How Can I Make My Georgetown, KY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Georgetown, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Georgetown, KY Home Insurance Coverage Levels | Back to Top
| Georgetown, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barren River Blvd, Wabash Dr, Laurel Falls Dr, Nantucket Ct, Berkshire Ln, Rockbridge Ct, Browning Dr, Mt Vernon Dr, Soards Rd, Howell Ln | $214,000 | $200,000 | $200,000-$250,000 | $95,000 | $90,000 | $100,000-$125,000 |
| Grisham Dr, Rolling Ridge Rd, Sioux Trl, Inverness Dr, Herrington Hwy, West St, Citation Ct, Royal Springs St, Brian Ave, River Run Ct | $83,000 | $70,000 | $75,000-$100,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Success Dr, Lighthouse Way, Dunlap Dr, Enid Ct, Main St W, Bridge St, E Main St, W Main St, Falmouth Dr, General John Payne Blvd Bay | $190,500 | $170,000 | $200,000-$250,000 | $144,500 | $120,000 | $150,000-$175,000 |
| Majorie Place, Lantern Trl, Dawning Ct, S Bold Forbes Blvd, Markham Dr, Wilderness Cove Ln, Cornwallis Dr, Shinnecock Hills Dr, Irving Ln, Cincinnati Pike | $121,500 | $100,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Emerson Trl, Ward Cir, Westmoreland Ct, Sycamore Dr, Market Path, Winners Cir, Penn Ave, Skinnerburg Rd, Collins Path, Zion Hill Rd | $126,500 | $110,000 | $150,000-$175,000 | $145,500 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Georgetown, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $813 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$97 | $871 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$242 | $726 |
Choose the Right Deductible for your Georgetown, KY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,500 | $964 | $3,464 | $700 | $3,200 | $263 |
| Georgetown, KY | $1,000 | $956 | $1,956 | $695 | $1,695 | $261 |
| Lexington-Fayette Southwest, KY | $500 | $1,108 | $1,608 | $805 | $1,305 | $303 |
| Bourbon County, KY | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Gratz, KY | $200 | $460 | $660 | $335 | $535 | $126 |
| Pendleton County, KY | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Madison County, KY | $100 | $912 | $1,012 | $663 | $763 | $249 |
| Verona, KY | $1,000 | $1,061 | $2,061 | $771 | $1,771 | $290 |
| Chaplin, KY | $400 | $792 | $1,192 | $576 | $976 | $217 |
| Boyle County, KY | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| Fleming County, KY | $200 | $683 | $883 | $496 | $696 | $187 |
| Kenton County, KY | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
Identify Top Home Insurance Agents near Georgetown, KY | Back to Top
| Home Insurance Company Georgetown, KY | Homeowners Insurance Agency Georgetown, KY | Address | Popularity Score | Distance from Georgetown (miles) |
|---|---|---|---|---|
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 2.2 | |
| Travelers | Vince Wells Insurance | 110 South Broadway, Carlisle, KY, 40311 | 30.7 | |
| Travelers | Downey Insurance Group Inc | 35 S Main St, New Castle, KY, 40050 | 35.5 | |
| State Farm | Brenda Harris | 114 Thompson St, Frankfort, KY, 40601-3206 | 14.0 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 37.3 | |
| State Farm | Leslie Gilley | 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516 | 48.9 | |
| Travelers | Turner Insurance Agency Inc | 2460 Shelbyville Rd, Shelbyville, KY, 40065 | 37.3 | |
| State Farm | Kelley Adams | 215 La Grange Rd, Pewee Valley, KY, 40056-9174 | 49.9 | |
| State Farm | Jim O'Donoghue | 1727 Midland Trail, Shelbyville, KY, 40065-1711 | 36.2 | |
| Nationwide | Poland Insurance Agency Inc. | 101 Markham Drive, Georgetown, KY, 40324-2004 | 1.8 |
Compare Rates for Georgetown, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Scott County, KY | $170,800 | $975 | $710 | $1,390 | $680 |
| Georgetown, KY | $167,800 | $968 | $660 | $1,380 | $720 |
| Lexington-Fayette Southwest, KY | $215,100 | $1,121 | $770 | $1,580 | $810 |
| Bourbon County, KY | $144,900 | $793 | $580 | $1,090 | $510 |
| Gratz, KY | $37,500 | $466 | $340 | $640 | $300 |
| Pendleton County, KY | $106,400 | $681 | $460 | $970 | $510 |
| Madison County, KY | $151,000 | $924 | $640 | $1,320 | $680 |
| Verona, KY | $194,600 | $1,074 | $760 | $1,540 | $780 |
| Chaplin, KY | $103,900 | $802 | $540 | $1,110 | $570 |
| Boyle County, KY | $141,100 | $783 | $530 | $1,120 | $590 |
| Fleming County, KY | $89,900 | $691 | $500 | $970 | $470 |
| Kenton County, KY | $149,700 | $920 | $630 | $1,310 | $680 |
Research Home Insurance Companies Reviews in Georgetown, KY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
The policy rates are the lowest I could find when I switched from Farmers.
GEICO Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
It has truly been wonderful and I would give them a 5 for customer service. Whenever I have any question on my statement, I call them up and get to talk to a knowledgable worker in seconds who always gives me accurate information.