How Can I Make My Elizabethtown, KY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Elizabethtown, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Elizabethtown, KY Home Insurance Coverage Levels | Back to Top
| Elizabethtown, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rineyville Big Springs Rd, Cs-1653, State Hwy 1866, Fuller Rd, W Circle Dr, Thompson Rd, Gross Ave, Woodridge Ct, Casey Ln, Williams Cemetery Rd | $192,000 | $160,000 | $175,000-$200,000 | $178,000 | $160,000 | $175,000-$200,000 |
| Tinted Cloud Cir, Co Rd 1502, Mount Zion Rd, Franklin Ave, Co Rd 1146D, Bethlehem Academy Rd, Winning Colors Blvd, Lamar Ln, Veterans Way, Chase Way | $183,000 | $160,000 | $200,000-$250,000 | $143,500 | $130,000 | $100,000-$125,000 |
| Old Glendale Rd, Reynolds Rd, Hodgenville Rd, Mallard Crossing Ct, Miller Ln, Haley Ct, E Warfield St, Rodgers Way, Katelyn Dr, Thomas Hornback Rd | $86,000 | $80,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Winchester Blvd, Laurel Ridge Rd, Maple Crest Way, Rhinestone Ct, Stewart Rd, Warren Dr, Northridge Dr, Co Rd 1056, Alexander Dr, Duke Ct | $108,000 | $90,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Valley Creek Rd, Wandering Way, Long Grove Rd, Saddlebrook Dr, Overall Phillips Rd, State Hwy 1375, Church Ave Spr, Rosemont Ct, New Salem Church Rd, Palmetto Loop | $146,000 | $120,000 | $125,000-$150,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Setter Ct, Phillip Stuecker Rd, N Crestwood St, Iron Gate Pl, Princess Ct, Claudia Ave, Gaither Station Rd, Old Leitchfield Rd, Churchill Bland Ln, New Glendale Rd | $115,000 | $100,000 | $100,000-$125,000 | $92,500 | $80,000 | $100,000-$125,000 |
| N Grandview Church Rd, Sugar Hill Dr, Millerstown Rd, S Miles, Brock Rd, Cs-1654, Cold Creek Ct N, State Hwy 222, Lincoln Pkwy, Co Rd 1044 | $157,500 | $150,000 | $150,000-$175,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Lewis Ln, State Hwy 210, Robinson Ct, Hutcherson Ln, Jimmy Ct, Corvin Ln, Union Church Rd, Camden Ct, Tom Duvall Ln, Newton Hollow Rd | $138,000 | $130,000 | $125,000-$150,000 | $166,000 | $150,000 | $125,000-$150,000 |
| E Laynewood Ct, Cs-1120, Wooldridge Ferry Rd, Fudge Ln, Routt Dr, Milimish Ln, Mallard Dr, Claysville Lndg, Cs-1178, Vaughn Ln | $124,000 | $110,000 | $125,000-$150,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Tunnel Hill Rd, Old Cardinal Dr, Shady Bower Ln, Vertrees Ln, Co Rd 1046, James St, Mills Ct, Henderson Ln, Regency Way, S Miles St | $189,000 | $160,000 | $175,000-$200,000 | $116,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Elizabethtown, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $809 |
| Superior Protection Discount | -$96 | $867 |
| Fire & Security Discount | -$96 | $867 |
| Hail Resistant Roof Discount | -$29 | $934 |
| Newly Constructed Home Discount | -$279 | $684 |
Choose the Right Deductible for your Elizabethtown, KY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardin County | $2,000 | $904 | $2,904 | $657 | $2,657 | $247 |
| Elizabethtown, KY | $1,000 | $951 | $1,951 | $691 | $1,691 | $260 |
| Lebanon Junction, KY | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Magnolia, KY | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Raywick, KY | $100 | $863 | $963 | $627 | $727 | $236 |
| Summersville, KY | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Pioneer Village, KY | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Mackville, KY | $100 | $756 | $856 | $549 | $649 | $207 |
| Bradfordsville, KY | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Meadow Vale, KY | $400 | $1,057 | $1,457 | $768 | $1,168 | $289 |
| Northeast Jefferson, KY | $2,000 | $1,279 | $3,279 | $930 | $2,930 | $350 |
Identify Top Home Insurance Agents near Elizabethtown, KY | Back to Top
| Home Insurance Company Elizabethtown, KY | Homeowners Insurance Agency Elizabethtown, KY | Address | Popularity Score | Distance from Elizabethtown (miles) |
|---|---|---|---|---|
| State Farm | Ivy Brito | 4919 Dixie Hwy Ste B, Louisville, KY, 40216-2554 | 32.8 | |
| State Farm | Travis Easterling | 1002 Granite Dr Ste 101, Bardstown, KY, 40004-2076 | 23.4 | |
| State Farm | Jeremy Graham | 5438 New Cut Rd Ste 102, Louisville, KY, 40214-4544 | 31.6 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 48.1 | |
| Allstate | Terry Samuels | 6501 Shepherdsville Rd Ste 119, Louisville, KY, 40228 | 33.2 | |
| Travelers | C Don Cook Insurance Service | 9553 U S Highway 42, Prospect, KY, 40059 | 46.4 | |
| Travelers | Pewee Valley Insurance | 219 Lagrange Rd, Pewee Valley, KY, 40056 | 46.5 | |
| State Farm | John Cox | 12907 Factory Ln Ste 5, Louisville, KY, 40245-5433 | 44.6 | |
| State Farm | David Craven | 1700 Gagel Ave, Louisville, KY, 40216-2775 | 33.2 | |
| State Farm | Sam Wheeler | 2902 Bardstown Rd, Louisville, KY, 40205-3066 | 37.1 |
Compare Rates for Elizabethtown, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Hardin County, KY | $148,000 | $915 | $610 | $1,260 | $650 |
| Elizabethtown, KY | $166,100 | $963 | $650 | $1,370 | $720 |
| Lebanon Junction, KY | $147,300 | $951 | $660 | $1,340 | $680 |
| Magnolia, KY | $96,100 | $770 | $520 | $1,070 | $550 |
| Raywick, KY | $123,200 | $873 | $640 | $1,240 | $600 |
| Summersville, KY | $75,200 | $675 | $460 | $960 | $500 |
| Pioneer Village, KY | $147,000 | $950 | $660 | $1,310 | $650 |
| Mackville, KY | $95,000 | $765 | $510 | $1,090 | $580 |
| Bradfordsville, KY | $83,000 | $712 | $510 | $980 | $470 |
| Meadow Vale, KY | $192,700 | $1,070 | $730 | $1,480 | $750 |
| Northeast Jefferson, KY | $292,300 | $1,295 | $920 | $1,830 | $910 |
Research Home Insurance Companies Reviews in Elizabethtown, KY Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: July 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I have a $500.00 deductible with Farmer's Insurance and that seems to be normal for me. I think other insurance companies offer the same deductibles.
GEICO Home Insurance Reviews
Date: May 28, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
We have had them as renters for over 10 years. When We bought our house we used them for our home owners insurance. They are affordable and very communicative.
Erie Insurance Home Insurance Reviews
Date: October 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Erie Insurance has communicated well. They have been very accommodating to any changes or different plans. They take their job very seriously.