How Can I Make My Holland, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Holland, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Holland, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $143,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $246,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $136,000 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Holland, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $634 |
| Superior Protection Discount | -$67 | $679 |
| Fire & Security Discount | -$52 | $694 |
| Hail Resistant Roof Discount | -$22 | $724 |
| Newly Constructed Home Discount | -$157 | $589 |
Choose the Right Deductible for your Holland, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ottawa County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Holland, MI | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Dorr, MI | $200 | $677 | $877 | $492 | $692 | $185 |
| Muskegon Heights, MI | $700 | $753 | $1,453 | $547 | $1,247 | $206 |
| Orangeville, MI | $500 | $786 | $1,286 | $572 | $1,072 | $215 |
| Vergennes, MI | $2,500 | $880 | $3,380 | $640 | $3,140 | $241 |
| Lowell, MI | $500 | $734 | $1,234 | $533 | $1,033 | $201 |
| Cedar Springs, MI | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Barry County, MI | $400 | $756 | $1,156 | $550 | $950 | $207 |
| Benton Heights, MI | $1,500 | $620 | $2,120 | $451 | $1,951 | $170 |
| Augusta, MI | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Fremont, MI | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
Identify Top Home Insurance Agents near Holland, MI | Back to Top
| Home Insurance Company Holland, MI | Homeowners Insurance Agency Holland, MI | Address | Popularity Score | Distance from Holland (miles) |
|---|---|---|---|---|
| State Farm | Zeke Alejos | 244 James St Ste B, Holland, MI, 49424-2980 | 3.3 | |
| Allstate | Zachary Golin | 8516 Homestead Dr Ste 110, Zeeland, MI, 49464 | 6.1 | |
| Allstate | Krystal Knoll | 482 Century Ln Ste 50, Holland, MI, 49423 | 1.0 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 1.1 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 2.9 | |
| Farmers | Scott Bates | 3140 Division Ave Sw, Grandville, MI, 49418 | 19.4 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 13.8 | |
| Farmers | Tammy Jones | 4601 134th Ave Ste E, Hamilton, MI, 49419 | 8.7 | |
| State Farm | Brett Younce | 430 68th St Sw Ste 3, Grand Rapids, MI, 49548-7968 | 22.2 | |
| Allstate | Randall L. Knoll | 12871 Riley St, Holland, MI, 49424 | 4.1 |
Compare Rates for Holland, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Ottawa County, MI | $168,000 | $792 | $570 | $1,100 | $530 |
| Holland, MI | $131,700 | $746 | $500 | $1,050 | $550 |
| Dorr, MI | $166,900 | $685 | $470 | $970 | $500 |
| Muskegon Heights, MI | $42,900 | $762 | $530 | $1,050 | $520 |
| Orangeville, MI | $151,800 | $796 | $550 | $1,140 | $590 |
| Vergennes, MI | $222,000 | $891 | $600 | $1,270 | $670 |
| Lowell, MI | $113,800 | $743 | $500 | $1,020 | $520 |
| Cedar Springs, MI | $99,700 | $720 | $500 | $1,030 | $530 |
| Barry County, MI | $146,300 | $765 | $520 | $1,090 | $570 |
| Benton Heights, MI | $52,100 | $628 | $430 | $870 | $440 |
| Augusta, MI | $86,300 | $697 | $470 | $950 | $480 |
| Fremont, MI | $86,000 | $697 | $510 | $970 | $460 |
Research Home Insurance Companies Reviews in Holland, MI Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
We have had great customer service with our insurance company. Fortunately we've never had a claim, but whenever we have a question about our policy or coverage we receive quick and courteous replies.
Farmer's Insurance Home Insurance Reviews
Date: July 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I think that most insurance companies offer the same sorts of policies. Typically, insurance policies are written by a central organization that sells the policies to insurance companies.