How Can I Make My Superior, WI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Superior, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Superior, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $122,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $178,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $240,500 | $210,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Superior, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $541 |
| Superior Protection Discount | -$60 | $607 |
| Fire & Security Discount | -$53 | $614 |
| Hail Resistant Roof Discount | -$20 | $647 |
| Newly Constructed Home Discount | -$187 | $481 |
Choose the Right Deductible for your Superior, WI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $604 | $1,604 | $439 | $1,439 | $165 |
| Superior, WI | $2,500 | $659 | $3,159 | $479 | $2,979 | $180 |
| Lakeside, WI | $400 | $675 | $1,075 | $490 | $890 | $184 |
| Silver Brook, MN | $700 | $1,133 | $1,833 | $824 | $1,524 | $310 |
| Scanlon, MN | $200 | $967 | $1,167 | $703 | $903 | $264 |
| Solon Springs, WI | $2,500 | $697 | $3,197 | $506 | $3,006 | $190 |
| Perch Lake, MN | $400 | $1,106 | $1,506 | $803 | $1,203 | $302 |
| Brookston, MN | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| North Carlton, MN | $100 | $1,013 | $1,113 | $736 | $836 | $277 |
| Port Wing, WI | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Meadowlands, MN | $400 | $811 | $1,211 | $589 | $989 | $222 |
| Lenroot, WI | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
Identify Top Home Insurance Agents near Superior, WI | Back to Top
| Home Insurance Company Superior, WI | Homeowners Insurance Agency Superior, WI | Address | Popularity Score | Distance from Superior (miles) |
|---|---|---|---|---|
| Farmers | Gordon Laakso | 1312 Belknap St # B, Superior, WI, 54880 | 2.2 | |
| State Farm | Bob Blake | 1501 Tower Ave, Superior, WI, 54880-2531 | 2.5 | |
| State Farm | Matt Thoreson | 601 Belknap St, Superior, WI, 54880-2933 | 1.9 | |
| Erie | Eisenmann & Associates | 1225 Tower Avenue Suite 103, Superior, WI, 54880 | 2.6 | |
| Liberty Mutual Independent | Holden Insurance Agency Inc | 823 Belknap St Ste 121, Superior, WI, 54880 | 2.1 | |
| Farmers | Glen Miller | 7525 Us Highway 2, Iron River, WI, 54847 | 32.0 | |
| Liberty Mutual Independent | Holden Insurance Agency Inc | 823 Belknap St Ste 121, Superior, WI, 54880 | 2.0 | |
| Allstate | Security State Ins | 7865 Us Highway 2, Iron River, WI, 54847 | 32.3 | |
| Travelers | Mertz Rookey Insurance Agency Llc | 9220 E Main St, Solon Springs, WI, 54873 | 26.6 | |
| Allstate | Century Insurance Agency Inc | 1908 Iowa Ave, Superior, WI, 54880 | 3.4 |
Compare Rates for Superior, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Douglas County, WI | $140,400 | $611 | $410 | $870 | $460 |
| Superior, WI | $117,400 | $667 | $450 | $930 | $480 |
| Lakeside, WI | $167,900 | $683 | $490 | $940 | $450 |
| Silver Brook, MN | $185,800 | $1,147 | $840 | $1,570 | $730 |
| Scanlon, MN | $140,800 | $979 | $700 | $1,400 | $700 |
| Solon Springs, WI | $181,500 | $705 | $480 | $990 | $510 |
| Perch Lake, MN | $177,400 | $1,119 | $750 | $1,580 | $830 |
| Brookston, MN | $109,400 | $831 | $600 | $1,150 | $550 |
| North Carlton, MN | $152,200 | $1,025 | $750 | $1,400 | $650 |
| Port Wing, WI | $123,700 | $591 | $400 | $820 | $420 |
| Meadowlands, MN | $107,400 | $821 | $600 | $1,160 | $560 |
| Lenroot, WI | $200,400 | $730 | $520 | $1,010 | $490 |
Research Home Insurance Companies Reviews in Superior, WI Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 17, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I pay a annual premium of a little over $700 and have almost 300,000 property insurance, 220,000 in personal property and 118,000 in loss of use insurance. The premiums come out of my escrow account monthly. I'm covered for flood and fire damage and they are supposed to provide me with hotel room during while I'm out of my home. I was disappointed to realize that when I had a flood behind my shower that it wasn't covered by my insurance. There is a clause that slow drips in that type of location are not covered by insurance and I had to come out of pocket. My deductible was extremely high and I have lowered that. I don't know why I pay so much for insurance if they will not actually pay to fix things that go wrong with my home and with make me feel like I was at fault for something that I couldn't see happening.
State Farm Home Insurance Reviews
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I feel our premium and deductible is basically the same as other insurance providers but as I stated before we bundle our insurances so we get a nice deal which beats the competition by far.
Travelers Home Insurance Reviews
Date: February 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Comparatively, Traveler's offers all the same policy offerings as any other insurance provider I have ever dealt with. To my knowledge, there is nothing that I need or would possibly want to add that they don't have the ability to offer me.
Progressive Home Insurance Reviews
Date: November 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
very excellent in my home insurance policy.then daily come in requires for many details and explain in my policy offers.