How Can I Make My La Habra, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in La Habra, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate La Habra, CA Home Insurance Coverage Levels | Back to Top
| La Habra, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Puente St, Wildflower Dr, Shadycrest Ln, Dorchester Ln, S Torrey Pines Ct, S Littler Ct, Mariposa St, Forestview Dr, Alta Mesa Dr, Ramona Ave | $304,500 | $270,000 | $250,000-$300,000 | $229,000 | $200,000 | $175,000-$200,000 |
| Liberty St, Knoll Lake Dr, N Puente St, E Sunny Hills Rd, Carmela Ln, Colfax Ct, W Greenwood Ave, Pebble Beach Pl, Ave Santa Domingo, Alto Ln | $429,000 | $400,000 | $350,000-$400,000 | $507,000 | $480,000 | $400,000-$500,000 |
| S Palm St, Visions Dr, Rutledge Pl, Rimrock Cir, W Valencia Mesa Dr, Janison Dr, Bea Way, Rye Ave, Elmcroft Cir, S Primrose St | $324,500 | $280,000 | $350,000-$400,000 | $251,500 | $240,000 | $250,000-$300,000 |
| Ellis Ct, Sutter Way, Launer Dr, Fallenleaf St, Foundation Ave, Sidon Ave, Law Behm Ter, W Las Palmas Dr, Elkwood Ct, Beacon St | $214,500 | $200,000 | $175,000-$200,000 | $155,000 | $130,000 | $150,000-$175,000 |
| E Pebble Beach Pl, Barbara Blvd, Lotus Pl, Joyce Dr, S Palmer Ct, N Hazel St, Stanford St, Wistaria Ln, Stoneham Way, Marin St | $509,000 | $410,000 | $400,000-$500,000 | $313,500 | $290,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in La Habra, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$250 | $1,067 |
| Superior Protection Discount | -$119 | $1,198 |
| Fire & Security Discount | -$132 | $1,185 |
| Hail Resistant Roof Discount | -$40 | $1,277 |
| Newly Constructed Home Discount | -$290 | $1,027 |
Choose the Right Deductible for your La Habra, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| La Habra, CA | $700 | $1,301 | $2,001 | $945 | $1,645 | $356 |
| Montebello, CA | $100 | $1,178 | $1,278 | $856 | $956 | $322 |
| Orange, CA | $1,000 | $1,401 | $2,401 | $1,018 | $2,018 | $383 |
| Mayflower Village, CA | $300 | $1,695 | $1,995 | $1,232 | $1,532 | $463 |
| Irvine, CA | $2,500 | $1,385 | $3,885 | $1,007 | $3,507 | $379 |
| Aliso Viejo, CA | $200 | $1,360 | $1,560 | $989 | $1,189 | $372 |
| San Juan Capistrano, CA | $2,000 | $1,214 | $3,214 | $883 | $2,883 | $332 |
| Rialto, CA | $100 | $703 | $803 | $511 | $611 | $192 |
| Good Hope, CA | $2,500 | $595 | $3,095 | $433 | $2,933 | $163 |
| Avalon, CA | $200 | $1,857 | $2,057 | $1,350 | $1,550 | $508 |
| Oak Park, CA | $1,000 | $1,074 | $2,074 | $781 | $1,781 | $294 |
Identify Top Home Insurance Agents near La Habra, CA | Back to Top
| Home Insurance Company La Habra, CA | Homeowners Insurance Agency La Habra, CA | Address | Popularity Score | Distance from La Habra (miles) |
|---|---|---|---|---|
| State Farm | Pablo Sanchez | 9411 Firestone Blvd Ste 2, Downey, CA, 90241-5503 | 9.5 | |
| State Farm | Lori Richard | 222 Ave Del Norte Ste 202, Redondo Beach, CA, 90277-5701 | 26.2 | |
| State Farm | Rita Hagopian | 18801 Ventura Blvd Ste 303, Tarzana, CA, 91356-3362 | 37.9 | |
| Liberty Mutual Independent | Dain Insurance Agency | 21660 Copley Dr Ste 185, Diamond Bar, CA, 91765 | 8.3 | |
| Travelers | Hayward Tilton & Rolapp Insurance Associates Inc. | 888 S Disneyland Dr Ste 400, Anaheim, CA, 92802 | 7.6 | |
| State Farm | Maribel Palma | 11512 Magnolia St Ste 103, Garden Grove, CA, 92841-2445 | 9.2 | |
| Liberty Mutual Independent | C.R. Stelling Insurance Agency | 434 W Foothill Blvd, Monrovia, CA, 91016 | 15.7 | |
| Allstate | Carl F Johnson | 11837 South St, Cerritos, CA, 90703 | 8.8 | |
| State Farm | Al Proctor | 509 N Harbor Blvd, Fullerton, CA, 92832-1515 | 4.0 | |
| State Farm | Luis Acosta | 11441 Atlantic Ave, Lynwood, CA, 90262-3827 | 13.6 |
Compare Rates for La Habra, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| La Habra, CA | $473,200 | $1,317 | $970 | $1,790 | $820 |
| Montebello, CA | $441,500 | $1,192 | $880 | $1,620 | $740 |
| Orange, CA | $604,300 | $1,418 | $1,050 | $1,930 | $880 |
| Mayflower Village, CA | $589,300 | $1,716 | $1,270 | $2,330 | $1,060 |
| Irvine, CA | $753,400 | $1,402 | $1,040 | $1,910 | $870 |
| Aliso Viejo, CA | $582,300 | $1,377 | $1,020 | $1,870 | $850 |
| San Juan Capistrano, CA | $635,100 | $1,229 | $910 | $1,670 | $760 |
| Rialto, CA | $260,200 | $712 | $530 | $970 | $440 |
| Good Hope, CA | $197,500 | $603 | $450 | $820 | $370 |
| Avalon, CA | $661,500 | $1,880 | $1,390 | $2,560 | $1,170 |
| Oak Park, CA | $714,600 | $1,087 | $800 | $1,480 | $680 |
Research Home Insurance Companies Reviews in La Habra, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They raise my rates when I have never filed a claim and can't give me a good enough deal to combine my auto with them.
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible we have are slightly cheaper than those that I was able to find at other companies. Fair and decent in my opinion.
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Liberty Mutual offers Claims free discounts, in business over 100 years, multi policy discount, mobile apps, offers auto and home insurance. personally customizes policy to the needs of the client.
Century National Home Insurance Reviews
Date: July 07, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
I am giving a rating of five because I am very pleased with the premium and deductible I have to pay with my home insurance company. I do believe it is significantly less than other companies I looked at.
Mercury Home Insurance Reviews
Date: July 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have not explored other home owner's insurance because I assume all the premiums are roughly the same. I am paying about $550 per year on my home.