How Can I Make My Dodge City, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Dodge City, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Dodge City, KS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $111,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $151,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $240,500 | $220,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Dodge City, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $688 |
| Superior Protection Discount | -$85 | $764 |
| Fire & Security Discount | -$68 | $781 |
| Hail Resistant Roof Discount | -$17 | $832 |
| Newly Constructed Home Discount | -$178 | $671 |
Choose the Right Deductible for your Dodge City, KS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford County | $1,500 | $1,110 | $2,610 | $807 | $2,307 | $303 |
| Dodge City, KS | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Wilroads Gardens, KS | $400 | $970 | $1,370 | $705 | $1,105 | $265 |
| Wright, KS | $2,500 | $1,045 | $3,545 | $760 | $3,260 | $286 |
| South Roscoe, KS | $1,000 | $1,530 | $2,530 | $1,112 | $2,112 | $418 |
| Bucklin, KS | $1,500 | $1,023 | $2,523 | $743 | $2,243 | $279 |
| North Brown, KS | $200 | $1,224 | $1,424 | $890 | $1,090 | $335 |
| Clark County, KS | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Meade County, KS | $300 | $904 | $1,204 | $657 | $957 | $247 |
| Finney County, KS | $1,000 | $1,196 | $2,196 | $869 | $1,869 | $327 |
Identify Top Home Insurance Agents near Dodge City, KS | Back to Top
| Home Insurance Company Dodge City, KS | Homeowners Insurance Agency Dodge City, KS | Address | Popularity Score | Distance from Dodge City (miles) |
|---|---|---|---|---|
| Allstate | Parker-Haskins Insurance Inc | 1712 Central Ave # 176, Dodge City, KS, 67801 | 0.3 | |
| State Farm | Rob Sowers | 2500 Central Ave Ste C, Dodge City, KS, 67801-6204 | 1.1 | |
| Allstate | Peoples Insurance | 106 N Sycamore St Ste A, Greensburg, KS, 67054 | 41.1 | |
| State Farm | Cynthia Warden | 224 N Main St, Garden City, KS, 67846-5424 | 48.9 | |
| State Farm | Brad Lock | 1701 N 14th Ave Ste B, Dodge City, KS, 67801-3499 | 0.9 | |
| Farmers | Rodrigo Ruvalcaba | 503 N Main St, Garden City, KS, 67846 | 48.9 | |
| State Farm | Shanda Swinehart | 101 S. Main St. Suite 111, Greensburg, KS, 67054 | 41.1 | |
| Farmers | Melanie Guillen | 204 E Frontview St, Dodge City, KS, 67801 | 1.4 | |
| State Farm | Robert Unruh | 1106 N Belmont Pl, Garden City, KS, 67846-4639 | 48.4 | |
| Farmers | Timothy Mann | 1021 Fleming St Ste F, Garden City, KS, 67846 | 48.1 |
Compare Rates for Dodge City, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Ford County, KS | $108,400 | $1,123 | $880 | $1,520 | $640 |
| Dodge City, KS | $106,100 | $849 | $660 | $1,150 | $490 |
| Wilroads Gardens, KS | $73,000 | $982 | $770 | $1,330 | $560 |
| Wright, KS | $84,100 | $1,058 | $830 | $1,430 | $600 |
| South Roscoe, KS | $187,500 | $1,549 | $1,210 | $2,090 | $880 |
| Bucklin, KS | $80,700 | $1,035 | $810 | $1,400 | $590 |
| North Brown, KS | $114,100 | $1,239 | $970 | $1,670 | $700 |
| Clark County, KS | $76,400 | $845 | $660 | $1,140 | $480 |
| Meade County, KS | $88,700 | $915 | $710 | $1,230 | $520 |
| Finney County, KS | $126,200 | $1,211 | $940 | $1,630 | $690 |
Research Home Insurance Companies Reviews in Dodge City, KS Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I feel like my policy with State Farm covers far less than other plans, but the affordability reflects that. Although more features cost more, it is a pragmatic choice for the budget-minded buyer.
Date: November 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I think it's the best. Looked at other premiums and mine is def the cheaper option
Liberty Mutual Home Insurance Reviews
Date: November 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I must say I like that my insurance company covered for floods as opposed to another home insurance company I'd looked at. My bill is a little more but in the case of a flood it would be worth it.
Travelers Home Insurance Reviews
Date: February 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Traveler's has been a great experience so far. when we needed to increase our insurance, they walked us through the process quickly and painlessly.when I needed to get some copies of documents, it took less than two minutes for them to email them to me.