How Can I Make My Kearny, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Kearny, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Kearny, NJ Home Insurance Coverage Levels | Back to Top
| Kearny, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Seeley Ave, John Hay Ave, State Rte 7, E Midland Ave, Hillcrest Rd, Lafayette Pl, Radley St, Butler Pl, S Midland Ave, Liberty St | $365,000 | $330,000 | $400,000-$500,000 | $194,000 | $170,000 | $175,000-$200,000 |
| Seeley Ave, Liberty St, Jacobus Ave, N 5th St, Ann St, Hoyt St, Devon Ter, Howell Pl, Ivy St, Livingston Ave | $270,000 | $220,000 | $200,000-$250,000 | $206,000 | $180,000 | $200,000-$250,000 |
| Windsor St, Dukes St, Wilkinson Ter, Breiderhoft Rd, Newark Tpke, Belleville Tpke, Oakwood Ave, Sheridan Ave, Bayard Ave, Forest St | $252,500 | $210,000 | $200,000-$250,000 | $264,000 | $250,000 | $200,000-$250,000 |
| Ivy St, Peden Ter, Laurel Ave, Oakwood Ave, Bennett Ave, Hoyt St, Schuyler Ct, US Hwy 9 (Trk), Hillside Ave, Clinton Ave | $338,000 | $300,000 | $350,000-$400,000 | $149,000 | $130,000 | $125,000-$150,000 |
| Franklin Pl, Stover Ave, Bellville Tpke, Lincoln Ave, Archibald Ter, Rutherford Pl, Boyd St, Bellville Tpke, Hillcrest Rd, Fish House Rd | $350,000 | $290,000 | $350,000-$400,000 | $290,000 | $260,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Kearny, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $811 |
| Superior Protection Discount | -$90 | $911 |
| Fire & Security Discount | -$110 | $891 |
| Hail Resistant Roof Discount | -$20 | $981 |
| Newly Constructed Home Discount | -$260 | $741 |
Choose the Right Deductible for your Kearny, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hudson County | $2,000 | $1,052 | $3,052 | $765 | $2,765 | $288 |
| Kearny, NJ | $1,000 | $989 | $1,989 | $718 | $1,718 | $270 |
| Bronxville, NY | $100 | $836 | $936 | $607 | $707 | $228 |
| Lake Success, NY | $2,000 | $1,051 | $3,051 | $764 | $2,764 | $287 |
| East Williston, NY | $200 | $830 | $1,030 | $603 | $803 | $227 |
| Barnum Island, NY | $700 | $2,120 | $2,820 | $1,541 | $2,241 | $579 |
| Rye, NY | $400 | $1,112 | $1,512 | $808 | $1,208 | $304 |
| Point Lookout, NY | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Vienna, NJ | $400 | $929 | $1,329 | $675 | $1,075 | $254 |
| Marksboro, NJ | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Unionville, NY | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Hamilton Square, NJ | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
Identify Top Home Insurance Agents near Kearny, NJ | Back to Top
| Home Insurance Company Kearny, NJ | Homeowners Insurance Agency Kearny, NJ | Address | Popularity Score | Distance from Kearny (miles) |
|---|---|---|---|---|
| State Farm | Zanetta Glover | 570 Broad St Ste 114, Newark, NJ, 07102-4518 | 2.7 | |
| State Farm | Angel Rodriguez | 815 Elizabeth Ave Ste 200, Elizabeth, NJ, 07201-2787 | 7.9 | |
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 17.6 | |
| Farmers | Omaida Acevedo | 90 Passaic St, Garfield, NJ, 7026 | 7.8 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 20.2 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 8.7 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 3.8 | |
| State Farm | Thomas Tobin | 1033 Clifton Ave Ste 208, Clifton, NJ, 07013-3517 | 7.8 | |
| Travelers | Middleton & Company | 186 Halsey Rd, Newton, NJ, 7860 | 39.9 | |
| State Farm | Chris Alevras | 595 Eagle Rock Ave, West Orange, NJ, 07052-2903 | 8.1 |
Compare Rates for Kearny, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Hudson County, NJ | $349,500 | $1,065 | $780 | $1,480 | $700 |
| Kearny, NJ | $318,700 | $1,001 | $690 | $1,390 | $700 |
| Bronxville, NY | $1,077,200 | $846 | $610 | $1,200 | $590 |
| Lake Success, NY | $1,156,900 | $1,064 | $780 | $1,510 | $730 |
| East Williston, NY | $815,900 | $840 | $600 | $1,190 | $590 |
| Barnum Island, NY | $446,900 | $2,146 | $1,570 | $3,070 | $1,500 |
| Rye, NY | $558,900 | $1,126 | $810 | $1,600 | $790 |
| Point Lookout, NY | $826,300 | $847 | $610 | $1,190 | $580 |
| Vienna, NJ | $245,800 | $940 | $670 | $1,330 | $660 |
| Marksboro, NJ | $225,000 | $903 | $610 | $1,290 | $680 |
| Unionville, NY | $206,100 | $789 | $560 | $1,080 | $520 |
| Hamilton Square, NJ | $294,900 | $864 | $580 | $1,220 | $640 |
Research Home Insurance Companies Reviews in Kearny, NJ Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: October 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I actually really liked Progressive. When I called them after we bought our home, they asked a lot of questions and I feel like they really helped me find the best insurance for us.
Date: June 17, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
There are several things that really are things in a clear and accurate way, but I have learned several things that are very good things.
State Farm Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Although I haven't had much interaction with them, State Farm is always responsive when I have a question or concern about my home insurance needs.