How Can I Make My Granite City, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Granite City, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Granite City, IL Home Insurance Coverage Levels | Back to Top
| Granite City, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 23rd St, Pearl Ct, Lynch Ave, Terrace Ln, W 1st St, Hawthorne Ave, Mitchell Ave, Joseph Ct, del Rio Ave, Willow Walk | $96,000 | $90,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Harvard Pl, Stradford Ln, Huschle Ave, Dwight Dr, Theikler Rd, American Village, Ash Pl, Missouri Ave, Frontenac Ln, Robbins Rd | $153,000 | $150,000 | $125,000-$150,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Garfield Ave, Garber Ct, Staunton St, 23rd St, Bruns Rd, Aubrey Ave, Esquire Dr, Veterans Pkwy, Hinkle St, Wagon Rd | $152,000 | $140,000 | $150,000-$175,000 | $91,000 | $80,000 | $75,000-$100,000 |
| W 25th St, 22nd St, August Ave, Zippel Ave, Gargac Ln, Piasa Ln, Louisa St, Nassau Dr, Snowbird Ln, Mallard Dr | $134,500 | $110,000 | $125,000-$150,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Amos Ave, Roberta Ave, Primrose Ave, Tulip Ave, Reed St, 1st St, 29th St, Donald Ct, Bissell St, Buxton Ave | $137,000 | $110,000 | $125,000-$150,000 | $61,000 | $50,000 | $50,000-$75,000 |
Bundle your Granite City, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $755 |
| Home and Two Car | -$131 | $690 |
| Home and Three Car | -$189 | $632 |
Choose the Right Deductible for your Granite City, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Granite City, IL | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| Wood River, IL | $100 | $603 | $703 | $438 | $538 | $165 |
| Lemay, MO | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Dorchester, IL | $400 | $606 | $1,006 | $440 | $840 | $166 |
| Mount Olive, IL | $2,000 | $548 | $2,548 | $398 | $2,398 | $150 |
| Kane, IL | $300 | $564 | $864 | $410 | $710 | $154 |
| Johannisburg, IL | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Donnellson, IL | $100 | $401 | $501 | $292 | $392 | $110 |
| Gray Summit, MO | $2,000 | $1,048 | $3,048 | $762 | $2,762 | $286 |
| Crater, IL | $500 | $524 | $1,024 | $381 | $881 | $143 |
| Brewerville, IL | $2,500 | $529 | $3,029 | $384 | $2,884 | $144 |
Identify Top Home Insurance Agents near Granite City, IL | Back to Top
| Home Insurance Company Granite City, IL | Homeowners Insurance Agency Granite City, IL | Address | Popularity Score | Distance from Granite City (miles) |
|---|---|---|---|---|
| State Farm | Dave Brandmeyer | 9 E Broadway, Trenton, IL, 62293-1301 | 25.5 | |
| State Farm | Adam Wolfe | 3012 S State Route 159, Glen Carbon, IL, 62034-3109 | 9.9 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Ave, Godfrey, IL, 62035 | 14.1 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 8.7 | |
| State Farm | Tom Chouinard | 2906 Maryville Rd, Maryville, IL, 62062-5426 | 9.2 | |
| Erie | Thacker Insurance Service | 315 W College Avenue, Greenville, IL, 62246 | 40.0 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 8.5 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 24.0 | |
| State Farm | Dan Palovick | 3723 Nameoki Rd, Granite City, IL, 62040-3721 | 0.1 | |
| Erie | Community Brokers Insurance Group Inc. | 6 Ginger Creek Parkway Suite B, Glen Carbon, IL, 62034 | 8.6 |
Compare Rates for Granite City, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,200 | $600 |
| Madison County, IL | $130,200 | $718 | $490 | $1,030 | $540 |
| Granite City, IL | $83,300 | $821 | $590 | $1,170 | $580 |
| Wood River, IL | $94,000 | $610 | $410 | $870 | $460 |
| Lemay, MO | $120,700 | $973 | $660 | $1,330 | $670 |
| Dorchester, IL | $89,400 | $613 | $410 | $850 | $440 |
| Mount Olive, IL | $74,300 | $555 | $380 | $770 | $390 |
| Kane, IL | $78,500 | $571 | $390 | $810 | $420 |
| Johannisburg, IL | $130,300 | $740 | $510 | $1,020 | $510 |
| Donnellson, IL | $42,000 | $406 | $290 | $580 | $290 |
| Gray Summit, MO | $137,100 | $1,061 | $750 | $1,450 | $700 |
| Crater, IL | $68,400 | $530 | $360 | $740 | $380 |
| Brewerville, IL | $69,500 | $535 | $380 | $740 | $360 |
Research Home Insurance Companies Reviews in Granite City, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am satisfied with the cost of my policy. It is very affordable. I don't actually know what the price for similar coverage would be at another company.
Date: February 20, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
I suspect that prices are similar to other companies. but as I said above, State Farm had a much cheaper personal liability umbrella premium, so I'm quite satisifed.
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have a limited experience with State Farm on my Home Insurance policy, but I would rate the small number of experiences I have had as a 5. I've always been pleased with my interactions.
West Bend Mutual Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have never had issues and no claims to report. Billing is regular and no issues and we get a refund check if we don't have any claims. We bundle our home and auto and save that way. We also pay car insurance every year so save by paying up front versus monthly.
USAA Home Insurance Reviews
Date: November 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The coverage is basically the same as other insurance companies with similar coverage. Initially, we chose USAA because we trusted their reputation as a company with excellent customer service; and we already used them for our car insurance. After filing a claim with them however, we haven't been as pleased.
Nationwide Home Insurance Reviews
Date: November 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
My policy covers the structure of my home, including the roof, floors, walls and built in appliances up to $323,500. It also covers the contents of my home, including furniture, appliances, food, electronics, and clothing up to $226,450. It also provides protection for injury and property damage when I'm legally responsible.