How Can I Make My Tuscaloosa, AL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Tuscaloosa, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Tuscaloosa, AL Home Insurance Coverage Levels | Back to Top
| Tuscaloosa, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Holly St, 28th St E, 26th St NE, Reece Blvd, Spicewood St, Dove Ln, 3rd St E, Stone Hts, Riverdale Dr, Old Fosters Ferry Rd | $110,500 | $90,000 | $75,000-$100,000 | $144,500 | $130,000 | $125,000-$150,000 |
| 44th Pl E, Greenwood Cir, Herman Boyd Rd, Sorority Cir, 22nd Ave NE, E Cir, Culver Rd, Longview Rd, Co Rd 77, Dupont Ave | $119,500 | $110,000 | $100,000-$125,000 | $70,000 | $60,000 | $75,000-$100,000 |
| 7th St, Ridgeview Dr, Gaines Mill Rd, 63rd St, Harbourview Dr, 47th Ave E, Canyon Rd N, 27th Pl E, Commodore Dr NE, Shea Harbor Dr | $250,500 | $230,000 | $200,000-$250,000 | $261,000 | $240,000 | $250,000-$300,000 |
| University Blvd, Arlington Dr, Mimosa Gardens Ln, 12th St E, Hillcrest School Rd, Avalon Dr, Rice Mine Rd NE, Anderson Rd NE, Lurleen B Wallace Blvd N, Jack Warner Pkwy | $183,500 | $160,000 | $175,000-$200,000 | $138,500 | $130,000 | $125,000-$150,000 |
| 57th St E, 18th Ave N, 47th Ct E, Old Cottondale Rd, Locksley Dr, Universal Heights Rd, Elm Dr NE, 44th Ave E, Wakefield Dr, Oakchase | $254,000 | $210,000 | $200,000-$250,000 | $207,000 | $190,000 | $175,000-$200,000 |
| 23rd Ave NE, Gingerwood Ln, 30th St E, Grey Cir, Brook Highland Dr, Bealle St NE, Keel Ave NE, Lee Rd, 28th Pl, Parkwood Dr | $307,000 | $260,000 | $300,000-$350,000 | $229,000 | $200,000 | $175,000-$200,000 |
| Glen Ln, 25th Ave NE, 36th Pl, 28th Ct, Oaklana, Killick Pl, Albright Rd E, Sexton Cutoff, Sandbrook Ln, Main St | $102,500 | $90,000 | $75,000-$100,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Universal Heights Ln, Bear Ridge Rd, 7th Ct E, Arcadia Dr, Chism Rd, Albert Sanders Rd, Railroad Dr, 33rd Ct, Cedar Lake, Kicker Rd NE | $96,500 | $90,000 | $75,000-$100,000 | $117,000 | $100,000 | $75,000-$100,000 |
| Washington St, Reichhold Cir, Co Rd 42, Woodvale Dr, 49th St E, Heatherwood Dr, 27th St E, 41st St E, Maple Ridge, 35th Ct | $168,500 | $160,000 | $125,000-$150,000 | $185,500 | $170,000 | $175,000-$200,000 |
| 44th Ave NE, Magnolia Springs Cir, Summerside Dr, 36th Ave E, W Circle Wood Rd, Jug Factory Rd, Cades Way, McWrights Ferry Rd, 1st St E, Crescent Ln | $143,000 | $130,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Tuscaloosa, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $986 |
| Superior Protection Discount | -$108 | $1,094 |
| Fire & Security Discount | -$120 | $1,082 |
| Hail Resistant Roof Discount | -$24 | $1,178 |
| Newly Constructed Home Discount | -$301 | $902 |
Choose the Right Deductible for your Tuscaloosa, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tuscaloosa County | $2,000 | $1,198 | $3,198 | $871 | $2,871 | $327 |
| Tuscaloosa, AL | $1,500 | $1,188 | $2,688 | $863 | $2,363 | $325 |
| Fosters, AL | $300 | $1,135 | $1,435 | $825 | $1,125 | $310 |
| Bibb County, AL | $2,000 | $848 | $2,848 | $616 | $2,616 | $232 |
| Brent, AL | $200 | $975 | $1,175 | $709 | $909 | $266 |
| Greenwood, AL | $700 | $1,038 | $1,738 | $754 | $1,454 | $284 |
| Sawyerville, AL | $500 | $887 | $1,387 | $645 | $1,145 | $242 |
| Pleasant Grove, AL | $1,000 | $884 | $1,884 | $642 | $1,642 | $241 |
| Edgewater, AL | $400 | $826 | $1,226 | $600 | $1,000 | $226 |
| Alabaster-Helena, AL | $2,000 | $1,431 | $3,431 | $1,040 | $3,040 | $391 |
| Jefferson County, AL | $100 | $1,148 | $1,248 | $834 | $934 | $314 |
| Homewood, AL | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
Identify Top Home Insurance Agents near Tuscaloosa, AL | Back to Top
| Home Insurance Company Tuscaloosa, AL | Homeowners Insurance Agency Tuscaloosa, AL | Address | Popularity Score | Distance from Tuscaloosa (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lacy Grice Insurance Agency | 1917 3rd Ave S, Jasper, AL, 35501 | 46.5 | |
| State Farm | Ryan Whitson | 1503 Bridge Ave, Northport, AL, 35476-4865 | 2.3 | |
| Travelers | Mikos Kampakis Insurance Services | 421 Emery Drive Suite 101 Birmingham, Hoover, AL, 35244 | 42.1 | |
| Allstate | Corkren Insurance | 1516 9th Ave N Ste 112, Bessemer, AL, 35020 | 36.6 | |
| Travelers | Holt Insurance Agency Inc | 1423 4th Avenue North, Bessemer, AL, 35020 | 36.7 | |
| Allstate | The Marcus Agency | 1442 Montgomery Hwy Ste 201, Vestavia, AL, 35216 | 45.8 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 47.1 | |
| Travelers | Chafin Insurance Agency | 165 S Main St, Graysville, AL, 35073 | 44.4 | |
| Liberty Mutual Independent | Pritchett-Moore Inc | 1120 Queen City Avenue, Tuscaloosa, AL, 35401 | 0.8 | |
| Liberty Mutual Independent | Insurance Office Of America | 3800 Colonnade Pkwy Ste 650, Birmingham, AL, 35243 | 50.1 |
Compare Rates for Tuscaloosa, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,610 | $800 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $860 | $1,720 | $860 |
| Tuscaloosa, AL | $169,400 | $1,202 | $870 | $1,650 | $780 |
| Fosters, AL | $128,500 | $1,149 | $780 | $1,590 | $810 |
| Bibb County, AL | $105,500 | $858 | $620 | $1,210 | $590 |
| Brent, AL | $99,700 | $987 | $710 | $1,390 | $680 |
| Greenwood, AL | $209,000 | $1,051 | $760 | $1,450 | $690 |
| Sawyerville, AL | $85,800 | $898 | $640 | $1,280 | $640 |
| Pleasant Grove, AL | $151,000 | $894 | $640 | $1,230 | $590 |
| Edgewater, AL | $76,900 | $836 | $600 | $1,150 | $550 |
| Alabaster-Helena, AL | $199,800 | $1,448 | $1,000 | $2,040 | $1,040 |
| Jefferson County, AL | $149,000 | $1,162 | $840 | $1,650 | $810 |
| Homewood, AL | $319,300 | $971 | $690 | $1,370 | $680 |
Research Home Insurance Companies Reviews in Tuscaloosa, AL Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: October 20, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: March 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 26, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 30, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: June 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
National General Home Insurance Reviews
Date: September 29, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married