How Can I Make My Stuart, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Stuart, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Stuart, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $193,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $229,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $259,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $612,000 | $540,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Stuart, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $1,123 |
| Superior Protection Discount | -$134 | $1,203 |
| Fire & Security Discount | -$94 | $1,243 |
| Hail Resistant Roof Discount | -$27 | $1,310 |
| Newly Constructed Home Discount | -$267 | $1,069 |
Choose your Stuart, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Stuart, FL | Back to Top
| Home Insurance Company Stuart, FL | Homeowners Insurance Agency Stuart, FL | Address | Popularity Score | Distance from Stuart (miles) |
|---|---|---|---|---|
| Travelers | Butcher Insurance Group Inc | 205 S W Winnachee Dr, Stuart, FL, 34994 | 2.5 | |
| Allstate | Doris Cornacchio | 949 Ne Jensen Beach Blvd, Jensen Beach, FL, 34957 | 3.2 | |
| Travelers | Rick Carroll Insurance | 2160 Ne Dixie Hwy , Jensen Beach, FL, 34957 | 1.4 | |
| Allstate | Joseph Long | 222 S Us Highway 1, Tequesta, FL, 33469 | 18.6 | |
| State Farm | Lois Kennedy | 1676 Us Highway 1, Sebastian, FL, 32958-1604 | 45.7 | |
| State Farm | Jessica Corns | 801 Maplewood Dr Ste 9, Jupiter, FL, 33458-8800 | 19.8 | |
| Allstate | Barbara Herbach | 4209 Sw High Meadows Ave, Palm City, FL, 34990 | 5.9 | |
| Travelers | Agrillo Insurance Agency | 49 Sw Monterey Rd, Stuart, FL, 34994 | 3.0 | |
| Allstate | Robin Ehrhardt | 3623 W Woolbright Rd, Boynton Beach, FL, 33436 | 48.0 | |
| Travelers | Jaguar Insurance | 215 S Federal Highway 203, Stuart, FL, 34994 | 2.5 |
Compare Rates for Stuart, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Martin County, FL | $233,000 | $1,322 | $1,030 | $1,770 | $740 |
| Stuart, FL | $236,400 | $1,337 | $1,040 | $1,790 | $750 |
| Hobe Sound, FL | $165,600 | $971 | $760 | $1,300 | $540 |
| Fort Pierce South, FL | $102,900 | $1,096 | $850 | $1,470 | $620 |
| Jupiter, FL | $333,100 | $1,502 | $1,170 | $2,010 | $840 |
| St. Lucie Village, FL | $311,400 | $2,443 | $1,910 | $3,270 | $1,360 |
| Lakewood Park, FL | $102,900 | $921 | $720 | $1,230 | $510 |
| Vero Beach South, FL | $159,300 | $1,476 | $1,150 | $1,980 | $830 |
| Schall Circle, FL | $73,900 | $899 | $700 | $1,200 | $500 |
| Wabasso Beach, FL | $434,000 | $759 | $590 | $1,020 | $430 |
| Sebastian, FL | $157,200 | $1,039 | $810 | $1,390 | $580 |
| Boynton Beach-Delray Beach, FL | $201,600 | $1,405 | $1,100 | $1,880 | $780 |
Research Home Insurance Companies Reviews in Stuart, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Most offerings from USAA are comparable to other offerings. Some other insurance companies are dropping fire hazard insurance for our area whereas USAA has not done so.
Date: October 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our deductible and premiums are very affordable and we could easily pay them if we had an issue arise.
Date: September 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
The company policy offerings are pretty varied, and I think they're able to meet just about anyone's needs. They can cover as much or as little as you want, and it's all negotiable without guilt.
Date: July 22, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I think that my insurance company does well with policy offerings. I think that they are decently priced in comparison to similar companies.
Farmer's Insurance Home Insurance Reviews
Date: September 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My monthly premium with Farmers is very low for the coverage received in comparison to other estimates I have received in the past.
Assurant Specialty Property Home Insurance Reviews
Date: January 05, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I would say it is about average and is considerably close to all the other offers we looked at.
Progressive Home Insurance Reviews
Date: October 22, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
My experience is through phone not in-person. I look for the best rates from companies. I have never had a claim for 42 years. I like the representative that works in local office.