How Can I Make My San Ramon, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in San Ramon, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your San Ramon, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $194,000 | $160,000 | $150,000-$175,000 |
| 2 Bedroom | $559,500 | $480,000 | $500,000-$600,000 |
| 3 Bedroom | $540,500 | $500,000 | $400,000-$500,000 |
| 4 Bedroom | $598,000 | $540,000 | $400,000-$500,000 |
| 5 Bedroom | $1,046,000 | $840,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in San Ramon, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$295 | $1,257 |
| Superior Protection Discount | -$140 | $1,412 |
| Fire & Security Discount | -$171 | $1,381 |
| Hail Resistant Roof Discount | -$31 | $1,521 |
| Newly Constructed Home Discount | -$403 | $1,148 |
Choose your San Ramon, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near San Ramon, CA | Back to Top
| Home Insurance Company San Ramon, CA | Homeowners Insurance Agency San Ramon, CA | Address | Popularity Score | Distance from San Ramon (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Harrington | 4625 1st St Ste 110, Pleasanton, CA, 94566-7368 | 8.0 | |
| Travelers | Llamas Insurance Agency | 1630 Contra Costa Blvd Ste 220, Pleasant Hill, CA, 94523 | 14.8 | |
| State Farm | Barb Ellul | 7027 Dublin Blvd Ste 140, Dublin, CA, 94568-3018 | 4.2 | |
| State Farm | Ed Bright | 1151 Arroyo Ave, San Carlos, CA, 94070-3908 | 25.3 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 46.2 | |
| State Farm | Larry Damaser | 6473 Sierra Ln, Dublin, CA, 94568-2796 | 4.2 | |
| State Farm | Bob Arnold | 3130 Crow Canyon Rd Ste E, San Ramon, CA, 94583-1365 | 2.3 | |
| Allstate | Hauser & Lee Ins Services | 3150 Crow Canyon Pl Ste 140, San Ramon, CA, 94583 | 2.3 | |
| State Farm | Linda Williams | 1536 20th St, San Francisco, CA, 94107-2809 | 25.4 | |
| State Farm | Dara Chan | 20235 Redwood Rd, Castro Valley, CA, 94546-4331 | 9.0 |
Compare Rates for San Ramon, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| San Ramon, CA | $863,800 | $1,552 | $1,150 | $2,110 | $960 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| Clayton, CA | $667,400 | $1,032 | $760 | $1,400 | $640 |
| San Lorenzo, CA | $476,600 | $1,055 | $780 | $1,430 | $650 |
| Kensington, CA | $852,700 | $1,169 | $870 | $1,590 | $720 |
| Belmont, CA | $1,174,200 | $936 | $690 | $1,270 | $580 |
| Tiburon, CA | $1,922,000 | $946 | $700 | $1,290 | $590 |
| Tamalpais-Homestead Valley, CA | $1,119,700 | $940 | $700 | $1,280 | $580 |
| Monte Sereno, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Woodacre, CA | $716,900 | $2,000 | $1,480 | $2,720 | $1,240 |
| Hartley, CA | $507,400 | $1,522 | $1,130 | $2,070 | $940 |
Research Home Insurance Companies Reviews in San Ramon, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I used the company because my car insurance is with the company. Not confident that I receive the same grade of customer service when dealing with car issues as home issues. I'll probably switch with the next house
Date: September 19, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have been very happy with customer service. When I have called, Rachel helps me with what I need. Once I could not go online because I needed to change the password. She got me up and running within minutes.
Date: August 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
fully satisfied i like so much this company make a special offer for me and really good and lovable insurance company
Progressive Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
For someone like me it was the best I could get at the time. Talking to others, it seems like I can get a better rate at a large number of places and will look into it once I pass 30. I would say a 4 out of 5.
Date: June 17, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
The customer service at the company is fairly good. They have quick call in times, and I never really have to wait to long to talk to someone. In addition, I always find that things go well with them.
Liberty Mutual Home Insurance Reviews
Date: July 07, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Policy Offerings
My insurance is cheaper then others . So I like my insurance that I have right now.
Allstate Home Insurance Reviews
Date: October 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have not had any issues with Allstate. I haven't had to use any home owners insurance.