How Can I Make My Morgan Hill, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Morgan Hill, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Morgan Hill, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $139,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $429,500 | $350,000 | $500,000-$600,000 |
| 3 Bedroom | $569,000 | $500,000 | $400,000-$500,000 |
| 4 Bedroom | $509,000 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $962,500 | $780,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Morgan Hill, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $1,177 |
| Superior Protection Discount | -$137 | $1,232 |
| Fire & Security Discount | -$137 | $1,232 |
| Hail Resistant Roof Discount | -$27 | $1,342 |
| Newly Constructed Home Discount | -$329 | $1,040 |
Choose the Right Deductible for your Morgan Hill, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Morgan Hill, CA | $1,500 | $1,352 | $2,852 | $983 | $2,483 | $370 |
| Watsonville, CA | $300 | $1,216 | $1,516 | $883 | $1,183 | $332 |
| Santa Clara, CA | $2,000 | $1,491 | $3,491 | $1,084 | $3,084 | $408 |
| Milpitas, CA | $500 | $1,316 | $1,816 | $956 | $1,456 | $360 |
| Patterson, CA | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Newark, CA | $300 | $1,406 | $1,706 | $1,022 | $1,322 | $384 |
| La Honda, CA | $1,500 | $1,804 | $3,304 | $1,311 | $2,811 | $493 |
| Seaside-Monterey, CA | $400 | $1,363 | $1,763 | $990 | $1,390 | $372 |
| Union City, CA | $2,500 | $1,351 | $3,851 | $982 | $3,482 | $369 |
| Pacific Grove, CA | $200 | $1,131 | $1,331 | $822 | $1,022 | $309 |
| Tracy, CA | $1,000 | $1,013 | $2,013 | $737 | $1,737 | $277 |
Identify Top Home Insurance Agents near Morgan Hill, CA | Back to Top
| Home Insurance Company Morgan Hill, CA | Homeowners Insurance Agency Morgan Hill, CA | Address | Popularity Score | Distance from Morgan Hill (miles) |
|---|---|---|---|---|
| State Farm | Rolando Suarez | 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911 | 19.5 | |
| Farmers | Gary Carroll | 15 W 5th St, Morgan Hill, CA, 95037 | 0.7 | |
| State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 11.8 | |
| Allstate | David Tofig | 6116 Camino Verde Dr Ste 9, San Jose, CA, 95119 | 11.4 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 16.1 | |
| State Farm | Rose Mary Nunes | 901 S White Rd, San Jose, CA, 95127-3237 | 18.5 | |
| Farmers | Quy Mai | 621 Tully Rd # A225, San Jose, CA, 95111 | 16.6 | |
| State Farm | Jack Flesher | 445 S San Antonio Rd Ste 101, Los Altos, CA, 94022-3638 | 31.0 | |
| State Farm | Donna Chiaramonte | 2210 Winchester Blvd, Campbell, CA, 95008-3430 | 20.0 | |
| Farmers | Robert Lemmon | 17680 Monterey Rd, Morgan Hill, CA, 95037 | 0.8 |
Compare Rates for Morgan Hill, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
| Watsonville, CA | $457,200 | $1,230 | $910 | $1,670 | $760 |
| Santa Clara, CA | $831,600 | $1,509 | $1,120 | $2,050 | $930 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |
| Patterson, CA | $272,500 | $701 | $520 | $950 | $430 |
| Newark, CA | $607,200 | $1,423 | $1,050 | $1,940 | $890 |
| La Honda, CA | $637,600 | $1,826 | $1,350 | $2,480 | $1,130 |
| Seaside-Monterey, CA | $592,800 | $1,379 | $1,020 | $1,880 | $860 |
| Union City, CA | $620,200 | $1,367 | $1,010 | $1,860 | $850 |
| Pacific Grove, CA | $764,600 | $1,145 | $850 | $1,560 | $710 |
| Tracy, CA | $402,700 | $1,026 | $760 | $1,400 | $640 |
Research Home Insurance Companies Reviews in Morgan Hill, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 24, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I've never really had to deal with my home insurance agent. I got a quote, pay the premium as part of my mortgage and that's it.
State Farm Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I was able to have deductibles on pretty much anything over 1000 doller and stuff I had before that I can use to sell since I also work from home. They also work with me if I need to add anything outside the home
Farmer's Insurance Home Insurance Reviews
Date: July 03, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our premium is a little high for what we have. It seems silly to pay and pay on something we we hopefully never need to use. But I understand the importance of it.
Progressive Home Insurance Reviews
Date: October 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I LIKE THE HOME INSURANCE CUSTOMER SERVICE. I LIKE TO WISH THEM FOR THEIR GOOD WORK.