How Can I Make My Marshall, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Marshall, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Marshall, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $160,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $196,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Marshall, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $850 |
| Superior Protection Discount | -$94 | $955 |
| Fire & Security Discount | -$84 | $965 |
| Hail Resistant Roof Discount | -$21 | $1,028 |
| Newly Constructed Home Discount | -$262 | $787 |
Choose the Right Deductible for your Marshall, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $1,000 | $1,408 | $2,408 | $1,024 | $2,024 | $385 |
| Marshall, TX | $2,500 | $1,037 | $3,537 | $753 | $3,253 | $283 |
| Easton, TX | $400 | $1,384 | $1,784 | $1,006 | $1,406 | $378 |
| Lake Cherokee, TX | $2,000 | $1,947 | $3,947 | $1,415 | $3,415 | $532 |
| Gregg County, TX | $100 | $1,458 | $1,558 | $1,060 | $1,160 | $399 |
| Carthage, TX | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Ore City, TX | $400 | $982 | $1,382 | $714 | $1,114 | $268 |
| Overton, TX | $1,000 | $1,024 | $2,024 | $744 | $1,744 | $280 |
| Rusk County, TX | $300 | $1,394 | $1,694 | $1,013 | $1,313 | $381 |
| Joaquin, TX | $1,500 | $1,340 | $2,840 | $974 | $2,474 | $366 |
| Tenaha-Joaquin, TX | $200 | $1,344 | $1,544 | $976 | $1,176 | $367 |
| Plain Dealing, LA | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
Identify Top Home Insurance Agents near Marshall, TX | Back to Top
| Home Insurance Company Marshall, TX | Homeowners Insurance Agency Marshall, TX | Address | Popularity Score | Distance from Marshall (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | All-Star Insurance Group | 201 E Marshall St, Gilmer, TX, 75644 | 35.6 | |
| State Farm | Shannon Surholt | 1811 Victory Dr, Marshall, TX, 75672-3619 | 1.7 | |
| Liberty Mutual Independent | Bockmon-Andrews Insurance Agency | 133 Us Highway 259 N, Ore City, TX, 75683 | 32.3 | |
| State Farm | Charlene Ingram | 801 Pine Tree Rd, Longview, TX, 75604-4026 | 24.7 | |
| Farmers | Hal Norris | 410 W Texas Ave, Waskom, TX, 75692 | 18.8 | |
| Liberty Mutual Independent | Shipman Insurance Agency | 301 W Us Highway 80, White Oak, TX, 75693 | 28.6 | |
| Allstate | Wallace Daily | 2601 Victory Dr, Marshall, TX, 75672 | 2.3 | |
| Farmers | Tony Glanton | 300 N Lafayette St, Marshall, TX, 75670 | 0.8 | |
| State Farm | David Scholl | 1606 East End Boulevard N, Marshall, TX, 75670-0712 | 2.0 | |
| Farmers | Michael Smith | 2901 Gilmer Rd, Longview, TX, 75604 | 24.2 |
Compare Rates for Marshall, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harrison County, TX | $115,100 | $1,426 | $940 | $2,200 | $1,260 |
| Marshall, TX | $90,900 | $1,049 | $690 | $1,620 | $930 |
| Easton, TX | $76,400 | $1,401 | $920 | $2,160 | $1,240 |
| Lake Cherokee, TX | $260,800 | $1,971 | $1,300 | $3,040 | $1,740 |
| Gregg County, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Carthage, TX | $112,200 | $984 | $650 | $1,520 | $870 |
| Ore City, TX | $116,300 | $994 | $660 | $1,530 | $870 |
| Overton, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Rusk County, TX | $111,200 | $1,411 | $930 | $2,170 | $1,240 |
| Joaquin, TX | $68,500 | $1,356 | $890 | $2,090 | $1,200 |
| Tenaha-Joaquin, TX | $69,300 | $1,360 | $900 | $2,090 | $1,190 |
| Plain Dealing, LA | $75,800 | $949 | $660 | $1,370 | $710 |
Research Home Insurance Companies Reviews in Marshall, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
We have pretty much everything covered. My mother handles the books, so I don't see the actual costs, but she assures me that we're getting the best deal with our company and agent. If it wasn't reasonable, she'd be on the horn trying to lower our premiums. We get substantial discounts as it stands, so we don't want to change.
Date: October 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Luckily i never had to deal with the costumer service of my insurance company but my parents told me that they were able to solve their problem easily.
Allstate Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have been very impressed with Allstate customer service. They have been friendly, knowledgeable and upfront. Always willing to help.
Farmer's Insurance Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I think that I have a pretty good rate considering my credit history, I know my agent found me all the savings that he could.
Progressive Home Insurance Reviews
Date: January 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I think their offerings are quite basic and also the coverage as well. When I took quotation I actually campared with others and found their offerings are basic.