How Can I Make My Crystal River, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Crystal River, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Crystal River, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $185,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $208,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $190,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $325,500 | $300,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Crystal River, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $1,000 |
| Superior Protection Discount | -$119 | $1,071 |
| Fire & Security Discount | -$95 | $1,095 |
| Hail Resistant Roof Discount | -$36 | $1,155 |
| Newly Constructed Home Discount | -$333 | $857 |
Choose the Right Deductible for your Crystal River, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Citrus County | $700 | $1,097 | $1,797 | $797 | $1,497 | $300 |
| Crystal River, FL | $1,500 | $1,176 | $2,676 | $855 | $2,355 | $321 |
| Sugarmill Woods, FL | $200 | $999 | $1,199 | $726 | $926 | $273 |
| Cedar Key-Yankeetown, FL | $1,500 | $808 | $2,308 | $587 | $2,087 | $221 |
| Shady Hills, FL | $300 | $792 | $1,092 | $575 | $875 | $216 |
| Ocala, FL | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| Connerton, FL | $300 | $2,261 | $2,561 | $1,643 | $1,943 | $618 |
| Lady Lake, FL | $2,500 | $910 | $3,410 | $662 | $3,162 | $249 |
| Beacon Square, FL | $300 | $700 | $1,000 | $509 | $809 | $191 |
| Pasadena Hills, FL | $1,500 | $1,030 | $2,530 | $749 | $2,249 | $282 |
| Archer, FL | $500 | $1,351 | $1,851 | $982 | $1,482 | $369 |
| Yalaha, FL | $2,000 | $1,677 | $3,677 | $1,218 | $3,218 | $458 |
Identify Top Home Insurance Agents near Crystal River, FL | Back to Top
| Home Insurance Company Crystal River, FL | Homeowners Insurance Agency Crystal River, FL | Address | Popularity Score | Distance from Crystal River (miles) |
|---|---|---|---|---|
| Allstate | Ronald Hilton | 17210 Camelot Ct Unit 101, Land O Lakes, FL, 34638 | 46.0 | |
| State Farm | Ryan Lampasona | 867 Ne 5th St, Crystal River, FL, 34429-4441 | 3.7 | |
| Allstate | Craig Arndt | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 49.3 | |
| Travelers | Insurance Den Inc | 5547 S Oakridge Dr, Homosassa, FL, 34446 | 6.4 | |
| Allstate | Michael Arndt | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 49.3 | |
| Allstate | Melissa Anthes | 11438 Ridge Rd, New Port Richey, FL, 34654 | 40.3 | |
| Travelers | Brightway Insurance | 10710 State Road 54 C102, Trinity, FL, 34655 | 45.8 | |
| State Farm | Tim Holladay | 7127 Us Hwy 19, New Port Richey, FL, 34652-4019 | 41.7 | |
| Travelers | Florian Insurance Inc | 12839 Us Hwy 19, Hudson, FL, 34667 | 35.8 | |
| Allstate | John Schenone | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 49.3 |
Compare Rates for Crystal River, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Crystal River, FL | $130,000 | $1,190 | $930 | $1,600 | $670 |
| Sugarmill Woods, FL | $151,200 | $1,011 | $790 | $1,350 | $560 |
| Cedar Key-Yankeetown, FL | $110,900 | $818 | $640 | $1,100 | $460 |
| Shady Hills, FL | $107,400 | $801 | $620 | $1,070 | $450 |
| Ocala, FL | $107,400 | $1,048 | $820 | $1,400 | $580 |
| Connerton, FL | $285,600 | $2,288 | $1,780 | $3,070 | $1,290 |
| Lady Lake, FL | $132,400 | $921 | $720 | $1,230 | $510 |
| Beacon Square, FL | $65,900 | $709 | $550 | $950 | $400 |
| Pasadena Hills, FL | $157,900 | $1,043 | $810 | $1,400 | $590 |
| Archer, FL | $143,000 | $1,367 | $1,070 | $1,830 | $760 |
| Yalaha, FL | $192,600 | $1,697 | $1,320 | $2,270 | $950 |
Research Home Insurance Companies Reviews in Crystal River, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I have not looked into other insurance companies to compare their premiums and deductibles. I think that ours are about average. Although our premiums do keep going up for no reason it seems.
Date: December 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
compared to others my company is top of the line with policy
People's Trust Insurance Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would say that People's Trust is defentily a 5 for what I rate them. I think that they are very good. We have had no problems with them at all and they seem to be very friendly as well over the phone.
USAA Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductibles are about the same as other policies for the same coverage. I still don't have to like them.