Diehl | 835 E Mariposa St, Altadena, CA, 91001-2420 | 48.9 |
Compare Rates for Hesperia, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Hesperia, CA | $199,200 | $631 | $470 | $860 | $390 |
| Big Bear Lake, CA | $380,900 | $858 | $630 | $1,170 | $540 |
| La Verne, CA | $535,900 | $1,432 | $1,060 | $1,950 | $890 |
| Woodcrest, CA | $436,500 | $893 | $660 | $1,210 | $550 |
| Vincent, CA | $378,800 | $851 | $630 | $1,160 | $530 |
| Yorba Linda, CA | $792,700 | $1,457 | $1,080 | $1,980 | $900 |
| Rowland Heights, CA | $594,400 | $1,400 | $1,040 | $1,900 | $860 |
| Brea, CA | $610,700 | $1,430 | $1,060 | $1,940 | $880 |
| Palmdale, CA | $229,200 | $669 | $500 | $910 | $410 |
| La Habra Heights, CA | $871,200 | $1,187 | $880 | $1,610 | $730 |
| South El Monte, CA | $389,400 | $1,051 | $780 | $1,430 | $650 |
Research Home Insurance Companies Reviews in Hesperia, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would rate my insurance agency 3 out of 5 because of their customer service, kind of seems like all they are worried about is how much money they are getting from us at times.
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible of my policy is great when compared to other insurance policies for the same coverage. I did my research and State Farm has the best rates.
Allstate Home Insurance Reviews
Date: June 08, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
Insurance to help cover the cost of legal fees, lost wages and other costs involved with having your identity stolen.
Farmer's Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policies that they have seem to be very good. They have decent coverage, and are there when you need them.