How Can I Make My Kirkland, WA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Kirkland, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Kirkland, WA Home Insurance Coverage Levels | Back to Top
| Kirkland, WA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NE 87th Pl, 8th Ave W, 4th Pl, 113th Ct NE, NE 117th Ln, 115th Ln NE, NE 88th Ln, NE 112th Pl, 20th Pl W, NE 106th Ln | $300,000 | $260,000 | $250,000-$300,000 | $596,500 | $560,000 | $500,000-$600,000 |
| Old Redmond Rd, NE 61st Pl, NE Points Dr, NE 66th Ct, NE 121st Ln, 132nd Ct NE, NE 77th Pl, NE 129th Ln, 3rd St, 6th St W | $272,500 | $250,000 | $250,000-$300,000 | $408,000 | $360,000 | $300,000-$350,000 |
| NE 67th Ct, 11th Pl, 18th Ave W, NE 121st Pl, NE 78th Pl, Railroad St, 120th Pl NE, NE 99th Ln, 15th Pl, 101st Way NE | $462,000 | $370,000 | $400,000-$500,000 | $627,000 | $520,000 | $500,000-$600,000 |
| NE Fir St, NE 109th Pl, 105th Ct NE, NE 75th Pl, NE 81st Way, Totem Lake Blvd, NE 37th Cir, NE 71st Ln, 13th Ave, NE 80th Pl | $385,500 | $340,000 | $400,000-$500,000 | $310,000 | $260,000 | $250,000-$300,000 |
| 2nd St S, NE 82nd Ct, NE 105th Ct, NE 97th Pl, 108th Ct NE, Simonds Rd NE, NE 130th Ct, 102nd Ln NE, 121st Ave NE, Slater Ave | $288,500 | $250,000 | $250,000-$300,000 | $259,500 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Kirkland, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$202 | $1,058 |
| Superior Protection Discount | -$113 | $1,147 |
| Fire & Security Discount | -$101 | $1,159 |
| Hail Resistant Roof Discount | -$25 | $1,235 |
| Newly Constructed Home Discount | -$252 | $1,008 |
Choose the Right Deductible for your Kirkland, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $1,000 | $1,080 | $2,080 | $785 | $1,785 | $295 |
| Kirkland, WA | $700 | $1,245 | $1,945 | $905 | $1,605 | $340 |
| Seattle East, WA | $500 | $1,447 | $1,947 | $1,052 | $1,552 | $396 |
| Sammamish, WA | $1,000 | $1,503 | $2,503 | $1,092 | $2,092 | $411 |
| Alderwood Manor, WA | $300 | $734 | $1,034 | $534 | $834 | $201 |
| Esperance, WA | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Newcastle, WA | $100 | $984 | $1,084 | $715 | $815 | $269 |
| Sumner, WA | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Vaughn, WA | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Stanwood, WA | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| North Whidbey Island, WA | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Lake Cavanaugh, WA | $1,000 | $959 | $1,959 | $697 | $1,697 | $262 |
Identify Top Home Insurance Agents near Kirkland, WA | Back to Top
| Home Insurance Company Kirkland, WA | Homeowners Insurance Agency Kirkland, WA | Address | Popularity Score | Distance from Kirkland (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | King Insurance Associates Inc | 2885 78th Ave Se Ste 1 Mercer Island, Mercer Island, WA, 98040 | 7.2 | |
| Liberty Mutual Independent | Silvermark Inc | 16398 Ne 85th St Ste 100, Redmond, WA, 98052 | 3.3 | |
| State Farm | Jean Wall | 8520 Evanston Ave N Ste 101, Seattle, WA, 98103-3896 | 7.5 | |
| Farmers | Mathew Wyatt | 20315 19th Ave Ne Ste A, Shoreline, WA, 98155 | 8.4 | |
| State Farm | Mei-Ling Woo | 16140 Ne 87th St, Redmond, WA, 98052-3505 | 3.2 | |
| State Farm | Chris Eakins | 16619 Redmond Way, Redmond, WA, 98052-4451 | 3.5 | |
| State Farm | Ezra Teshome | 1510 14th Ave, Seattle, WA, 98122-4024 | 7.5 | |
| State Farm | Tim Jones | 17311 135th Ave Ne Ste A400, Woodinville, WA, 98072-3578 | 5.0 | |
| Allstate | Wilson Hui | 16301 Ne 8th St Ste 140, Bellevue, WA, 98008 | 5.7 | |
| Allstate | Andrew Dinh | 3642 33rd Ave S Ste C1, Seattle, WA, 98144 | 9.2 |
Compare Rates for Kirkland, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,120 | $540 |
| King County, WA | $446,600 | $1,093 | $740 | $1,540 | $800 |
| Kirkland, WA | $522,900 | $1,260 | $890 | $1,740 | $850 |
| Seattle East, WA | $557,000 | $1,465 | $1,040 | $2,080 | $1,040 |
| Sammamish, WA | $679,900 | $1,521 | $1,030 | $2,140 | $1,110 |
| Alderwood Manor, WA | $336,900 | $743 | $510 | $1,030 | $520 |
| Esperance, WA | $362,500 | $934 | $640 | $1,330 | $690 |
| Newcastle, WA | $624,500 | $996 | $680 | $1,380 | $700 |
| Sumner, WA | $249,100 | $640 | $440 | $900 | $460 |
| Vaughn, WA | $261,200 | $777 | $560 | $1,060 | $500 |
| Stanwood, WA | $329,600 | $847 | $580 | $1,190 | $610 |
| North Whidbey Island, WA | $258,300 | $773 | $550 | $1,070 | $520 |
| Lake Cavanaugh, WA | $379,200 | $971 | $660 | $1,390 | $730 |
Research Home Insurance Companies Reviews in Kirkland, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 03, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The check was less than 10,000 because of the deductible, but it was not a bad experience for us considering that it was the first claim.
Date: October 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductible is $1000.00 and very convenient, we have had very expensive damages happened at home and they take care of it.
Date: July 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
They offer bundled packages with auto and boats. They cover acts of god. They provide me with online payment options. The coverage is comparable to other companies.
Liberty Mutual Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have no idea what they charge. It's built into my mortgage payment and I never see it. I imagine they're about the same ae the rest of tgem.
Date: September 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I've been with Liberty Mutual Insurance for many years for home insurance. I am very happy with their service. I love that I have very comprehensive, quality coverage at a reasonable cost.
Farmer's Insurance Home Insurance Reviews
Date: October 16, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
I compare the premium and the deducting cost and it lower then then other i try, i am very happy with the out.