How Can I Make My Hastings, NE Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hastings, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Hastings, NE Home Insurance Coverage Levels | Back to Top
| Hastings, NE - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunset Ave, State Spur 306, Adams St, 24th Rd, S Technical Blvd, Haymeadow Ridge, Madden Rd, W 1st Ave, E Idlewilde Rd, E 6th St | $92,000 | $80,000 | $75,000-$100,000 | $184,000 | $160,000 | $150,000-$175,000 |
| Co Rd 85, W Pony Express Rd, Blue River Ave, N Prosser Ave, N Blue River Ave, 15th St, Railroad St, Barrows Rd, Circle L, 3rd St | $87,000 | $80,000 | $75,000-$100,000 | $115,500 | $110,000 | $100,000-$125,000 |
| W Fork Ave, S Baltimore Ave, W 11th St, Edgewood Ln, E Maple St, S Burlington Ave, Circle P, S Adams Central Ave, W Saddlehorn Rd, W Pine St | $117,500 | $100,000 | $100,000-$125,000 | $181,000 | $170,000 | $200,000-$250,000 |
| Elevator Rd, N Denison Ave, S Primrose Ave, 12th St, N Blaine Ave, N 3rd Ave, N Elm Ave, E Oliver St, Ridge Rd, S Colorado Ave | $112,000 | $100,000 | $100,000-$125,000 | $181,500 | $150,000 | $150,000-$175,000 |
| E Blue Valley Rd, Co Rd 11-5W, E Paul St, E 14th St, N Doane Ave, W 22nd St, Ln I, N Kansas Ave, Circle O, N Barnes Ave | $69,500 | $60,000 | $50,000-$75,000 | $105,500 | $90,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Hastings, NE | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $749 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$96 | $775 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$244 | $627 |
Choose your Hastings, NE Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Hastings, NE | Back to Top
| Home Insurance Company Hastings, NE | Homeowners Insurance Agency Hastings, NE | Address | Popularity Score | Distance from Hastings (miles) |
|---|---|---|---|---|
| State Farm | Dayla Mamot-Sack | 1312 L St, Aurora, NE, 68818-2125 | 27.8 | |
| State Farm | Scott Norlen | 1017 W 2nd St, Hastings, NE, 68901-5008 | 0.8 | |
| State Farm | Justin Kenney | 1701 N Lincoln Ave Ste 1, York, NE, 68467-1443 | 46.2 | |
| State Farm | Judy Barnes | 205 S Burlington Ave, Hastings, NE, 68901-5905 | 1.0 | |
| Travelers | Cornerstone Insurance Group | 103 E 1st St, York, NE, 68467 | 45.8 | |
| State Farm | Laura Schneider | 410 N Minnesota Ave, Hastings, NE, 68901-5254 | 0.8 | |
| Allstate | The Pinnacle Agency | 3610 West Capital Avenue, Grand Island, NE, 68802 | 24.1 | |
| State Farm | Sean Gellatly | 1233 N Webb Rd Ste 300, Grand Island, NE, 68803-3323 | 23.1 | |
| State Farm | Laura Schneider | 410 N Minnesota, Hastings, NE, 68901-5254 | 0.8 | |
| Travelers | Ellerbrock-Norris Agency Inc | 2203 Osborne Dr W, Hastings, NE, 68901 | 1.1 |
Compare Rates for Hastings, NE Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $860 | $1,720 | $860 |
| Adams County, NE | $115,300 | $998 | $670 | $1,420 | $750 |
| Hastings, NE | $108,900 | $871 | $600 | $1,250 | $650 |
| Martin, NE | $180,800 | $1,403 | $1,000 | $1,990 | $990 |
| Kenesaw, NE | $99,600 | $983 | $710 | $1,360 | $650 |
| Eaton, NE | $126,600 | $1,135 | $810 | $1,570 | $760 |
| Sutton, NE | $95,700 | $959 | $650 | $1,370 | $720 |
| Mayfield, NE | $134,900 | $1,180 | $860 | $1,660 | $800 |
| Glenwood, NE | $218,500 | $1,561 | $1,120 | $2,200 | $1,080 |
| Bradshaw, NE | $78,600 | $854 | $580 | $1,200 | $620 |
Research Home Insurance Companies Reviews in Hastings, NE Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
We did shop around a bit when it came to coverage and price point and part of the reason that we selected the company we did is that the price was slightly lower than others for comparable coverage.
Date: November 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
have not had a lot of interaction with the customer service group as far as home insurance yet. most of our interaction is with the auto side of the house
Allstate Home Insurance Reviews
Date: December 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Well I could say that the valos of some policies are a little high but it is good for the things that cube, if you want to keep your home protected can not be cheap, in relation to other companies is quite consistent with any customer
Farmer's Insurance Home Insurance Reviews
Date: December 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I didn't do a ton of research about the deductible, so I am limited in what I can say, but overall the deductible seems fairly consistent with other companies. The premium also seems competitive.
State Farm Home Insurance Reviews
Date: January 14, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
Their offerings are very similar to the offerings of other providers. I cannot think of anything I need that another insurance company that can provide that I cannot get from State Farm.