How Can I Make My Gaffney, SC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Gaffney, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Gaffney, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,500 $50,000 $25,000-$50,000
2 Bedroom $110,000 $90,000 $100,000-$125,000
3 Bedroom $128,500 $100,000 $125,000-$150,000
4 Bedroom $191,000 $180,000 $175,000-$200,000
5 Bedroom $185,500 $150,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Gaffney, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$106 $558
Superior Protection Discount -$60 $605
Fire & Security Discount -$47 $618
Hail Resistant Roof Discount -$13 $651
Newly Constructed Home Discount -$146 $518

Choose the Right Deductible for your Gaffney, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cherokee County $1,000 $624 $1,624 $453 $1,453 $170
Gaffney, SC $2,000 $656 $2,656 $477 $2,477 $179
Boiling Springs, NC $400 $880 $1,280 $640 $1,040 $241
Jonesville, SC $1,500 $522 $2,022 $379 $1,879 $143
Ellenboro, NC $100 $484 $584 $352 $452 $132
Logan Store, NC $200 $653 $853 $475 $675 $178
Lowesville, NC $2,500 $1,153 $3,653 $838 $3,338 $315
Mauldin, SC $400 $843 $1,243 $613 $1,013 $230
Denver, NC $2,000 $831 $2,831 $604 $2,604 $227
Hickory, NC $500 $785 $1,285 $570 $1,070 $214
Connelly Springs, NC $1,500 $605 $2,105 $439 $1,939 $165

Identify Top Home Insurance Agents near Gaffney, SC | Back to Top

Home Insurance Company Gaffney, SC Homeowners Insurance Agency Gaffney, SC Address Popularity Score Distance from Gaffney (miles)
Allstate Karen Crowder 843 Ne Main St, Simpsonville, SC, 29681
42.6
State Farm Paula White 2531 Woodruff Rd Ste 109, Simpsonville, SC, 29681-5465
39.4
State Farm Eva Hurley 1939 Woodruff Rd Ste D, Greenville, SC, 29607-6936
40.5
Nationwide Don Lester Agency Inc. 1400 Boiling Springs Rd Ste 1, Spartanburg, SC, 29303-1995
19.7
Liberty Mutual Independent George Johnson Insurance Inc 314 S Pine St Ste 300, Spartanburg, SC, 29302
18.9
Travelers Macdowell Insurance Agency 106 Frederick St, Gaffney, SC, 29342
2.9
Liberty Mutual Independent Fci Agency 503 Old Boiling Springs Rd, Greer, SC, 29650
39.9
State Farm Matt Gilliland 424 Hyatt St Ste B, Gaffney, SC, 29341-2539
4.2
Allstate Paul Duty 5535 Highway 9 Ste B, Inman, SC, 29349
23.3
Liberty Mutual Independent Assurealliance Inc 291 South Pine Street, Spartanburg, SC, 29302
18.8

Compare Rates for Gaffney, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $700 $1,410 $710
Cherokee County, SC $94,300 $631 $450 $870 $420
Gaffney, SC $99,200 $664 $460 $920 $460
Boiling Springs, NC $160,200 $891 $640 $1,270 $630
Jonesville, SC $77,700 $528 $350 $730 $380
Ellenboro, NC $76,100 $490 $350 $680 $330
Logan Store, NC $107,400 $661 $480 $930 $450
Lowesville, NC $247,000 $1,167 $850 $1,670 $820
Mauldin, SC $153,700 $853 $610 $1,200 $590
Denver, NC $147,300 $841 $580 $1,190 $610
Hickory, NC $141,900 $794 $560 $1,100 $540
Connelly Springs, NC $97,900 $612 $450 $860 $410

Research Home Insurance Companies Reviews in Gaffney, SC Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: September 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium seems in line with what we would expect to pay. I believe we get a slight discount by having Progressive auto insurance, though I don't know offhand which policy the discount applies to (home, auto or both).

Date: July 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think it is quite standard and very similar to others that provide a good service. This in my opinion is very good.


Allstate Home Insurance Reviews

Date: June 16, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Premium
The costs were all basically the same. Like I previously stated, they worked with me and did their best to get me the best possible rate.

Grange Insurance Home Insurance Reviews

9 Ways to Get Discounts on Homeowners Insurance in Gaffney, SC

What Makes Your Gaffney, SC Home Insurance Cheap or Expensive