How Can I Make My Round Lake Beach, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Round Lake Beach, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Round Lake Beach, IL Home Insurance Coverage Levels | Back to Top
| Round Lake Beach, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sugar Run Ln, N Ridgeway Ave, Evergreen Ln, N Hauge St, Brentwood, W Luther Ave, W Wilmar Ave, N Edgewater Ct, Bonnie Brook Ln, Chestnut Dr | $119,000 | $110,000 | $125,000-$150,000 | $290,500 | $270,000 | $300,000-$350,000 |
| Oak Leaf Ct, E Greystone Dr, Oak Tree Trl, Highland Pkwy, Old Rollins Rd, Meadowcroft Ln, Kelli Ann Ct, Wesley Ave, Burnett Ave, W Engle Dr | $203,000 | $170,000 | $175,000-$200,000 | $335,500 | $280,000 | $400,000-$500,000 |
| Windsor Ln, Carl Ct, Cedar Ridge Dr, Turkey Run Dr, Lilac Ct, Woodside Ct, E End Ave, N Meadowbrook Dr, W Tall Grass Ct, Carriage Ct | $175,500 | $150,000 | $175,000-$200,000 | $356,000 | $330,000 | $400,000-$500,000 |
| Northwind Ln, Weston Ct, Greystone Dr, E Cedar Dr, E Lake Ave, Stratford Ln, Nathan Hale Dr N, Breeze Dr, N Fox Chase Dr, Ashbrook Ln | $227,500 | $200,000 | $200,000-$250,000 | $225,500 | $200,000 | $200,000-$250,000 |
| Red Spruce Trl, Hook Dr, N Millstone Dr, Fox Chase Cir, Arlington Ln, Bugle Ct, W Clinton Ave, N Periwinkle Way, Clarendon Dr, N Maple Dr | $176,500 | $170,000 | $175,000-$200,000 | $264,000 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Round Lake Beach, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $597 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$56 | $638 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$139 | $555 |
Choose the Right Deductible for your Round Lake Beach, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Round Lake Beach, IL | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Camp Lake, WI | $500 | $643 | $1,143 | $467 | $967 | $176 |
| Salem, WI | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Silver Lake, WI | $100 | $713 | $813 | $518 | $618 | $195 |
| Long Grove, IL | $2,000 | $1,089 | $3,089 | $791 | $2,791 | $298 |
| Riverwoods, IL | $300 | $2,209 | $2,509 | $1,605 | $1,905 | $604 |
| Lily Lake, IL | $2,500 | $1,038 | $3,538 | $755 | $3,255 | $284 |
| La Grange, WI | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Elburn, IL | $2,000 | $812 | $2,812 | $590 | $2,590 | $222 |
| Bedford Park, IL | $100 | $821 | $921 | $597 | $697 | $224 |
| Palos Hills, IL | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
Identify Top Home Insurance Agents near Round Lake Beach, IL | Back to Top
| Home Insurance Company Round Lake Beach, IL | Homeowners Insurance Agency Round Lake Beach, IL | Address | Popularity Score | Distance from Round Lake Beach (miles) |
|---|---|---|---|---|
| State Farm | Angela Roudez | 1505 S State St, Chicago, IL, 60605-2804 | 42.8 | |
| State Farm | Michael Rizzo | 825 Waukegan Rd, Deerfield, IL, 60015-3205 | 19.1 | |
| State Farm | Bill Nelson | 1930 W Main St, St Charles, IL, 60174-6215 | 35.0 | |
| Liberty Mutual Independent | Wenk Insurance Agency Inc | 600 Central Ave Ste 295, Highland Park, IL, 60035 | 19.8 | |
| State Farm | Tania Ramirez | 3223 W Lawrnce Ave, Chicago, IL, 60625-5208 | 34.4 | |
| Travelers | Westside Insurance Agency | 2165 S Millard Ave, Chicago, IL, 60623 | 41.1 | |
| Travelers | Volkman Insurance Agency Inc | 161 S Lincoln Way Ste 206, North Aurora, IL, 60542 | 42.1 | |
| Farmers | Scott Johnson | 100 N Atkinson Rd Ste 112b, Grayslake, IL, 60030 | 3.9 | |
| State Farm | Joel Fiorelli | 85 E Division St, Mundelein, IL, 60060-0815 | 9.0 | |
| State Farm | Linda Mitchell | 106 N Halsted St, Chicago, IL, 60661-1015 | 41.0 |
Compare Rates for Round Lake Beach, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,210 | $630 |
| Lake County, IL | $251,400 | $926 | $670 | $1,290 | $620 |
| Round Lake Beach, IL | $132,500 | $694 | $480 | $980 | $500 |
| Camp Lake, WI | $150,400 | $651 | $470 | $900 | $430 |
| Salem, WI | $174,000 | $644 | $440 | $920 | $480 |
| Silver Lake, WI | $193,800 | $722 | $520 | $1,030 | $510 |
| Long Grove, IL | $654,200 | $1,102 | $790 | $1,580 | $790 |
| Riverwoods, IL | $692,300 | $2,236 | $1,540 | $3,090 | $1,550 |
| Lily Lake, IL | $303,600 | $1,051 | $730 | $1,500 | $770 |
| La Grange, WI | $287,700 | $823 | $580 | $1,140 | $560 |
| Elburn, IL | $260,000 | $822 | $560 | $1,140 | $580 |
| Bedford Park, IL | $170,000 | $831 | $560 | $1,190 | $630 |
| Palos Hills, IL | $187,900 | $727 | $530 | $1,000 | $470 |
Research Home Insurance Companies Reviews in Round Lake Beach, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The customer service of my insurance company is up to the mark, they are people who communicate very well and follow the appropriate parameters for an effective communication and a good service to the client, they cover all my needs in a good time
State Farm Home Insurance Reviews
Date: March 31, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
When I call my agent's office on the phone, I either get a human or an answering service. I never have to leave a message on a robot or work my way through a phone tree.
American Strategic Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I have a standard deductible. Most companies in my area have policies that the deductible changes for named storms. I personally feel that that is a rip off and should be illegal. My company has a flat deductible regardless. In my opinion, the premium is high, but worth the piece of mind that it provides.
USAA Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
this insurance company has always provided me with the best communication be it through mail or electronically. I am well satisfied with all aspects of their service.