How Can I Make My Benton, MO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Benton, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Benton, MO Home Insurance Coverage Levels | Back to Top
| Benton, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Patterson St, Capri Way, Co Rd 57B, Co Rd 140A, Gopher Way, Co Rd 265B, Liberty School Trl, E Main St, W Pierce St, la Harpe St | $162,500 | $140,000 | $150,000-$175,000 | $147,000 | $140,000 | $125,000-$150,000 |
| Queens Ct, Amick Ave, Cheesman Cemetery Trl, Co Rd 353D, Surratt Creek Ln, Highline, Treasure Trl, Lantz St, Co Rd 298 B, Rombauer Ave | $173,000 | $160,000 | $175,000-$200,000 | $78,500 | $70,000 | $50,000-$75,000 |
| S Marion St, Co Rd 44B, Conkle St, Co Rd 58B, Berry Trl, S Florence St, Pfeiffer Ave, Co Rd 428 C, E Sharon St, S Marion St | $127,500 | $100,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Clarmar Ln, Beeker St, Cedar Trce, Exotic Trl, Co Rd 264B, Bugle Way, E Patterson St, E Highland Ave, Library Ln, Pine St SW | $126,000 | $120,000 | $100,000-$125,000 | $127,500 | $120,000 | $125,000-$150,000 |
| Meadow Brook Rd, Co Rd 33A, Timber View Trl, Co Rd 238, Co Rd 357, Co Rd 414 C, Missouri St, N Cottage Grove Ave, Co Rd 367, Co Rd 305 D | $118,000 | $100,000 | $100,000-$125,000 | $127,500 | $120,000 | $100,000-$125,000 |
| Mark Twain Rd, Co Rd 123B, Horseshoe Trl, 9th St, S Cottage Grove Ave, N Oakland Ave, State Hwy B, Co Rd 290 C, Co Rd 421 C, N High St | $74,500 | $60,000 | $50,000-$75,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Co Rd 430, N Elson St, 121B, Buffalo Trl, Benton Rd, Co Rd 224, Laurel Ln, Melrose Trl, Orrick Trl, Stahl Rd | $114,000 | $100,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Snyder St, Co Rd 363, E Shepherd Ave, Co Rd 31A, Potter Ave, Badger Trl, 436B, Co Rd 20A, Hollis Way, 1st St | $157,000 | $130,000 | $125,000-$150,000 | $70,500 | $60,000 | $50,000-$75,000 |
| S Baird St, Bishop Dr, Benton Way, Co Rd 403C, Crest Trl, First St, Kester Way, N Lewis St, Hopalong Trl, Pear Tree Ln | $106,500 | $100,000 | $75,000-$100,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Co Rd 74B, S High St, Co Rd 428, Shepherd Ave, Holiday Rd, Sugar Creek School Trl, S Osteopathy St, Gates School Rd, E Harrison St, Co Rd 101 B | $230,500 | $210,000 | $250,000-$300,000 | $103,000 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Benton, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $703 |
| Superior Protection Discount | -$86 | $771 |
| Fire & Security Discount | -$77 | $780 |
| Hail Resistant Roof Discount | -$17 | $840 |
| Newly Constructed Home Discount | -$231 | $625 |
Choose the Right Deductible for your Benton, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adair County | $2,500 | $833 | $3,333 | $606 | $3,106 | $228 |
| Benton, MO | $700 | $847 | $1,547 | $615 | $1,315 | $231 |
| Greentop, MO | $100 | $823 | $923 | $598 | $698 | $225 |
| Schuyler County, MO | $2,000 | $698 | $2,698 | $507 | $2,507 | $191 |
| Eagle, MO | $400 | $1,085 | $1,485 | $788 | $1,188 | $296 |
| Wyacondah, IA | $1,500 | $756 | $2,256 | $549 | $2,049 | $207 |
| Vermillion, IA | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Yellow Creek, MO | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Myers, MO | $200 | $887 | $1,087 | $645 | $845 | $242 |
| Plano, IA | $2,000 | $541 | $2,541 | $393 | $2,393 | $148 |
Identify Top Home Insurance Agents near Benton, MO | Back to Top
| Home Insurance Company Benton, MO | Homeowners Insurance Agency Benton, MO | Address | Popularity Score | Distance from Benton (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 37.8 | |
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 1.4 | |
| Travelers | Macon Insurance Llc | 506-B N Missouri St, Macon, MO, 63552 | 31.7 | |
| State Farm | Jed Frost | 107a N Main Street Usa, Marceline, MO, 64658-1213 | 37.9 | |
| Allstate | Cynthia Black Rodgers | 102 S Main Street Usa, Marceline, MO, 64658 | 38.0 | |
| State Farm | Mike Fohey | 300 N Center St, Shelbina, MO, 63468-1120 | 45.2 | |
| State Farm | Brett Brewer | 225 West Commercial, Kahoka, MO, 63445 | 48.8 | |
| State Farm | Keith Morrissey | 510 N Missouri St, Macon, MO, 63552-2146 | 31.7 | |
| State Farm | Chad Davis | 105 E Reed St. Suite D, Edina, MO, 63537 | 22.4 | |
| State Farm | Brett Brewer | 129 S Main St, Memphis, MO, 63555-1423 | 29.0 |
Compare Rates for Benton, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,530 | $750 |
| Adair County, MO | $117,700 | $843 | $570 | $1,200 | $630 |
| Benton, MO | $122,800 | $857 | $610 | $1,220 | $610 |
| Greentop, MO | $70,500 | $833 | $570 | $1,190 | $620 |
| Schuyler County, MO | $72,500 | $706 | $510 | $970 | $460 |
| Eagle, MO | $150,600 | $1,098 | $740 | $1,570 | $830 |
| Wyacondah, IA | $117,700 | $765 | $520 | $1,060 | $540 |
| Vermillion, IA | $151,300 | $869 | $630 | $1,230 | $600 |
| Yellow Creek, MO | $56,500 | $771 | $520 | $1,070 | $550 |
| Myers, MO | $86,800 | $898 | $620 | $1,250 | $630 |
| Plano, IA | $66,400 | $548 | $370 | $760 | $390 |
Research Home Insurance Companies Reviews in Benton, MO Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I am pretty sure that the deductible is comparable to other companies as well. They were the ones that seemed the best at the time I was looking for homeowners.
State Farm Home Insurance Reviews
Date: October 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I like that we can walk right into our agents office, but the few times I have had to call customer service they have been great.
Shelter Home Insurance Reviews
Date: November 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
Shelter insurance company a good decent variety of service especially home owner;s insurance coverage which cover damage to home in fire, floods oe storm or theft of items. I like the that the customer service agents try hard to explain details of policies and services and rates changes if confused.
GEICO Home Insurance Reviews
Date: December 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I believe my policy is the best when it comes to my premium and deductible. I am very conscious of what I spend on my home and my policy is perfect for when I need to use my insurance