How Can I Make My Franklin, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Franklin, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Franklin, NJ Home Insurance Coverage Levels | Back to Top
| Franklin, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Roosevelt Ave, Lakeside Rd, Cotswold Pl, Oliver St, Orchid Ct, W Point Ave, Fulton Rd, Kassul Pl, Saddle Ct, Veros Ln | $206,000 | $190,000 | $200,000-$250,000 | $304,500 | $260,000 | $250,000-$300,000 |
| Queens Pl, Center St, Jiffy Rd, Barbieri Ct, Girard Ave, Prestbury Ln, Jefferson St, Ari Dr, Medici Dr, Ashley Ct | $343,000 | $290,000 | $350,000-$400,000 | $462,000 | $380,000 | $400,000-$500,000 |
| Berger St, Driscole Ct, Carson Ct, Virginia Ct, Coral Ct, Winthrop Rd, Oakland Ave, Wells Rd, Lincoln Hwy, Grouser Rd | $316,000 | $290,000 | $300,000-$350,000 | $381,500 | $320,000 | $400,000-$500,000 |
| Daulton Dr, New Brunswick Rd, Sweetbriar Rd, Brentwood Blvd, Forest Ave, Village Dr, Clover Hills Dr, Donald Ave, Hageman Rd, Kent St | $218,500 | $180,000 | $200,000-$250,000 | $538,000 | $450,000 | $500,000-$600,000 |
| Chatsworth Dr, Marcy St, Belmont Dr, Lander St, Delaware Xing, Fuller St, Windfall Ln, S Middlebush Rd, Clyde Rd, Baker St | $324,500 | $290,000 | $300,000-$350,000 | $264,000 | $250,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Franklin, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $847 |
| Superior Protection Discount | -$92 | $928 |
| Fire & Security Discount | -$92 | $928 |
| Hail Resistant Roof Discount | -$20 | $1,000 |
| Newly Constructed Home Discount | -$265 | $755 |
Choose your Franklin, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Franklin, NJ | Back to Top
| Home Insurance Company Franklin, NJ | Homeowners Insurance Agency Franklin, NJ | Address | Popularity Score | Distance from Franklin (miles) |
|---|---|---|---|---|
| Allstate | Rob Merlo | 700 Plaza Dr, Secaucus, NJ, 7094 | 34.0 | |
| State Farm | Peter Romeo | 1429 Us Highway 22, Mountainside, NJ, 07092-2406 | 16.8 | |
| State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 19.3 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 8.7 | |
| Travelers | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 9.4 | |
| Travelers | Volk Insurance Group Llc | 440 S Main St, Milltown, NJ, 8850 | 6.9 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 6.6 | |
| Travelers | Volk Insurance Group Llc | 440 S Main St, Milltown, NJ, 8850 | 6.9 | |
| Travelers | Howe Insurance Group | 1000 Herrontown Rd, Princeton, NJ, 8540 | 8.2 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 37.3 |
Compare Rates for Franklin, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Somerset County, NJ | $412,800 | $1,203 | $820 | $1,670 | $850 |
| Franklin, NJ | $328,500 | $1,020 | $700 | $1,460 | $760 |
| Weston, NJ | $417,200 | $1,353 | $930 | $1,880 | $950 |
| Robbinsville, NJ | $404,500 | $929 | $630 | $1,290 | $660 |
| Trenton, NJ | $95,900 | $1,156 | $790 | $1,650 | $860 |
| Morris County, NJ | $438,100 | $1,294 | $920 | $1,840 | $920 |
| Kings County, NY | $623,900 | $1,126 | $780 | $1,590 | $810 |
| Ridgefield Park, NJ | $326,700 | $1,093 | $780 | $1,510 | $730 |
| Sparta, NJ | $378,800 | $870 | $620 | $1,190 | $570 |
| Hellertown, PA | $179,700 | $640 | $470 | $890 | $420 |
| Closter, NJ | $625,700 | $1,090 | $750 | $1,520 | $770 |
| North Valley Stream, NY | $365,800 | $1,589 | $1,140 | $2,190 | $1,050 |
Research Home Insurance Companies Reviews in Franklin, NJ Before Buying | Back to Top
Share a review on your home insurance company
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Since I have a single point of contact for my claims my insurance premium is a little higher than the competitors. The deductible is reasonable for the type of coverage I have, it is on par with other insurance companies.
Date: September 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
From what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage.
Liberty Mutual Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My experience with Liberty Mutual has been great. They offer great customer service and have answered all questions I had
Allstate Home Insurance Reviews
Date: July 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
They pretty much provide every coverage that is offered by other policies. However, they also have a lot of great discounts for the coverage and for some coverage they cover more than the minimum.
State Farm Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I never looked further than state farm, I've always had them as an insurance provider.
GEICO Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
deductible is very good in this insurance, It has helped me during my disaster. So I love this insurance company.