How Can I Make My Brownwood, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Brownwood, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Brownwood, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $130,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $249,000 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Brownwood, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$81 | $926 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$252 | $755 |
Choose the Right Deductible for your Brownwood, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brown County | $1,500 | $1,331 | $2,831 | $967 | $2,467 | $364 |
| Brownwood, TX | $700 | $994 | $1,694 | $723 | $1,423 | $272 |
| Brown County, TX | $200 | $1,331 | $1,531 | $967 | $1,167 | $364 |
| Lake Brownwood, TX | $700 | $1,331 | $2,031 | $967 | $1,667 | $364 |
| Santa Anna, TX | $300 | $1,341 | $1,641 | $974 | $1,274 | $366 |
| Richland Springs, TX | $1,000 | $1,395 | $2,395 | $1,014 | $2,014 | $381 |
| May, TX | $100 | $1,395 | $1,495 | $1,014 | $1,114 | $381 |
| Comanche, TX | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| McCulloch County, TX | $200 | $1,005 | $1,205 | $730 | $930 | $275 |
| Talpa, TX | $700 | $1,687 | $2,387 | $1,226 | $1,926 | $461 |
| Melvin, TX | $100 | $1,539 | $1,639 | $1,119 | $1,219 | $421 |
| Comanche County, TX | $2,500 | $1,033 | $3,533 | $750 | $3,250 | $282 |
Identify Top Home Insurance Agents near Brownwood, TX | Back to Top
| Home Insurance Company Brownwood, TX | Homeowners Insurance Agency Brownwood, TX | Address | Popularity Score | Distance from Brownwood (miles) |
|---|---|---|---|---|
| State Farm | Larry Simpson | 501 S Texas St, De Leon, TX, 76444-1949 | 44.6 | |
| Travelers | Robnett-Integra Insurance Services | 508 Main St, Brownwood, TX, 76801 | 8.2 | |
| Farmers | Drew Hubbard | 1819 S Commercial Ave, Coleman, TX, 76834 | 28.0 | |
| State Farm | Larry Pullin | 400 C C Woodson Rd, Brownwood, TX, 76802-8205 | 8.5 | |
| State Farm | Mike Hall | 807 Center Ave Ste C, Brownwood, TX, 76801-2806 | 8.0 | |
| Travelers | Baskin Insurance Agency | 104 E Wallace, San Saba, TX, 76877 | 33.2 | |
| State Farm | Larry Holder | 1203 Coggin Ave, Brownwood, TX, 76801-3615 | 7.5 | |
| State Farm | Michael Thomas | 1107 W Wallace St, San Saba, TX, 76877-4220 | 32.9 | |
| Travelers | Brownwood Insurance Center | 301 N Center, Brownwood, TX, 76801 | 8.4 | |
| State Farm | Larry Simpson | 501 S Texas, Deleon, TX, 76444-0010 | 44.6 |
Compare Rates for Brownwood, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brown County, TX | $95,100 | $1,347 | $890 | $2,070 | $1,180 |
| Brownwood, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Brown County, TX | $95,100 | $1,347 | $890 | $2,070 | $1,180 |
| Lake Brownwood, TX | $67,100 | $1,347 | $890 | $2,070 | $1,180 |
| Santa Anna, TX | $68,800 | $1,357 | $900 | $2,090 | $1,190 |
| Richland Springs, TX | $78,500 | $1,412 | $930 | $2,170 | $1,240 |
| May, TX | $78,400 | $1,412 | $930 | $2,170 | $1,240 |
| Comanche, TX | $96,000 | $1,003 | $660 | $1,540 | $880 |
| McCulloch County, TX | $82,000 | $1,017 | $670 | $1,570 | $900 |
| Talpa, TX | $150,700 | $1,707 | $1,130 | $2,630 | $1,500 |
| Melvin, TX | $108,800 | $1,558 | $1,030 | $2,400 | $1,370 |
| Comanche County, TX | $89,600 | $1,045 | $690 | $1,610 | $920 |
Research Home Insurance Companies Reviews in Brownwood, TX Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: November 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have always had a great time with my current insurer. They always reply very quickly and help me pay my bills on time.
State Farm Home Insurance Reviews
Date: March 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
Their premiums and deductibles are also in line with the rest of the other carriers I've talked to. Nothing special offered above and beyond the norms of the industry.
Foremost Insurance Home Insurance Reviews
Date: October 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Unfortunately other companies were not willing to insure our mobile home so we had to do tons of searching to find a company that would. This was what we found. I believe the premium is probably high because of the type of home we have.
Farmer's Insurance Home Insurance Reviews
Date: February 26, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
My experience with this insurance company has been minimal since I have not had any problems in my 28 years that they have served me. I would like Farmers to value me more for my loyalty than anything else.