Gavop shows you how to buy homeowners insurance in Arnold, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $54,500 | $40,000 | $50,000-$75,000 |
2 Bedroom | $138,500 | $120,000 | $100,000-$125,000 |
3 Bedroom | $226,000 | $190,000 | $200,000-$250,000 |
4 Bedroom | $221,000 | $180,000 | $200,000-$250,000 |
5 Bedroom | $215,000 | $200,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$165 | $753 |
Superior Protection Discount | -$92 | $826 |
Fire & Security Discount | -$64 | $854 |
Hail Resistant Roof Discount | -$18 | $900 |
Newly Constructed Home Discount | -$257 | $661 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $7,536 |
Hail Damage | $5,587 |
Wind Damage | $10,216 |
Expensive Claims | |
Fire | $35,690 |
Accidental Discharge/Leakage | $8,970 |
Optional Coverage Losses | $8,073 |
Home Insurance Company Arnold, MO | Homeowners Insurance Agency Arnold, MO | Address | Popularity Score | Distance from Arnold (miles) |
---|---|---|---|---|
Travelers | Caen Leach & Mclean Insurance Agency | 702 West Pearce, Wentzville, MO, 63385 | 37.6 | |
Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 9.6 | |
Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 6.9 | |
State Farm | Fred Maloy | 11327 Gravois Rd Ste 101, Sappington, MO, 63126-3657 | 7.8 | |
Liberty Mutual Independent | Missouri General Insurance Age | 1227 Fern Ridge Pkwy, St Louis, MO, 63141 | 18.6 | |
State Farm | Donna Young | 4401 Meramec Bottom Rd Ste C, Saint Louis, MO, 63129-2564 | 2.5 | |
Liberty Mutual Independent | Clayton Hanley Ins Service Inc | 9545 Yuma Dr, St Louis, MO, 63123 | 6.6 | |
Travelers | Dierker Knobbe Insurance Services | 3522 Lemay Ferry Rd Saint Louis, St Louis, MO, 63125 | 6.5 | |
Liberty Mutual Independent | Kreismann Bayer Insurance Agency, Inc. | 652 N New Ballas Rd St Louis, Creve Coeur, MO, 63141 | 17.1 | |
State Farm | Kevin Wingenbach | 4530 Lemay Ferry Rd Ste L, Saint Louis, MO, 63129-1600 | 5.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Missouri | $145,400 | $1,084 | $770 | $1,510 | $740 |
Jefferson County, MO | $154,100 | $1,030 | $690 | $1,410 | $720 |
Arnold, MO | $148,700 | $918 | $620 | $1,310 | $690 |
Webster Groves, MO | $265,200 | $966 | $700 | $1,380 | $680 |
Bel-Ridge, MO | $58,500 | $780 | $520 | $1,070 | $550 |
Prairie Du Long, IL | $231,400 | $935 | $670 | $1,320 | $650 |
Shiloh, IL | $205,800 | $752 | $510 | $1,070 | $560 |
St. Ferdinand, MO | $70,200 | $699 | $480 | $960 | $480 |
Weldon Spring, MO | $225,100 | $902 | $640 | $1,240 | $600 |
Rosewood Heights, IL | $112,700 | $690 | $500 | $990 | $490 |
Holiday Shores, IL | $187,100 | $863 | $630 | $1,230 | $600 |
Irondale, MO | $60,800 | $791 | $530 | $1,120 | $590 |
Germantown, IL | $166,100 | $823 | $590 | $1,140 | $550 |
Date: December 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried