How Can I Make My Garfield, NJ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Garfield, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Garfield, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $222,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $236,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $370,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $681,500 | $560,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Garfield, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $878 |
| Superior Protection Discount | -$92 | $929 |
| Fire & Security Discount | -$82 | $939 |
| Hail Resistant Roof Discount | -$31 | $991 |
| Newly Constructed Home Discount | -$235 | $786 |
Choose the Right Deductible for your Garfield, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $700 | $1,332 | $2,032 | $968 | $1,668 | $364 |
| Garfield, NJ | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| Pequannock, NJ | $300 | $886 | $1,186 | $644 | $944 | $242 |
| Maplewood, NJ | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| North Hills, NY | $300 | $837 | $1,137 | $608 | $908 | $229 |
| Bernardsville, NJ | $2,000 | $1,103 | $3,103 | $801 | $2,801 | $301 |
| New Cassel, NY | $400 | $980 | $1,380 | $712 | $1,112 | $268 |
| Highland Park, NJ | $2,500 | $823 | $3,323 | $598 | $3,098 | $225 |
| Bethpage, NY | $100 | $1,101 | $1,201 | $800 | $900 | $301 |
| Spotswood, NJ | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Nelsonville, NY | $300 | $1,911 | $2,211 | $1,389 | $1,689 | $522 |
| Elwood, NY | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
Identify Top Home Insurance Agents near Garfield, NJ | Back to Top
| Home Insurance Company Garfield, NJ | Homeowners Insurance Agency Garfield, NJ | Address | Popularity Score | Distance from Garfield (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 5.2 | |
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 20.4 | |
| Farmers | Christine Veliz | 229 Bloomfield Ave, Newark, NJ, 7104 | 8.9 | |
| State Farm | Tony Pante | 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521 | 9.2 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 6.2 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 4.9 | |
| Travelers | Mintz Girgan & Brightly | 18 West Passaic Street, Rochelle Park, NJ, 7662 | 2.8 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 5.6 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 9.3 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 19.8 |
Compare Rates for Garfield, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Bergen County, NJ | $451,200 | $1,348 | $900 | $1,870 | $970 |
| Garfield, NJ | $329,100 | $1,021 | $750 | $1,420 | $670 |
| Pequannock, NJ | $390,900 | $897 | $650 | $1,280 | $630 |
| Maplewood, NJ | $484,800 | $955 | $660 | $1,350 | $690 |
| North Hills, NY | $979,500 | $847 | $580 | $1,200 | $620 |
| Bernardsville, NJ | $704,200 | $1,116 | $760 | $1,530 | $770 |
| New Cassel, NY | $334,300 | $992 | $710 | $1,380 | $670 |
| Highland Park, NJ | $360,000 | $833 | $560 | $1,170 | $610 |
| Bethpage, NY | $432,700 | $1,114 | $770 | $1,590 | $820 |
| Spotswood, NJ | $294,300 | $864 | $630 | $1,190 | $560 |
| Nelsonville, NY | $417,100 | $1,934 | $1,300 | $2,750 | $1,450 |
| Elwood, NY | $494,100 | $845 | $620 | $1,190 | $570 |
Research Home Insurance Companies Reviews in Garfield, NJ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 18, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
My experience with the costumer service so far is been great. They are always very nice and willing to answer any questions I have about my insurance.
Encompass Insurance Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The biggest offering I notice compared to other insurance providers is that I get a person right away when I call during the business hours. I'm not on hold, waiting forever.