How Can I Make My Southlake, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Southlake, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Southlake, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $148,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $378,000 | $340,000 | $300,000-$350,000 |
| 3 Bedroom | $526,500 | $490,000 | $500,000-$600,000 |
| 4 Bedroom | $736,500 | $680,000 | $800,000-$900,000 |
| 5 Bedroom | $1,111,500 | $1,010,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Southlake, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $799 |
| Superior Protection Discount | -$87 | $876 |
| Fire & Security Discount | -$67 | $896 |
| Hail Resistant Roof Discount | -$29 | $934 |
| Newly Constructed Home Discount | -$231 | $732 |
Choose the Right Deductible for your Southlake, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Denton County | $2,500 | $1,270 | $3,770 | $923 | $3,423 | $347 |
| Southlake, TX | $2,500 | $951 | $3,451 | $691 | $3,191 | $260 |
| Grapevine, TX | $500 | $1,336 | $1,836 | $971 | $1,471 | $365 |
| Watauga, TX | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Justin-Roanoke, TX | $200 | $1,398 | $1,598 | $1,016 | $1,216 | $382 |
| Sansom Park, TX | $2,000 | $1,330 | $3,330 | $966 | $2,966 | $363 |
| Parker, TX | $500 | $845 | $1,345 | $614 | $1,114 | $231 |
| Briaroaks, TX | $700 | $1,827 | $2,527 | $1,328 | $2,028 | $499 |
| Cross Timber, TX | $100 | $1,957 | $2,057 | $1,422 | $1,522 | $535 |
| Princeton, TX | $1,500 | $971 | $2,471 | $706 | $2,206 | $265 |
| Nevada, TX | $300 | $960 | $1,260 | $698 | $998 | $262 |
| Westminster, TX | $2,000 | $1,675 | $3,675 | $1,217 | $3,217 | $458 |
Identify Top Home Insurance Agents near Southlake, TX | Back to Top
| Home Insurance Company Southlake, TX | Homeowners Insurance Agency Southlake, TX | Address | Popularity Score | Distance from Southlake (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 211 E Southlake Blvd Ste 1, Southlake, TX, 76092 | 0.9 | |
| Travelers | Shaw Insurance Agency | 947 W Glade Rd, Hurst, TX, 76054 | 5.6 | |
| Farmers | Greg Hardman | 951 W Pipeline Rd Ste 309, Hurst, TX, 76053 | 9.4 | |
| Travelers | Ann Gibson Insurance Agency | 164 S Main St, Keller, TX, 76248 | 6.3 | |
| Allstate | Kurt Steigerwald | 124 W Harwood Rd Ste A, Hurst, TX, 76054 | 7.4 | |
| State Farm | Tim Tobey | 423 E Main St Ste 2, Midlothian, TX, 76065-3345 | 33.9 | |
| Farmers | Monique Kusman | 4109 Gateway Ct Ste 300, Colleyville, TX, 76034 | 5.6 | |
| Travelers | Insurance Of Mid-Cities Agency Inc | 1235 Cavender Ste 101, Hurst, TX, 76053 | 8.5 | |
| Travelers | Goosehead Insurance | 260 N Denton Tap Rd Ste 265, Coppell, TX, 75019 | 9.1 | |
| Farmers | Fariba Kirk | 800 W Airport Fwy Ste 1100, Irving, TX, 75062 | 13.9 |
Compare Rates for Southlake, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Southlake, TX | $627,700 | $963 | $640 | $1,480 | $840 |
| Grapevine, TX | $273,600 | $1,352 | $890 | $2,080 | $1,190 |
| Watauga, TX | $115,700 | $993 | $660 | $1,530 | $870 |
| Justin-Roanoke, TX | $280,300 | $1,415 | $930 | $2,180 | $1,250 |
| Sansom Park, TX | $66,900 | $1,346 | $890 | $2,070 | $1,180 |
| Parker, TX | $492,900 | $855 | $560 | $1,320 | $760 |
| Briaroaks, TX | $206,900 | $1,849 | $1,220 | $2,850 | $1,630 |
| Cross Timber, TX | $265,000 | $1,981 | $1,310 | $3,050 | $1,740 |
| Princeton, TX | $156,300 | $983 | $650 | $1,510 | $860 |
| Nevada, TX | $178,700 | $972 | $640 | $1,500 | $860 |
| Westminster, TX | $146,700 | $1,695 | $1,120 | $2,610 | $1,490 |
Research Home Insurance Companies Reviews in Southlake, TX Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: November 09, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
The interaction/communication has been good. The agent is quick to reply and get me the info needed. I am pleased with him so far.
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They are always kind and reassuring on the phone! I have never had a problem with them and I have had no trouble getting in contact with them!
Travelers Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My home insurance premium is well below the offers I received from other carriers. The deductible makes it prohibitive to have repairs done for things which should be fully covered by home insurance.
Progressive Home Insurance Reviews
Date: February 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Had a great experience with progressive when it came time for me to purchase insurance. They were friendly and didn't try to push anything on me.