How Can I Make My Farmington Hills, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Farmington Hills, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Farmington Hills, MI Home Insurance Coverage Levels | Back to Top
| Farmington Hills, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hearthstone Rd, Creekdale Ct, Franklin Fairway St, Country Cir, Lujon Dr, Mayfield St, Olde Franklin Dr, Rensselaer Ave, Bella Vista Dr, Westerleigh Rd | $242,000 | $230,000 | $250,000-$300,000 | $225,000 | $210,000 | $200,000-$250,000 |
| Baintree Rd, Hidden Valley Ct, Chessington, James Ct, Carson St, Kirby St, Mullane Dr, Wildwood Trl, Detroit Baptist, Blossom Ct | $338,000 | $320,000 | $300,000-$350,000 | $272,500 | $260,000 | $250,000-$300,000 |
| Stony Creek Dr, Edna St, Northmont Dr, Karen Ct, Barwell Rd, Holsworth Ct, Westcott Crescent Cir, Quakertown Ln, Hearthside St, Walnut Ln | $113,500 | $100,000 | $100,000-$125,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Glen Oaks Blvd E, Savannah Ln, Tana Ct, Point Ct, Spring Valley Dr, Edythe Dr, Berkshire Ct, Golf Pointe Blvd, Leelane, Rudgate Blvd | $216,000 | $180,000 | $200,000-$250,000 | $176,000 | $150,000 | $150,000-$175,000 |
| Regents Pointe, Kendallwood Dr, Westmeath St, Kingsgate Way, Clairview Ct, Country Ridge Blvd, Kilreigh Dr, Hidden Trl, Sudbury St, Springbrook Ave | $265,500 | $220,000 | $250,000-$300,000 | $138,000 | $120,000 | $100,000-$125,000 |
| Grayling Ave, Longacre St, Fieldstone, Concord Ln, Tulane Ave, Schulte St, Equestrian, Rose Hill Dr, Millcreek Dr, Chatham Pl | $174,500 | $160,000 | $175,000-$200,000 | $105,000 | $90,000 | $75,000-$100,000 |
| Old Homestead Dr, Alta Loma St, W Lyman Ct, Lujon Ct, Penrose Dr, Ramblewood, Eastfarm Lane Ct, Regent's Pointe, Club House Ln, Mulfordton St | $194,000 | $180,000 | $200,000-$250,000 | $165,500 | $140,000 | $150,000-$175,000 |
| Churchill Ln, Hargrove Ct, Gateway Dr E, Dungarran Ct, Nova Valley Dr, W King William Dr, Parkwood Ln, Hickory Cir, Briarwyke Dr, Homewood Dr | $249,000 | $230,000 | $250,000-$300,000 | $147,000 | $130,000 | $150,000-$175,000 |
| Minglewood Ln, Leesburg Ct, Village Green Blvd, Braeside Cir, Salem, Piedmont Dr, Weymouth Ct, Button Ct, Huntington Ct, Eastfield St | $332,000 | $290,000 | $350,000-$400,000 | $197,500 | $170,000 | $200,000-$250,000 |
| Thorny Brae Ct, Walnut Ct, Cranleigh St, Coolidge Ct, White Pine Trl, Springview St, Abington Dr, Le Mans Dr, Plumbrook Ct, Sierra Point Cir | $164,500 | $140,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Farmington Hills, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $702 |
| Superior Protection Discount | -$78 | $789 |
| Fire & Security Discount | -$87 | $780 |
| Hail Resistant Roof Discount | -$26 | $841 |
| Newly Constructed Home Discount | -$243 | $624 |
Choose the Right Deductible for your Farmington Hills, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Farmington Hills, MI | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Lathrup Village, MI | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Detroit, MI | $2,000 | $847 | $2,847 | $615 | $2,615 | $231 |
| River Rouge, MI | $200 | $753 | $953 | $547 | $747 | $206 |
| Ortonville, MI | $2,000 | $797 | $2,797 | $579 | $2,579 | $218 |
| Woodhaven, MI | $100 | $652 | $752 | $474 | $574 | $178 |
| Washington, MI | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Scio, MI | $100 | $816 | $916 | $593 | $693 | $223 |
| Casco, MI | $700 | $821 | $1,521 | $597 | $1,297 | $224 |
| Monroe charter, MI | $200 | $632 | $832 | $459 | $659 | $173 |
| Richfield, MI | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
Identify Top Home Insurance Agents near Farmington Hills, MI | Back to Top
| Home Insurance Company Farmington Hills, MI | Homeowners Insurance Agency Farmington Hills, MI | Address | Popularity Score | Distance from Farmington Hills (miles) |
|---|---|---|---|---|
| State Farm | Steve Hale | 25810 Plymouth Rd, Redford, MI, 48239-2102 | 8.9 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 9.5 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 22.9 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 24.1 | |
| State Farm | Anita A Murray | 8359 N Wayne Rd, Westland, MI, 48185-1351 | 9.5 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park Blvd Ste 250, Southfield, MI, 48076 | 6.7 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 9.0 | |
| State Farm | Frank Sutika | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 8.9 | |
| State Farm | Marty O'Neill | 22637 Woodward Avenue, Ferndale, MI, 48220-1801 | 12.5 | |
| Allstate | Clarence Little | 3260 Coolidge Hwy, Berkley, MI, 48072 | 9.9 |
Compare Rates for Farmington Hills, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Oakland County, MI | $209,800 | $847 | $600 | $1,190 | $590 |
| Farmington Hills, MI | $230,000 | $867 | $580 | $1,200 | $620 |
| Lathrup Village, MI | $168,800 | $818 | $580 | $1,160 | $580 |
| Detroit, MI | $42,800 | $857 | $580 | $1,210 | $630 |
| River Rouge, MI | $34,800 | $762 | $540 | $1,050 | $510 |
| Ortonville, MI | $160,200 | $807 | $550 | $1,120 | $570 |
| Woodhaven, MI | $144,000 | $660 | $480 | $900 | $420 |
| Washington, MI | $260,600 | $801 | $570 | $1,140 | $570 |
| Scio, MI | $343,500 | $826 | $570 | $1,150 | $580 |
| Casco, MI | $178,300 | $831 | $590 | $1,140 | $550 |
| Monroe charter, MI | $125,900 | $639 | $430 | $910 | $480 |
| Richfield, MI | $130,300 | $644 | $430 | $910 | $480 |
Research Home Insurance Companies Reviews in Farmington Hills, MI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
So far, I can't complain about my experience. The coverage seems good, but I have yet to need to file a claim.
MetLife Home Insurance Reviews
Date: August 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I've generally had a good experience with metlife.We had a small fire that destroyed much of our upstairs kitchen and they were excellent with taking care of us in a timely manner and communicating.
Auto Owners Insurance Home Insurance Reviews
Date: June 08, 2019 Age: Above 60 Gender: Married Marital Status: Male
Premium
Our premium is in line with other on line quotes we have received as well as the deductible. We are completely satisfied with auto owners.
Progressive Home Insurance Reviews
Date: July 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
i was very shocked about the claims and the procedure. because it was very unique beacuse the claims are very high compared to the other insurance company.