How Can I Make My Bloomfield, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bloomfield, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Bloomfield, NJ Home Insurance Coverage Levels | Back to Top
| Bloomfield, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sandra Ln, Fitzherbert St, Byrd Ave, Daka Ct, Llewellyn Ave, Gordon Ct, Donald St, Jersey St, Morton St, Lakewood Dr | $344,500 | $300,000 | $350,000-$400,000 | $256,000 | $220,000 | $250,000-$300,000 |
| Broughton Ave, Appleton Rd, Bland Ct, Lawrence St, Ella St, School St, Oakridge Rd, Municipal Plz, Parkview Dr, Coeyman Ave | $374,000 | $310,000 | $350,000-$400,000 | $226,000 | $190,000 | $200,000-$250,000 |
| Doris Pl, Pettit St, Chadwick Dr, Elizabeth Ct, Fremont St, Corsi Rd, Davis Ave, Winding Ln, Chestnut Ter, Jefferson Ave | $410,000 | $380,000 | $350,000-$400,000 | $192,000 | $160,000 | $150,000-$175,000 |
| Andrew Ct, Beekman St, State St, Vine Pl, Olive St, Wilber Ter, Sadler Rd, N 15th St, Phillips St, Willet St | $415,500 | $370,000 | $350,000-$400,000 | $237,000 | $200,000 | $200,000-$250,000 |
| la France Ave, Jerome Pl, West St, Broad Ter, Haines Dr, Perry Rd, Clover Ln, Oak Tree Ln, North Ave, Sawyer Ave | $328,500 | $270,000 | $250,000-$300,000 | $221,000 | $190,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Bloomfield, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $827 |
| Superior Protection Discount | -$100 | $897 |
| Fire & Security Discount | -$80 | $917 |
| Hail Resistant Roof Discount | -$30 | $967 |
| Newly Constructed Home Discount | -$279 | $718 |
Choose the Right Deductible for your Bloomfield, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,000 | $1,082 | $3,082 | $787 | $2,787 | $296 |
| Bloomfield, NJ | $2,500 | $985 | $3,485 | $716 | $3,216 | $269 |
| Lyndhurst, NJ | $400 | $839 | $1,239 | $610 | $1,010 | $229 |
| Elmwood Park, NJ | $700 | $802 | $1,502 | $583 | $1,283 | $219 |
| Clyde, NJ | $100 | $1,204 | $1,304 | $875 | $975 | $329 |
| Allamuchy, NJ | $2,500 | $951 | $3,451 | $691 | $3,191 | $260 |
| Newton, NJ | $400 | $720 | $1,120 | $524 | $924 | $197 |
| Washingtonville, NY | $700 | $742 | $1,442 | $539 | $1,239 | $203 |
| Mercer County, NJ | $200 | $953 | $1,153 | $693 | $893 | $260 |
| Mechanicstown, NY | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
Identify Top Home Insurance Agents near Bloomfield, NJ | Back to Top
| Home Insurance Company Bloomfield, NJ | Homeowners Insurance Agency Bloomfield, NJ | Address | Popularity Score | Distance from Bloomfield (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 5.9 | |
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 5.4 | |
| State Farm | Anita Dasilva | 960 Kinderkamack Rd, River Edge, NJ, 07661-2331 | 12.3 | |
| Travelers | Mintz Girgan & Brightly | 18 West Passaic Street, Rochelle Park, NJ, 7662 | 9.1 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 8.9 | |
| State Farm | Mike Santangelo | 400 Morris Ave Ste 230, Denville, NJ, 07834-1362 | 17.8 | |
| State Farm | Thomas Tobin | 1033 Clifton Ave Ste 208, Clifton, NJ, 07013-3517 | 3.8 | |
| Allstate | Rossana Benavides | 4914 Kennedy Blvd W Ste 202, West New York, NJ, 7093 | 8.8 | |
| Travelers | Aloha Agency Inc | 331 Shaler Blvd, Ridgefield, NJ, 7657 | 9.6 | |
| State Farm | Conrado Arroyo | 360 Chestnut St, Newark, NJ, 07105-2402 | 6.2 |
Compare Rates for Bloomfield, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,550 | $780 |
| Essex County, NJ | $362,300 | $1,096 | $760 | $1,540 | $780 |
| Bloomfield, NJ | $316,800 | $997 | $730 | $1,390 | $660 |
| Lyndhurst, NJ | $368,100 | $849 | $580 | $1,210 | $630 |
| Elmwood Park, NJ | $348,200 | $812 | $560 | $1,140 | $580 |
| Clyde, NJ | $376,900 | $1,219 | $890 | $1,740 | $850 |
| Allamuchy, NJ | $258,700 | $963 | $650 | $1,340 | $690 |
| Newton, NJ | $206,300 | $729 | $520 | $1,010 | $490 |
| Washingtonville, NY | $234,800 | $751 | $550 | $1,040 | $490 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,360 | $670 |
| Mechanicstown, NY | $204,100 | $657 | $440 | $910 | $470 |
Research Home Insurance Companies Reviews in Bloomfield, NJ Before Buying | Back to Top
Share a review on your home insurance company
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: September 23, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
They offer a range of coverages. I've always carried a high deductible but that's my choice to keep my rates down. I'm very satisfied with the current cost of my homeowner policy.
GEICO Home Insurance Reviews
Date: July 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The deductible was lower for the coverage I wanted, but not extremely that much lower. All in all, deductibles seem to be quite similar across the spectrum.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I selected the carrier I did based upon the cost/benefit differences. State Farm was the lowest cost, best benefit, all quotes from the different companies based on the same deductible.
Nationwide Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The deductible policy is very easy. You have to spend a certain amount of money and then they pay for hte rst