How Can I Make My Clive, IA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Clive, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Clive, IA Home Insurance Coverage Levels | Back to Top
| Clive, IA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S E University Ave, Sample Ln, Greenbelt Cir, S Pl, Puckerbrush Rd, S E Woodcrest Dr, Creekside Cir, Hickory Ridge Rd, Tabor Rd, Hawthorne Ridge Dr | $174,500 | $140,000 | $175,000-$200,000 | $129,500 | $120,000 | $125,000-$150,000 |
| 160th Cir, 159th St, Marshall St, NW 155th St, NE Venture Dr, 152nd St, Summit Dr, Winston Cir, Hickman Rd, Kingsdale Dr | $363,000 | $310,000 | $400,000-$500,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Iltis Ct, Warrior Ln, SE Legacy Pointe Blvd, Co Hwy F-90, Co Hwy F64, NW 165th St, Tabor Ct, NW 162nd Ln, Pleasant St, Oak Brook Dr | $304,000 | $280,000 | $300,000-$350,000 | $93,500 | $90,000 | $100,000-$125,000 |
| T Ave, Coyote Ridge Dr, SE Traden Dr, SE Bluegrass Cir, SE Southbranch Dr, Polk St, Maple Dr, SE Harper Dr, NW 160th Ct, Brighton | $264,000 | $230,000 | $250,000-$300,000 | $81,500 | $70,000 | $75,000-$100,000 |
| 146th St, Willow Brook Dr, 307th Way, S E University Ave, NE Meadowlark Ln, NW 159th St, 153rd St, Bell Dr, Cedar St, Berkshire | $310,000 | $290,000 | $250,000-$300,000 | $114,500 | $90,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Clive, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $755 |
| Superior Protection Discount | -$80 | $808 |
| Fire & Security Discount | -$89 | $799 |
| Hail Resistant Roof Discount | -$27 | $861 |
| Newly Constructed Home Discount | -$222 | $666 |
Choose the Right Deductible for your Clive, IA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Clive, IA | $2,500 | $877 | $3,377 | $637 | $3,137 | $240 |
| Jefferson, IA | $400 | $901 | $1,301 | $655 | $1,055 | $246 |
| Linn, IA | $2,500 | $779 | $3,279 | $566 | $3,066 | $213 |
| Minburn, IA | $2,000 | $664 | $2,664 | $482 | $2,482 | $181 |
| Carlisle, IA | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Sheldahl, IA | $2,000 | $751 | $2,751 | $546 | $2,546 | $205 |
| Huxley, IA | $500 | $905 | $1,405 | $658 | $1,158 | $247 |
| Murray, IA | $2,500 | $494 | $2,994 | $359 | $2,859 | $135 |
| Coon Rapids, IA | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
Identify Top Home Insurance Agents near Clive, IA | Back to Top
| Home Insurance Company Clive, IA | Homeowners Insurance Agency Clive, IA | Address | Popularity Score | Distance from Clive (miles) |
|---|---|---|---|---|
| Travelers | Fortress Wealth Management | 2894 - 106th St Ste 120, Urbandale, IA, 50322 | 1.9 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 6.5 | |
| State Farm | Deb Stubbs | 225 Se Oralabor Road, Ankeny, IA, 50021-9118 | 12.1 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th Street Ste 4000 West Des Moines, West Des Moines, IA, 50266 | 2.2 | |
| Allstate | Dee Mcknight | 814 8th St Ste 1, Boone, IA, 50036 | 31.4 | |
| Travelers | Scott Insurance Services | 1904 Grand Ave, West Des Moines, IA, 50265 | 4.5 | |
| Travelers | Phillips Insurance & Associates | 1107 Walnut St, Dallas Center, IA, 50063 | 9.6 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th St Ste 4000, West Des Moines, IA, 50266 | 2.2 | |
| State Farm | Jim Bagbey | 3885 121st St, Urbandale, IA, 50323-2420 | 1.5 | |
| State Farm | Mark Courter | 6773 Hickman Rd, Des Moines, IA, 50322-4908 | 4.6 |
Compare Rates for Clive, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,180 | $570 |
| Dallas County, IA | $218,000 | $973 | $660 | $1,390 | $730 |
| Clive, IA | $243,200 | $888 | $590 | $1,270 | $680 |
| Jefferson, IA | $261,600 | $912 | $670 | $1,250 | $580 |
| Linn, IA | $179,800 | $789 | $570 | $1,090 | $520 |
| Minburn, IA | $93,200 | $672 | $450 | $950 | $500 |
| Carlisle, IA | $148,800 | $862 | $590 | $1,230 | $640 |
| Sheldahl, IA | $116,200 | $760 | $520 | $1,040 | $520 |
| Huxley, IA | $169,900 | $916 | $620 | $1,250 | $630 |
| Murray, IA | $57,200 | $500 | $340 | $710 | $370 |
| Coon Rapids, IA | $81,800 | $622 | $440 | $880 | $440 |
Research Home Insurance Companies Reviews in Clive, IA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: January 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
My experience with Liberty Mutual has been positive. I would rate them as a 4 for very good service and attention to detail as well as affordability,
Allstate Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Customer service is pretty bad. I rarely can get someone on the phone within a decent time period.
State Farm Home Insurance Reviews
Date: April 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I believe i pay average or a little bit higher than average Americans. one reason being, i live in Baltimore count. i think we generally pay high if not average for insurance
Progressive Home Insurance Reviews
Date: December 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
When I bought this insurance, I did not compare it to any other insurance providers. I decided to accept the offer from my auto insurance to bundle the insurance products to make everything more convenient.