How Can I Make My Gaffney, SC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Gaffney, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Gaffney, SC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $128,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $185,500 | $150,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Gaffney, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $558 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$47 | $618 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$146 | $518 |
Choose the Right Deductible for your Gaffney, SC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $1,000 | $624 | $1,624 | $453 | $1,453 | $170 |
| Gaffney, SC | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Boiling Springs, NC | $400 | $880 | $1,280 | $640 | $1,040 | $241 |
| Jonesville, SC | $1,500 | $522 | $2,022 | $379 | $1,879 | $143 |
| Ellenboro, NC | $100 | $484 | $584 | $352 | $452 | $132 |
| Logan Store, NC | $200 | $653 | $853 | $475 | $675 | $178 |
| Lowesville, NC | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| Mauldin, SC | $400 | $843 | $1,243 | $613 | $1,013 | $230 |
| Denver, NC | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Hickory, NC | $500 | $785 | $1,285 | $570 | $1,070 | $214 |
| Connelly Springs, NC | $1,500 | $605 | $2,105 | $439 | $1,939 | $165 |
Identify Top Home Insurance Agents near Gaffney, SC | Back to Top
| Home Insurance Company Gaffney, SC | Homeowners Insurance Agency Gaffney, SC | Address | Popularity Score | Distance from Gaffney (miles) |
|---|---|---|---|---|
| Allstate | Karen Crowder | 843 Ne Main St, Simpsonville, SC, 29681 | 42.6 | |
| State Farm | Paula White | 2531 Woodruff Rd Ste 109, Simpsonville, SC, 29681-5465 | 39.4 | |
| State Farm | Eva Hurley | 1939 Woodruff Rd Ste D, Greenville, SC, 29607-6936 | 40.5 | |
| Nationwide | Don Lester Agency Inc. | 1400 Boiling Springs Rd Ste 1, Spartanburg, SC, 29303-1995 | 19.7 | |
| Liberty Mutual Independent | George Johnson Insurance Inc | 314 S Pine St Ste 300, Spartanburg, SC, 29302 | 18.9 | |
| Travelers | Macdowell Insurance Agency | 106 Frederick St, Gaffney, SC, 29342 | 2.9 | |
| Liberty Mutual Independent | Fci Agency | 503 Old Boiling Springs Rd, Greer, SC, 29650 | 39.9 | |
| State Farm | Matt Gilliland | 424 Hyatt St Ste B, Gaffney, SC, 29341-2539 | 4.2 | |
| Allstate | Paul Duty | 5535 Highway 9 Ste B, Inman, SC, 29349 | 23.3 | |
| Liberty Mutual Independent | Assurealliance Inc | 291 South Pine Street, Spartanburg, SC, 29302 | 18.8 |
Compare Rates for Gaffney, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,410 | $710 |
| Cherokee County, SC | $94,300 | $631 | $450 | $870 | $420 |
| Gaffney, SC | $99,200 | $664 | $460 | $920 | $460 |
| Boiling Springs, NC | $160,200 | $891 | $640 | $1,270 | $630 |
| Jonesville, SC | $77,700 | $528 | $350 | $730 | $380 |
| Ellenboro, NC | $76,100 | $490 | $350 | $680 | $330 |
| Logan Store, NC | $107,400 | $661 | $480 | $930 | $450 |
| Lowesville, NC | $247,000 | $1,167 | $850 | $1,670 | $820 |
| Mauldin, SC | $153,700 | $853 | $610 | $1,200 | $590 |
| Denver, NC | $147,300 | $841 | $580 | $1,190 | $610 |
| Hickory, NC | $141,900 | $794 | $560 | $1,100 | $540 |
| Connelly Springs, NC | $97,900 | $612 | $450 | $860 | $410 |
Research Home Insurance Companies Reviews in Gaffney, SC Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 09, 2020 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I chose the Progressive insurance policy because it was significantly lower than any other policies I found. I compared to find the lowest price.
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium seems in line with what we would expect to pay. I believe we get a slight discount by having Progressive auto insurance, though I don't know offhand which policy the discount applies to (home, auto or both).
Date: July 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I think it is quite standard and very similar to others that provide a good service. This in my opinion is very good.
Allstate Home Insurance Reviews
Date: June 16, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Premium
The costs were all basically the same. Like I previously stated, they worked with me and did their best to get me the best possible rate.