How Can I Make My Santa Fe, NM Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Santa Fe, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Santa Fe, NM Home Insurance Coverage Levels | Back to Top
| Santa Fe, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Siler Park Ln, Cloudstone Dr, Callej\u00f3n Hermosa, Brillantes Arenas St, Cam Ortiz, Coronado Ln, Lejano Ct, Punta del Cazador, Sin Pena Park, Rainbow Ridge Ln | $531,000 | $490,000 | $500,000-$600,000 | $468,000 | $380,000 | $400,000-$500,000 |
| Cerro Gordo Rd, Halona St, Louraine Cir, San Juan Dr, Santa Clara Dr, Cll Princesa Juana, Senda de Eleuterio, Canyon Rd, Co Rd 87, Raindance Ln | $176,500 | $150,000 | $200,000-$250,000 | $156,000 | $140,000 | $150,000-$175,000 |
| Sol Y Luz St, Chavez Pl, Pso del Sol, Hillside Ave, Gonzales Rd, Bellamah Ct, Via Brisa, Alta Vista St, Roybal St, Atoca Rd | $242,000 | $210,000 | $250,000-$300,000 | $177,500 | $160,000 | $175,000-$200,000 |
| Lugar de Oro, Cll Lento, Cam Carlita, Cam Pequeno, Cll Bella, Canada del Sur, Ventoso, Cam de Monterey, Calleja Shannon, Cam Don Patron | $658,000 | $590,000 | $600,000-$700,000 | $327,500 | $300,000 | $350,000-$400,000 |
| Pradera, Callej Tisnado St, Cll de Commercio, Cleveland St, Pla Anita, Madrid Rd, Yucca St, Pso Feliz, Clematis Cir, Cll Vera Cruz | $449,500 | $400,000 | $400,000-$500,000 | $196,500 | $170,000 | $150,000-$175,000 |
| Roy's Way, Cll Feliz, Don Diego Ct, Rebecca Ln, S Richards Ave, Cmt Sonrisa, Cam Rancho Siringo, Vuelta Sabio, Martinez St, Santander Ln | $479,500 | $430,000 | $500,000-$600,000 | $419,000 | $360,000 | $400,000-$500,000 |
| Co Rd 67G, Juniper Dr, Pso de Florencio, Cam del Prado, Jacona Cir, Kearney Ave, Elena St, Molino de Viento, Viale Sera Vezza, Rinconada Cir | $536,500 | $480,000 | $600,000-$700,000 | $382,000 | $310,000 | $350,000-$400,000 |
| Milagro Oro, Vis del Sur, Canyon Rd, E Alameda St, E Look, Sandoval St, Tony St, Los Lovatos Rd, Kathryn Pl, N Luna Cir | $281,500 | $270,000 | $300,000-$350,000 | $302,500 | $270,000 | $300,000-$350,000 |
| Dandelion Cir, Brother Luke Pl, E Estrada Calabasa, Casados St, Shelby St, S Sierra Azul, Lopez Ln, Puerto Bonito, Jaguar Dr, Cam Monica | $750,000 | $710,000 | $700,000-$800,000 | $342,000 | $290,000 | $350,000-$400,000 |
| San Rafael Dr, Pso de Reina, Cll Cuesta, Stagecoach Dr, Mann St, Sycamore Loop, Cam Pinones, Star Vista Rd, Co Rd 72, Ristra Plz | $521,500 | $480,000 | $400,000-$500,000 | $538,000 | $500,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Santa Fe, NM | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $816 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$90 | $906 |
| Hail Resistant Roof Discount | -$30 | $965 |
| Newly Constructed Home Discount | -$279 | $716 |
Choose your Santa Fe, NM Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Santa Fe, NM | Back to Top
| Home Insurance Company Santa Fe, NM | Homeowners Insurance Agency Santa Fe, NM | Address | Popularity Score | Distance from Santa Fe (miles) |
|---|---|---|---|---|
| Allstate | Esther Wingfield | 8001 Wyoming Blvd Ne Ste B6, Albuquerque, NM, 87113 | 48.8 | |
| State Farm | Bryan Doerner | 1341 Pacheco St, Santa Fe, NM, 87505-3907 | 0.7 | |
| State Farm | Edward Dunn | 3750 Juan Tabo Blvd Ne Ste E, Albuquerque, NM, 87111-3948 | 49.7 | |
| State Farm | Steve Kunkle | 1336 Wy Blvd Ne Ste E, Albuquerque, NM, 87112-5000 | 49.7 | |
| State Farm | Judy Alba | 2920 Crll Blvd Ne Bldg B, Albuquerque, NM, 87110-2867 | 49.7 | |
| Allstate | Barry Rampy | 5809 Juan Tabo Blvd Ne, Albuquerque, NM, 87111 | 48.8 | |
| Farmers | Peter Lindholm | 3909 Juan Tabo Blvd Ne Ste 1, Albuquerque, NM, 87111 | 49.6 | |
| State Farm | Scott Klinkenberg | 4061 Ridge Rock Rd Se Ste B, Rio Rancho, NM, 87124-7627 | 49.5 | |
| State Farm | Ray Pratt | 9998 Mntgmry Blvd Ne Ste A, Albuquerque, NM, 87111-3545 | 49.0 | |
| Farmers | Robert Trujillo | 8440 Wyoming Blvd Ne, Albuquerque, NM, 87113 | 48.6 |
Compare Rates for Santa Fe, NM Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $600 | $1,230 | $630 |
| Santa Fe County, NM | $277,700 | $1,005 | $730 | $1,400 | $670 |
| Santa Fe, NM | $272,100 | $995 | $720 | $1,360 | $640 |
| Nambe, NM | $259,600 | $1,045 | $750 | $1,470 | $720 |
| Santa Clara Pueblo, NM | $196,300 | $780 | $550 | $1,110 | $560 |
| Los Alamos, NM | $288,000 | $927 | $670 | $1,310 | $640 |
| Velarde, NM | $281,900 | $1,090 | $740 | $1,550 | $810 |
| Rio Rancho, NM | $189,500 | $880 | $590 | $1,260 | $670 |
| San Antonito, NM | $261,400 | $1,048 | $710 | $1,440 | $730 |
| Pueblo of Sandia Village, NM | $113,200 | $766 | $550 | $1,080 | $530 |
| Sandia Heights, NM | $437,500 | $1,591 | $1,130 | $2,210 | $1,080 |
Research Home Insurance Companies Reviews in Santa Fe, NM Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My premium and policy are definitely better than other companies, and they advertise as such.
Date: April 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I don't have much experience with other home insurance providers. I did shop around and their policy offerings and rates were competitive in the area and seemed to give me.
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
I get way too much junk mail from State Farm. Usually, it's from other agents in the area trying to solicit my business. You'd think they would have a central database that lets other agents know I am already a customer.
Farm Bureau Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have not yet had to make any claims. I just purchased this house a year ago, but getting the insurance set up was really easy. The guy I worked with at the office was super helpful.
Amica Mutual Insurance Home Insurance Reviews
Date: November 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
it is good that it company offers better requirement of the company.
Safeco Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I have had a number of insurance companies over the years and Safeco appears to have standard offerings (similar to other insurance companies). I cannot think of anything they have that others do not have.