How Can I Make My Hesperia, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Victorville-Hesperia, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Hesperia, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $143,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $290,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $364,000 | $330,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Hesperia, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$84 | $517 |
| Superior Protection Discount | -$54 | $548 |
| Fire & Security Discount | -$66 | $536 |
| Hail Resistant Roof Discount | -$12 | $590 |
| Newly Constructed Home Discount | -$132 | $469 |
Choose the Right Deductible for your Hesperia, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Bernardino County | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Hesperia, CA | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Lake Arrowhead, CA | $100 | $647 | $747 | $470 | $570 | $177 |
| Lenwood, CA | $1,500 | $504 | $2,004 | $366 | $1,866 | $138 |
| Lytle Creek, CA | $100 | $686 | $786 | $498 | $598 | $187 |
| Mount Baldy-Wrightwood, CA | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Mentone, CA | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Oak Glen, CA | $1,000 | $1,562 | $2,562 | $1,135 | $2,135 | $427 |
| Upland, CA | $500 | $1,257 | $1,757 | $914 | $1,414 | $344 |
| Jurupa Valley, CA | $2,500 | $683 | $3,183 | $496 | $2,996 | $187 |
| Littlerock, CA | $500 | $609 | $1,109 | $442 | $942 | $166 |
| South Antelope Valley, CA | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
Identify Top Home Insurance Agents near Hesperia, CA | Back to Top
| Home Insurance Company Hesperia, CA | Homeowners Insurance Agency Hesperia, CA | Address | Popularity Score | Distance from Hesperia (miles) |
|---|---|---|---|---|
| Farmers | Julie Peters | 12138 Industrial Blvd Ste 101, Victorville, CA, 92395 | 6.1 | |
| State Farm | Valerie Menefee | 34366 Yucaipa Blvd Ste I, Yucaipa, CA, 92399-2478 | 37.0 | |
| State Farm | Jamie Kogler | 34247 Yucaipa Blvd Ste G, Yucaipa, CA, 92399-6118 | 37.0 | |
| State Farm | Rose Wentz | 201 W Foothill Blvd, Glendora, CA, 91741-3353 | 46.1 | |
| State Farm | Mark Beck | 637 S 2nd Ave, Covina, CA, 91723-3518 | 49.6 | |
| State Farm | Jerry Klein | 16360 Main St, Hesperia, CA, 92345-3548 | 9.8 | |
| State Farm | Archie Escujuri | 908 E Puente St, Covina, CA, 91724-3210 | 48.7 | |
| State Farm | Matthew Hawkins | 16956 Bear Valley Rd, Victorville, CA, 92395-5816 | 6.5 | |
| Allstate | Max Wenzel | 154 S 4th St, Redlands, CA, 92373 | 34.4 | |
| State Farm | Karen Coombs | 592 N Azusa Ave, Covina, CA, 91722-3546 | 49.9 |
Compare Rates for Hesperia, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Hesperia, CA | $197,000 | $602 | $450 | $820 | $370 |
| Lake Arrowhead, CA | $287,500 | $655 | $480 | $890 | $410 |
| Lenwood, CA | $103,500 | $510 | $380 | $690 | $310 |
| Lytle Creek, CA | $232,800 | $694 | $510 | $940 | $430 |
| Mount Baldy-Wrightwood, CA | $308,200 | $690 | $510 | $940 | $430 |
| Mentone, CA | $281,100 | $646 | $480 | $880 | $400 |
| Oak Glen, CA | $532,000 | $1,581 | $1,170 | $2,150 | $980 |
| Upland, CA | $465,200 | $1,273 | $940 | $1,730 | $790 |
| Jurupa Valley, CA | $308,900 | $691 | $510 | $940 | $430 |
| Littlerock, CA | $172,800 | $616 | $460 | $840 | $380 |
| South Antelope Valley, CA | $253,700 | $673 | $500 | $920 | $420 |
Research Home Insurance Companies Reviews in Hesperia, CA Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: March 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: October 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 13, 2017 Age: Above 60 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Reynolds Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
USAA Home Insurance Reviews
Date: November 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: February 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married