How Can I Make My Lemont, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lemont, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lemont, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $318,000 | $290,000 | $250,000-$300,000 |
| 3 Bedroom | $275,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $473,000 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $535,500 | $490,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Lemont, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $705 |
| Superior Protection Discount | -$75 | $754 |
| Fire & Security Discount | -$91 | $738 |
| Hail Resistant Roof Discount | -$25 | $804 |
| Newly Constructed Home Discount | -$240 | $589 |
Choose the Right Deductible for your Lemont, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Lemont, IL | $2,500 | $819 | $3,319 | $595 | $3,095 | $224 |
| Hickory Hills, IL | $100 | $756 | $856 | $549 | $649 | $207 |
| Hinsdale, IL | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Chicago Ridge, IL | $300 | $661 | $961 | $480 | $780 | $181 |
| Proviso, IL | $2,500 | $708 | $3,208 | $514 | $3,014 | $193 |
| Norwood Park, IL | $300 | $847 | $1,147 | $616 | $916 | $232 |
| Lakewood Shores, IL | $2,000 | $773 | $2,773 | $561 | $2,561 | $211 |
| Morris, IL | $500 | $728 | $1,228 | $529 | $1,029 | $199 |
| Merrillville, IN | $700 | $807 | $1,507 | $586 | $1,286 | $221 |
| Cortland, IL | $500 | $685 | $1,185 | $498 | $998 | $187 |
| Grant, IL | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
Identify Top Home Insurance Agents near Lemont, IL | Back to Top
| Home Insurance Company Lemont, IL | Homeowners Insurance Agency Lemont, IL | Address | Popularity Score | Distance from Lemont (miles) |
|---|---|---|---|---|
| Farmers | Sherri Wheeler | 2560 Foxfield Rd Ste 120, Saint Charles, IL, 60174 | 24.0 | |
| State Farm | John Skopick | 310 Canal St Ste A, Lemont, IL, 60439-7223 | 1.9 | |
| State Farm | Mark Boswell | 5725 W 35th St, Cicero, IL, 60804-4227 | 15.1 | |
| Allstate | Jennifer Bertino | 15316 W 159th St, Homer Glen, IL, 60491 | 5.1 | |
| Farmers | Paul Gran | 414 Plaza Dr Ste 101, Westmont, IL, 60559 | 9.9 | |
| State Farm | John Devae | 612 Executive Dr, Willowbrook, IL, 60527-5610 | 5.8 | |
| State Farm | Matt Soergel | 8182 Cass Ave, Darien, IL, 60561-5013 | 4.8 | |
| Farmers | Mark Kern | 8150 W 111th St, Palos Hills, IL, 60465 | 7.6 | |
| State Farm | Den Georgopulos | 12710 S Harlem Ave, Palos Heights, IL, 60463-2174 | 8.7 | |
| State Farm | Kevin Krusenoski | 621 Plainfield Rd Ste 205, Willowbrook, IL, 60527-5326 | 6.6 |
Compare Rates for Lemont, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,160 | $540 |
| Cook County, IL | $227,400 | $892 | $630 | $1,230 | $600 |
| Lemont, IL | $355,400 | $829 | $560 | $1,150 | $590 |
| Hickory Hills, IL | $215,600 | $765 | $540 | $1,060 | $520 |
| Hinsdale, IL | $875,900 | $734 | $530 | $1,020 | $490 |
| Chicago Ridge, IL | $153,300 | $669 | $460 | $920 | $460 |
| Proviso, IL | $181,600 | $717 | $490 | $1,020 | $530 |
| Norwood Park, IL | $286,300 | $858 | $570 | $1,230 | $660 |
| Lakewood Shores, IL | $147,200 | $782 | $560 | $1,110 | $550 |
| Morris, IL | $194,900 | $737 | $490 | $1,050 | $560 |
| Merrillville, IN | $128,600 | $817 | $550 | $1,140 | $590 |
| Cortland, IL | $167,200 | $693 | $480 | $990 | $510 |
| Grant, IL | $169,300 | $830 | $610 | $1,150 | $540 |
Research Home Insurance Companies Reviews in Lemont, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I have had other insurance before and the offerings are about the same. I just wish that the prices were cheaper. Overall I am satisfied.
Date: October 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
There is nothing that I can think of that I dislike about the company's customer service, I say that because I never had to contact them about anything.
AAA Home Insurance Reviews
Date: March 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I believe that my premium and deductible are fair and are competitive compared to other companies offerings.
GEICO Home Insurance Reviews
Date: November 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have my insurance with Geico for about 5 years. They have always been good and provided my the best rate. I am always being treated nicely by their customer service representatives whenever I have concerns. I have and will definitely recommend Geico insurance to my friends and family.