How Can I Make My Lacey, WA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Lacey, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Lacey, WA Home Insurance Coverage Levels | Back to Top
| Lacey, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 55th Ln SE, 43rd Ct SE, 32nd Ave NE, Hall St SE, Chris Pl SE, 72nd Ave NE, Lakeridge Ct SE, Milano Ct SE, Rushmore Way NE, Messenger Ct SE | $248,000 | $210,000 | $250,000-$300,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Oxbow St NE, Blue Finch Ct SE, Hogan Dr SE, 43rd Ct NE, Woodmere Ln SE, 61st Ave SE, Lexington Way NE, 31st Ln NE, Joann Ave NE, Spencer Ave NE | $250,500 | $230,000 | $200,000-$250,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Providence Ln NE, Scoria Ln SE Pvt Rd, Gator Ct SE, Lilac St SE, Cranberry Ln SE, Titleist Ln SE, Bee Dee Dr NE, Oklahoma St SE, Titan Dr SE, Timothy St SE | $246,500 | $220,000 | $250,000-$300,000 | $137,500 | $110,000 | $150,000-$175,000 |
| Silver Maple Ct SE, Wildcat St SE, Santis Loop SE, 10th Ave NE, Orcas Loop NE, 3rd Ave SE, Steilacoom Ct SE, Edsel Ct NE, Shale St SE, Danials Loop SE | $197,500 | $160,000 | $150,000-$175,000 | $162,000 | $140,000 | $175,000-$200,000 |
| 18th Ct NE, 19th Ct SE, 29th Ct SE, Maxine St SE, Marquette Dr SE, 12th Ave NE, Thunderbird St SE, Sugar Maple Ln SE, Manito Dr NE, 6th Way SE | $221,500 | $180,000 | $200,000-$250,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Beltway Loop SE, Lakeview Ct SE, Cali Ln SW, Clearfield Ct SE, Indian Crest Ln NE, Ida Ct NE, 32nd Ct NE, Ranger Dr SE, Bonanza Ct NE, 27th Ct SE | $357,000 | $300,000 | $300,000-$350,000 | $227,000 | $210,000 | $200,000-$250,000 |
| Keegan St NE, 3rd Way SE, Springfield Pl NE, 22nd Way NE, 12th Way NE, Sycamore St SE, 40th Ave SE, Bonanza Dr NE, Seven Oaks Rd SE, Seahawk St SE | $242,500 | $210,000 | $200,000-$250,000 | $157,000 | $150,000 | $150,000-$175,000 |
| Hollyhock Ln SE, Thornbury Ct SE, 71st Ave SE, Stuart St NE, College Ln NE, 57th Trl SE, Britton Pkwy NE, Muriel Dr SE, 4th Ct SE, Glenalda Ct SE | $249,500 | $210,000 | $200,000-$250,000 | $206,500 | $180,000 | $175,000-$200,000 |
| Marietta Ct NE, School St SE, Campus Green Loop NE, Birch St SE, Topaz St SE, Normandy Dr SE, 44th Ave NE, Hilmes Ct SE, Fones Rd SE, Ensign Road Extended NE | $358,500 | $300,000 | $400,000-$500,000 | $253,000 | $210,000 | $200,000-$250,000 |
| Spokane St NE, Skokomish Ct NE, Macadam Ct SE, Woodland Ct SE, Firpark Dr SE, Carpenter Rd NE, Huntamer Ln SE, Sawgrass Ln SE Pvt, 56th Ave NE, Willow St SE | $187,500 | $160,000 | $150,000-$175,000 | $108,500 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Lacey, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $601 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$81 | $652 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$205 | $527 |
Choose the Right Deductible for your Lacey, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thurston County | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Lacey, WA | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Tumwater, WA | $100 | $685 | $785 | $498 | $598 | $187 |
| DuPont, WA | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Tacoma, WA | $400 | $712 | $1,112 | $517 | $917 | $195 |
| Burley, WA | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Orting, WA | $100 | $677 | $777 | $492 | $592 | $185 |
| Elma, WA | $700 | $608 | $1,308 | $442 | $1,142 | $166 |
| Pierce County, WA | $100 | $738 | $838 | $536 | $636 | $202 |
| Des Moines, WA | $2,500 | $676 | $3,176 | $492 | $2,992 | $185 |
| Toledo, WA | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Grays Harbor County, WA | $1,000 | $616 | $1,616 | $448 | $1,448 | $168 |
Identify Top Home Insurance Agents near Lacey, WA | Back to Top
| Home Insurance Company Lacey, WA | Homeowners Insurance Agency Lacey, WA | Address | Popularity Score | Distance from Lacey (miles) |
|---|---|---|---|---|
| Farmers | Jay Gregory | 3434 Martin Way E Ste 3, Olympia, WA, 98506 | 2.4 | |
| State Farm | Alex Bagdasarov | 4719 University Way Ne Suite 202, Seattle, WA, 98105-4400 | 48.6 | |
| Liberty Mutual Independent | Parker Smith & Feek Inc | 2233 112th Avenue Ne, Bellevue, WA, 98004 | 49.6 | |
| Travelers | The Boat Insurance Agency Inc | 2601 W Marina Pl Ste B, Seattle, WA, 98199 | 44.9 | |
| State Farm | Paulla Suy | 900 S Jackson St Ste 213, Seattle, WA, 98104-3058 | 44.5 | |
| Allstate | Larson Financial & Insurance | 15 Oregon Ave Ste 207, Tacoma, WA, 98409 | 20.0 | |
| Farmers | Candice Adams | 2745 Martin Way E Ste G, Olympia, WA, 98506 | 3.0 | |
| Farmers | Brian Arnold | 5423 S Washington St, Tacoma, WA, 98409 | 18.6 | |
| Liberty Mutual Independent | Gurry & Rogers Insurance | 1200 Fifth Ave #1825, Seattle, WA, 98101 | 44.8 | |
| Farmers | Jose Valencia | 6720 Regents Blvd Ste 200, University Place, WA, 98466 | 18.5 |
Compare Rates for Lacey, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,120 | $530 |
| Thurston County, WA | $255,500 | $747 | $510 | $1,070 | $560 |
| Lacey, WA | $243,200 | $732 | $500 | $1,000 | $500 |
| Tumwater, WA | $236,400 | $694 | $510 | $980 | $470 |
| DuPont, WA | $305,800 | $702 | $480 | $1,000 | $520 |
| Tacoma, WA | $234,200 | $721 | $530 | $990 | $460 |
| Burley, WA | $223,200 | $730 | $490 | $1,040 | $550 |
| Orting, WA | $229,000 | $685 | $460 | $950 | $490 |
| Elma, WA | $173,800 | $616 | $440 | $870 | $430 |
| Pierce County, WA | $255,800 | $747 | $540 | $1,060 | $520 |
| Des Moines, WA | $290,700 | $685 | $470 | $940 | $470 |
| Toledo, WA | $132,900 | $590 | $420 | $820 | $400 |
| Grays Harbor County, WA | $161,800 | $624 | $450 | $870 | $420 |
Research Home Insurance Companies Reviews in Lacey, WA Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 17, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
completely convenient and comfortable to pay, charges are not that in excess and you are allowed to pay at your own convenience
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premiums and deductibles were okay. I did not have any enormous problem with my insurance company. However, I honestly wish that it had covered a lot more.
Date: June 16, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
I can say that my experience with this company has been very good in general, so far I have no complaints, I hope to continue like this.
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium could always be lower the deductible is fair as long as its not something small then its just better to take care of it your self.. insurance has no use for things i have use for
Date: October 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The insurance when in my need When the hurricane came and the window broke thing got wet. They had someone come fix it.
Nationwide Home Insurance Reviews
Date: September 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I believe Nationwide offers a variety of coverage compared to other insurance companies and at a good price.
Travelers Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
we are extremely happy with them and rate them at 5. We bundle both cars and house insurance. Our first year with them we had a hailstorm that came by leaving damage.