How Can I Make My Rochester Hills, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Rochester Hills, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Rochester Hills, MI Home Insurance Coverage Levels | Back to Top
| Rochester Hills, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Salem Dr, Bloomer Rd, Blockton Rd, Gerald Ave, Axford Pl, Miller Ave, Waterford Ct, Childress Ave, Alsdorf Ave, Bourbon Ct | $241,500 | $220,000 | $250,000-$300,000 | $323,000 | $260,000 | $300,000-$350,000 |
| Carondelet Ct, Monica Ct, Waterview Dr, Yorkshire Dr, Sherwood Forest Dr, Kingsford Rd, Letica Dr, Thornbridge Ct, Avon Cir W, Portage Trail Dr | $325,000 | $300,000 | $300,000-$350,000 | $269,500 | $230,000 | $250,000-$300,000 |
| Oakwood Ct, Merion Ct, Silver Creek Ct, Stony Creek Dr, Spruce Ln, Winter Park Rd, E Avon Cir, Henley Ct, Rookery Dr, Wren Ln | $211,000 | $170,000 | $200,000-$250,000 | $266,500 | $240,000 | $200,000-$250,000 |
| Chestnut Ln, Tacoma Dr, Preswick Ct, Bobolink St, Marmoor Ct, Cheshire Ct, Cal Ave, Independence Ct, Hogan Cir, Elm Brook Ct | $269,000 | $230,000 | $250,000-$300,000 | $203,500 | $180,000 | $175,000-$200,000 |
| Royal Park Ct, Willet Ave, 23 Mile Rd, River Oaks Blvd, Hathaway Rising, Hickory Hill Dr, Carrie Ct, Bloomer Ridge Ct, Adele Ct, Hickorylawn Rd | $144,000 | $130,000 | $150,000-$175,000 | $381,500 | $340,000 | $350,000-$400,000 |
| Grace Ave, Crestline St, Pillette Ct, Pheasant Ring Dr, Ashley Cir W, Colony Dr, New Life Ln, Wellington Clr, Ludgate Ln, Streamview Ct | $193,000 | $160,000 | $150,000-$175,000 | $390,500 | $330,000 | $350,000-$400,000 |
| Elton Ct, Cedar Brook Dr, Goldenrod Dr, Cross Creek Blvd, Croft Hill Ct, Kirkton Ct, Ten Point Dr, Roundview Dr, Baron Ct, Jason Cir | $336,000 | $310,000 | $300,000-$350,000 | $397,500 | $370,000 | $350,000-$400,000 |
| Stony Pointe Blvd, Lodge Pole Ln, Mayacoo Ct, Ashley Cir E, Bridgestone Dr, Barneswood Ln, Appleridge Ct, Old Perch Rd, Sandy Ridge Dr, E Fairview Ln | $171,000 | $150,000 | $150,000-$175,000 | $327,500 | $310,000 | $250,000-$300,000 |
| Citi View Ct, Fauteux Ct, Hidden Creek Ct, Graham Dr, Wimpole Dr, Gracedale Dr, Sargent Creek Ct, Martell Ave, Augusta Dr, Coldiron Dr | $184,000 | $170,000 | $175,000-$200,000 | $396,500 | $360,000 | $400,000-$500,000 |
| Nadine, Mahaffey Ave, Kings Cove Dr, Primrose Dr, Heron Ridge Dr, Westridge Dr, East Way, Simpson Dr, St Andrews Dr, Thatcher Dr | $248,500 | $210,000 | $200,000-$250,000 | $480,500 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Rochester Hills, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $775 |
| Superior Protection Discount | -$83 | $840 |
| Fire & Security Discount | -$83 | $840 |
| Hail Resistant Roof Discount | -$28 | $895 |
| Newly Constructed Home Discount | -$221 | $701 |
Choose the Right Deductible for your Rochester Hills, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Rochester Hills, MI | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Commerce charter, MI | $200 | $751 | $951 | $546 | $746 | $205 |
| Almont, MI | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Melvindale, MI | $400 | $594 | $994 | $431 | $831 | $162 |
| Wayne County, MI | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Lynn, MI | $400 | $790 | $1,190 | $574 | $974 | $216 |
| Huron charter, MI | $1,500 | $676 | $2,176 | $491 | $1,991 | $185 |
| Barton Hills, MI | $200 | $2,873 | $3,073 | $2,088 | $2,288 | $785 |
| Flint charter, MI | $2,500 | $629 | $3,129 | $457 | $2,957 | $172 |
| Speaker, MI | $100 | $708 | $808 | $515 | $615 | $194 |
| Bancroft, MI | $2,000 | $660 | $2,660 | $480 | $2,480 | $180 |
Identify Top Home Insurance Agents near Rochester Hills, MI | Back to Top
| Home Insurance Company Rochester Hills, MI | Homeowners Insurance Agency Rochester Hills, MI | Address | Popularity Score | Distance from Rochester Hills (miles) |
|---|---|---|---|---|
| Allstate | John Ivkov | 42770 Van Dyke Ave, Sterling Heights, MI, 48314 | 7.6 | |
| Allstate | Marty Knollenberg | 198 E Big Beaver Rd, Troy, MI, 48083 | 7.0 | |
| State Farm | Lindsay Goebel | 54 E Square Lake Rd, Troy, MI, 48085-3105 | 4.0 | |
| State Farm | Matt Fahoome | 2221 Jackson Ave, Ann Arbor, MI, 48103-3919 | 41.2 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 9.3 | |
| Allstate | John Quagliotto | 52021 Van Dyke Ave, Shelby Township, MI, 48316 | 6.4 | |
| State Farm | Heidi Pichler | 6447 Rochester Rd, Troy, MI, 48085-1306 | 3.7 | |
| State Farm | Ralph Everitt | 7800 Metropolitan Pkwy, Sterling Heights, MI, 48312-1054 | 9.4 | |
| State Farm | Steve Robbins | 380 N Cedar St, Imlay City, MI, 48444-1178 | 25.6 | |
| Farmers | Kurt Sturos | 7305 Grand River Rd Ste 300, Brighton, MI, 48114 | 33.8 |
Compare Rates for Rochester Hills, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,070 | $520 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,210 | $640 |
| Rochester Hills, MI | $264,400 | $923 | $660 | $1,270 | $610 |
| Commerce charter, MI | $231,700 | $760 | $550 | $1,090 | $540 |
| Almont, MI | $167,500 | $686 | $470 | $950 | $480 |
| Melvindale, MI | $60,100 | $601 | $430 | $820 | $390 |
| Wayne County, MI | $92,400 | $687 | $490 | $940 | $450 |
| Lynn, MI | $154,800 | $800 | $540 | $1,100 | $560 |
| Huron charter, MI | $165,600 | $684 | $460 | $940 | $480 |
| Barton Hills, MI | $881,300 | $2,908 | $1,950 | $4,130 | $2,180 |
| Flint charter, MI | $79,600 | $637 | $430 | $910 | $480 |
| Speaker, MI | $97,700 | $717 | $480 | $1,030 | $550 |
| Bancroft, MI | $70,900 | $668 | $450 | $920 | $470 |
Research Home Insurance Companies Reviews in Rochester Hills, MI Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Our deductible is completely reasonable. It is currently set at $1000.00. This is very reasonable and I would imagine comparable to other companies.
Date: July 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The insurance is so useful that we can do with our favour for every things we need
Date: June 12, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
I would always like to have a lower premium, but I believe what I pay is fair. My premium rate is favorable compared to the competiton.
State Farm Home Insurance Reviews
Date: August 20, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I am very pleased with my insurance rates and deductible amounts. I have compared over the years, and they always come back cheaper.
Amica Mutual Insurance Home Insurance Reviews
Date: October 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
We have a very standard premium and our deductible is about $500 but we have not had to use our insurance recently so i can't speak on how their performance is when under certain circumstances.