Gavop shows you how to buy homeowners insurance in Cheltenham, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
2 Bedroom | $232,500 | $200,000 | $200,000-$250,000 |
3 Bedroom | $232,500 | $200,000 | $200,000-$250,000 |
4 Bedroom | $539,500 | $470,000 | $400,000-$500,000 |
5 Bedroom | $803,500 | $710,000 | $700,000-$800,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$143 | $751 |
Superior Protection Discount | -$89 | $804 |
Fire & Security Discount | -$89 | $804 |
Hail Resistant Roof Discount | -$27 | $867 |
Newly Constructed Home Discount | -$241 | $652 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,733 |
Physical Damage | $2,464 |
Hail Damage | $4,900 |
Wind Damage | $6,560 |
Expensive Claims | |
Fire | $43,336 |
Smoke | $17,556 |
Home Insurance Company Cheltenham, PA | Homeowners Insurance Agency Cheltenham, PA | Address | Popularity Score | Distance from Cheltenham (miles) |
---|---|---|---|---|
State Farm | Adam Hutcheon | 1436 Fairmount Ave, Philadelphia, PA, 19130-2908 | 7.8 | |
Allstate | Warren A Clarkson | 7120 Germantown Ave, Philadelphia, PA, 19119 | 3.0 | |
Travelers | Francis Martino Insurance | 10 Township Line Rd, Elkins Park, PA, 19027 | 2.1 | |
Allstate | Samuel Zeitlin | 130 Almshouse Rd Ste 206, Richboro, PA, 18954 | 11.6 | |
Erie | Trent Insurance Associates Llc | 14425 Bustleton Avenue Lowr Level, Philadelphia, PA, 19116 | 7.7 | |
Travelers | Mcdermott Insurance Agency Inc | 247 N Keswick Ave, Glenside, PA, 19038 | 1.9 | |
State Farm | Joe Deegan | 21 York Rd, Willow Grove, PA, 19090-3420 | 4.5 | |
Travelers | The Lunar Agency Inc | 3730 West Chester Pike, Newtown Square, PA, 19073 | 15.4 | |
Nationwide | John Holroyd | 1516 W. Street Rd, Warminster, PA, 18974-3113 | 9.9 | |
State Farm | Charlie Monahan | 1003 W Germantown Pike, Plymouth Meeting, PA, 19462-2449 | 9.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
Montgomery County, PA | $299,300 | $960 | $700 | $1,370 | $670 |
Cheltenham, PA | $269,100 | $894 | $630 | $1,240 | $610 |
Morton, PA | $198,900 | $797 | $580 | $1,120 | $540 |
Rose Valley, PA | $521,400 | $1,855 | $1,280 | $2,630 | $1,350 |
Salford, PA | $337,600 | $1,104 | $740 | $1,530 | $790 |
Marcus Hook, PA | $78,300 | $537 | $380 | $760 | $380 |
Upper Frederick, PA | $239,600 | $872 | $590 | $1,210 | $620 |
South Coventry, PA | $304,300 | $1,012 | $690 | $1,440 | $750 |
Edgemoor, DE | $196,600 | $628 | $500 | $830 | $330 |
Halfway House, PA | $210,400 | $818 | $560 | $1,170 | $610 |
High Bridge, NJ | $249,700 | $947 | $640 | $1,340 | $700 |
Millville, NJ | $156,900 | $639 | $430 | $910 | $480 |
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married