How Can I Make My La Quinta, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in La Quinta, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate La Quinta, CA Home Insurance Coverage Levels | Back to Top
| La Quinta, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 74th Ave, Pala Cir, Terra Cotta Ct, Secretariat Dr, Wishbone Ct, Cll Hueneme, la Flor Ln, Cll Tecate, Alegre, Via Corrido | $282,000 | $260,000 | $300,000-$350,000 | $410,500 | $330,000 | $400,000-$500,000 |
| Caleo Bay Dr, Arapahoe Cir, Nispero, Mira Flores Blvd, Colgate Ct, Exeter Ct, el Dorado Dr, Aracena, Ave 61, Buena Ventura | $402,000 | $330,000 | $350,000-$400,000 | $791,000 | $710,000 | $600,000-$700,000 |
| Alydar Ct, Hibiscus Ln, Via Linda, Parkway Esplanade S, Jack Nicklaus Blvd, Mijas, Cll Barcelona, Vista Dunes Ln, Snow Creek Way, Cll Brisa | $739,000 | $620,000 | $700,000-$800,000 | $617,500 | $570,000 | $700,000-$800,000 |
| Reserve Dr, N Residence Club Dr, Mesa Verde Trl, Via Palomino, Arapaho Ln, Wilma Jean Way, Bridle Path, Lafayette Ct, Nectareo, Magenta Dr | $294,000 | $270,000 | $250,000-$300,000 | $409,000 | $360,000 | $400,000-$500,000 |
| Boedeaux Dr, Ave Martinez, Rue Chateau, Via Sin Cuidado Ct, Cll Quito, Ave Navarro, Beckman Dr, Rosewood Ln, Cameo Palms Dr, Parkway Esplanade N | $441,500 | $390,000 | $400,000-$500,000 | $561,500 | $490,000 | $600,000-$700,000 |
| Pecos Pl, Como Ct, Grey Wolf Trl, Ave Tujunga, Ave 55, Graythorn Way, Osage Ct, Via Mirasol, Cll Las Ramblas, Mara Vista Rd | $338,500 | $290,000 | $300,000-$350,000 | $677,000 | $560,000 | $700,000-$800,000 |
| Winged Foot, Cedros Cir, Toronja, Jalisco, Tom Fazio Ln S, Viento Dr, Las Vistas Dr, Crimson Ct, Sandy Bay Rd, Briarwood | $319,500 | $260,000 | $300,000-$350,000 | $331,000 | $270,000 | $250,000-$300,000 |
| Andover Dr, Cll Mazatlan, Sing of Spring, Santa Ursula St, Cll Norte, Via Maravilla, Corte Nuevo, Whistler Ct, Kaye Ct, Via Puesta del Sol | $516,500 | $470,000 | $500,000-$600,000 | $483,500 | $410,000 | $400,000-$500,000 |
| Cam Ronoa, Largo Dr, Bradford Cir, Cll Potrero, Indian Canyon Rd, Monarchos Cir, 82nd Ave, Via Carina, Ballybunion, Mohawk Cir | $714,500 | $620,000 | $600,000-$700,000 | $864,000 | $730,000 | $700,000-$800,000 |
| Singing Palms Dr, Sonesta Way, Residence Club Cove, Mountain Cove Dr, Ave Martinez, Saint George Dr, Via Corta, Ambassador Cir, Somerset Way, Margurite Ct | $244,000 | $220,000 | $250,000-$300,000 | $416,500 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in La Quinta, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $790 |
| Superior Protection Discount | -$87 | $877 |
| Fire & Security Discount | -$77 | $887 |
| Hail Resistant Roof Discount | -$19 | $945 |
| Newly Constructed Home Discount | -$260 | $704 |
Choose your La Quinta, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near La Quinta, CA | Back to Top
| Home Insurance Company La Quinta, CA | Homeowners Insurance Agency La Quinta, CA | Address | Popularity Score | Distance from La Quinta (miles) |
|---|---|---|---|---|
| Travelers | Palm Valley Insurance Services Inc | 47040 Washington St Ste 3202, La Quinta, CA, 92253 | 1.8 | |
| State Farm | John Ford | 79440 Corporate Ctr Dr Ste 104, La Quinta, CA, 92253-7243 | 1.8 | |
| Liberty Mutual Independent | 1st Community Insurance Services | 400 S Farrell Dr Ste B104, Palm Springs, CA, 92262 | 18.5 | |
| Farmers | Gary Donovan | 68828 Ramon Rd Ste A, Cathedral City, CA, 92234 | 16.1 | |
| Farmers | Christina Gutierrez | 47060 Washington St Ste 5202, La Quinta, CA, 92253 | 4.7 | |
| State Farm | Margaret Turner | 29377 Rch Ca Rd Ste 204, Temecula, CA, 92591-5206 | 49.1 | |
| State Farm | Ana Maria Cruz | 707 S Sanderson Ave, Hemet, CA, 92545-9075 | 42.7 | |
| Allstate | John Del-Zio | 31034 Valley Center Rd Ste B, Valley Center, CA, 92082 | 49.8 | |
| Allstate | Raleigh Bernard Strader Iii | 57353 29 Palms Hwy Ste C, Yucca Valley, CA, 92284 | 34.2 | |
| Allstate | Ron Nayfack | 1000 S Palm Canyon Dr Ste 104, Palm Springs, CA, 92264 | 19.4 |
Compare Rates for La Quinta, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| La Quinta, CA | $376,100 | $964 | $710 | $1,310 | $600 |
| Indio, CA | $247,900 | $695 | $510 | $940 | $430 |
| Palm Desert, CA | $328,300 | $840 | $620 | $1,140 | $520 |
| Desert Palms, CA | $356,500 | $791 | $590 | $1,080 | $490 |
| Mecca, CA | $116,900 | $1,056 | $780 | $1,440 | $660 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Anza, CA | $156,400 | $594 | $440 | $810 | $370 |
| Bombay Beach, CA | $37,200 | $356 | $260 | $480 | $220 |
| Palomar-Julian, CA | $323,500 | $855 | $630 | $1,160 | $530 |
| San Gorgonio Pass, CA | $238,700 | $654 | $480 | $890 | $410 |
| West Imperial, CA | $95,900 | $496 | $370 | $670 | $300 |
Research Home Insurance Companies Reviews in La Quinta, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
Allstate has numerous benefits that compared to other insurance companies I think have better things. The basic plan has coverage of most of the things that a homeowner would have.
Century National Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I am giving a rating of three because I have never spoken directly with the customer service department of my home insurance company.
Nationwide Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Their offerings of the homeowner policy is about the same as what any other company offers, but it was at a lower price than was offered from three other companies I received a quote.