How Can I Make My Greenbelt, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Greenbelt, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Greenbelt, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $247,500 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $308,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $246,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $383,500 | $320,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Greenbelt, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $567 |
| Superior Protection Discount | -$68 | $615 |
| Fire & Security Discount | -$68 | $615 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$157 | $526 |
Choose your Greenbelt, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Greenbelt, MD | Back to Top
| Home Insurance Company Greenbelt, MD | Homeowners Insurance Agency Greenbelt, MD | Address | Popularity Score | Distance from Greenbelt (miles) |
|---|---|---|---|---|
| Travelers | Horenberg Insurance Services Inc | 3915 National Drive Suite 400, Burtonsville, MD, 20866 | 8.5 | |
| Erie | Harders Financial Group Inc. | 2832 Gracefield Road, Silver Spring, MD, 20904 | 5.9 | |
| Travelers | Carl Rutan Insurance Agency | 9912 Colesville Rd, Silver Spring, MD, 20901 | 7.2 | |
| Allstate | Greg Smith | 1202 E Patrick St Ste 1b, Frederick, MD, 21701 | 39.3 | |
| Allstate | Henry Speckhardt | 5300 Dorsey Hall Dr Ste 202, Ellicott City, MD, 21042 | 17.5 | |
| State Farm | Mike Williams | 595 Main St Ste 337, Laurel, MD, 20707-4352 | 8.0 | |
| State Farm | Scott Mcgrew | 4785 Dorsey Hall Drive, Ellicott City, MD, 21042-7862 | 17.3 | |
| State Farm | Terry Kuethe | 8541 Fort Smallwood Rd Ste D, Pasadena, MD, 21122-2676 | 22.6 | |
| State Farm | Keith Sigur | 8875 Centre Park Drive, Columbia, MD, 21045-2382 | 16.6 | |
| State Farm | Ashley Deadwyler-Jones | 12057 Tech Rd Ste B, Silver Spring, MD, 20904-1978 | 6.0 |
Compare Rates for Greenbelt, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Greenbelt, MD | $201,000 | $683 | $540 | $860 | $320 |
| Brookmont, MD | $966,300 | $2,771 | $2,190 | $3,490 | $1,300 |
| Mount Vernon, VA | $487,800 | $1,002 | $720 | $1,390 | $670 |
| Newington Forest, VA | $441,700 | $958 | $650 | $1,330 | $680 |
| Timonium, MD | $360,900 | $845 | $670 | $1,070 | $400 |
| Kingsville, MD | $407,800 | $1,360 | $1,070 | $1,710 | $640 |
| Chestertown, MD | $219,100 | $711 | $560 | $900 | $340 |
| Burkittsville, MD | $342,300 | $1,132 | $890 | $1,430 | $540 |
| Harford County, MD | $281,400 | $934 | $740 | $1,180 | $440 |
Research Home Insurance Companies Reviews in Greenbelt, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The offers of my company's policy compared to other companies can ensure that my company has some of the best because our customers do not know
Date: February 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have been very happy in general with USAA's customer service. They have an all American customer service and they are always happy to answer my questions and get back to me very quickly.
Date: January 30, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I left Geico to join USAA. I felt that USAA understood what I needed at that time. I still feel the same way today. I don't know what other insurances offer because they have not blown me away to make me change from USAA.
Date: January 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would say the deductible is a fairly average amount. The premium is actually quite a bit lower than average. I have not yet needed to pay a deductible on any claim or loss covered by my USAA account.
State Farm Home Insurance Reviews
Date: December 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I am very satisfied with out home insurance policy offerings. We have had claims approved (roof damage due to hail)when our neighbors insurance company declined to fix theirs. Very pleased with our company
Date: November 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
i like every thing about it the people are very nice to me and explain alot
Liberty Mutual Home Insurance Reviews
Date: December 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The company's premium rating runs similar to others in our area but sometimes I think can be a little high. I like that I can chose my deductible dollar amount and that it is not a percentage of my coverage amount.
Erie Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I know that when we compared prices, this company had better prices than any of the major insurance companies. We also already had other insurances with them, and we got a bundle discount when we added another insurance to our policy.